Michael Johnson is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, South River Mortgage, and the United States Army Reserve. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates with Bank of America affiliates and offers a range of investment strategies governed by a centralized investment committee.

Jacob Pollokoff is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in various roles including hospitality management and education. He has been involved with Camps Airy and Louise for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Blane Wright is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and 26 years of industry experience. His career includes roles at Scottrade and TD Ameritrade prior to joining Raymond James in 2018. Raymond James & Associates is a large brokerage and investment advisory firm managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Alyssia Solomon is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has been with Merrill since 2017. Outside of her advisory role, she is the owner and consultant of BMORE NATURAL HAIR, a business specializing in the sale of hair products and services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Insley III is a Series 66-licensed financial advisor with Mass Mutual Investors Services, where he has worked since 2012. He has 25 years of industry experience and also serves as an insurance broker offering life, health, fixed annuities, disability income, and long-term care insurance. MassMutual Investors Services, LLC is an SEC-registered investment adviser and broker-dealer providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning and offers specialized programs including divorce planning, estate settlement, and employer-sponsored planning.

Douglas Miller is a Certified Financial Planner® with 26 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2026 after a decade at Northwestern Mutual Wealth Management Company. Miller holds Series 63, 65, and 66 licenses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Dankowski Jr. is a CFP® professional with 27 years of industry experience, currently serving at Osaic. His prior roles include tenures at Lincoln Financial Advisors Corporation, Park Avenue Securities, Guardian Life Insurance Company, and Ids Life Insurance Company. He is also involved in insurance-related businesses as an agent and owner of two firms offering accident, health, disability, and life insurance products. Osaic Wealth serves a diverse clientele including individual investors, retirement plans, charities, and corporate accounts through a multi-advisor platform that provides comprehensive financial planning and portfolio management. The firm employs model-based asset allocation and offers a range of advisory and brokerage services supported by various investment strategies and third-party managers.

Christine Buckley is a financial advisor with RBC Capital Markets and holds the CFP® and ChFC® designations. She has 24 years of industry experience and has previously worked at City National Bank, Huber, Weakland & Associates, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. She serves on the Board of Directors for the Baltimore Estate Planning Council. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized investment programs and financial planning services, utilizing a combination of in-house and third-party investment managers and emphasizing tailored portfolio strategies.

Alex Humphries is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that integrates advanced modeling tools, though clients are responsible for implementing and maintaining their plans.

Alexander Costos is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he serves as a Portfolio Manager, providing traditional financial advice, guidance, and planning, and manages discretionary personalized and defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His client focus areas include education planning, family wealth management, retirement planning, socially responsible investing, and services for endowments, foundations, and non-profits, among others. Alexander began his financial services career in 2007. He holds a bachelor's degree from Bucknell University (2004) and a Master of Business Administration from Loyola University Maryland (2017). He earned the CERTIFIED FINANCIAL PLANNER® certification in 2016 and holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also serves on the Board of Directors for the Maryland Family Network and is involved with the Loyola Sellinger School of Business Alumni Board. Raised in the greater Baltimore area, Alexander is the son of Bob and Sandy Costos. He resides in Phoenix, Maryland, with his wife Laura and their two children. His personal interests include boating, camping, cooking, football, gardening, hunting, reading, spending time with family, and woodworking.

Samantha Fiedler is a financial advisor with RBC Capital Markets holding a Series 66 designation and two years of industry experience. Her background includes roles in sports organizations such as Athletes Unlimited and coaching lacrosse through the HOCO Lacrosse Club. She also works part-time at Coppermine Heath & Fitness. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple fee-based advisory programs with tailored portfolio management strategies using both in-house and third-party investment managers.

Sean Kavanagh is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2001. Merrill provides managed account services through the Select Portfolio Solutions (SPS) Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Thompson II is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with MML Investors Services, Inc. since 1997. Outside of his advisory role, he owns and manages Harmony Grove Farm, LLC and Harmony Grove Farm Management, LLC, which hold farm land and related assets. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Nohemi Cecil is a financial advisor at Osaic with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of her advisory work, she is involved in community activities such as serving on her neighborhood’s welcome committee and creating and selling crafts at local shows. Osaic Wealth serves a diverse client base that includes retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and the use of multiple manager programs and proprietary models.

Douglas Sunday is a financial advisor at Ameriprise with 30 years of industry experience. He has been with Ameriprise since 2005 and holds Series 63 and Series 65 designations. Outside of his advisory work, he co-owns an Etsy shop called Sundays In The Woodshop, where he makes and sells small wooden items. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm delivers personalized, research-driven recommendations that integrate income sources, Social Security options, and tax-efficient withdrawal strategies.

Troy Elser is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 28 years of industry experience. His prior work includes positions at UBS Financial Services and Morgan Stanley. He is the sole owner of Elser Wealth Management LLC, a separate wealth management practice. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu for clients meeting certain net-worth criteria and integrates advisory services with banking and other financial products.

David Seifert is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a trustee or co-trustee for several trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, with a financial planning process based on structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate agreements.

David Purcell is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and four years of industry experience. His prior career includes roles at Bank of America and entrepreneurial ventures such as The Baltimore Whiskey Company LLC and Purcell Masonry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Lisa Goretsas is a financial advisor at Raymond James & Associates with 19 years of industry experience. She has worked at Raymond James since 2009 and previously at Citigroup Global Markets from 2007 to 2009. Outside of her advisory role, she serves as an officer and secretary of Evergreen Builders, Inc., and is a board member for nonprofit organizations including the Human Services Program of Carroll County, Inc. and YES!. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, drawing on a broad portfolio of management styles and affiliated research.

Joseph Nguyen is a Series 66-licensed financial advisor with Merrill in Hunt Valley, MD, where he has worked since 2007. He has 13 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.