Joann Stith Maloney is a financial advisor with Ameriprise in Midlothian, VA, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Ameriprise and its related entities since 2012. Outside of her advisory role, she owns Revive Your Vibe, a business focused on selling essential oils and performing energy work. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jordan Berryhill is a CFP®-designated financial advisor with 20 years of industry experience. He has worked at LPL Financial since 2018 and previously was with Summit Financial Group and Summit Brokerage Services from 2014 to 2018. Outside of his advisory role, Berryhill is involved with Berryhill CPA & Tax Advisory Service, where he provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

Eva Rennalls is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Her prior work includes positions at Janney Montgomery Scott, Northwestern Mutual, Space IQ, McKesson, and MAPEI Corporation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Theresa Kelly is a financial advisor with Primerica Advisors in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has worked with Primerica Financial Services and affiliated firms since 2011. Outside of investment advisory work, she is involved as a Medicare broker, selling Medicare supplements, advantage plans, and prescription drug plans on a part-time basis. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers, using a tiered wrap fee structure and delegating trading responsibilities to BNY Mellon Advisors.

Charles Bennett Jr. is a financial advisor with Primerica Advisors in Powhatan, VA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of his advisory role, he owns Smart Route Financial Solutions LLC, a legal entity formed to support his Primerica business activities. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Deona Hancock is a Series 66 credentialed financial advisor with Fidelity Investments, based in Midlothian, VA, and has accumulated several years of experience with Fidelity and prior roles in academia and retail. Her background includes positions at George Mason University, Virginia Commonwealth University, and Wegmans Food Markets. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that integrates proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of funds and model portfolios.

Elizabeth Darby is a financial advisor with LPL Financial, holding a Series 66 designation and having two years of industry experience. Prior to joining LPL Financial, she worked for six years at Chesterfield County Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing diverse investment strategies supported by internal and external research.

Stephen Harrison is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 66 credentials and having 28 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he is involved in life and health insurance activities. LPL Financial is an SEC-registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches and providing access to model portfolios and research from multiple sources.

Hunter Seay is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Seay Custom Irrigation and Atlantic Coast Settlement, and served five years in the United States Marine Corps. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines algorithmic tools with advisor input and a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jacqueline Taylor is a financial advisor at LPL Financial with 40 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. In addition to her advisory role, she is involved with the Department of Elections in Richmond, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing various management approaches and research resources.

Bradford Gregg is a CFP® and PFS™ credentialed financial advisor with 19 years of industry experience, currently affiliated with Cetera. He has previously worked with Avantax and 1st Global Advisors and is the owner of Gregg & Associates LLC, a CPA firm providing tax preparation and accounting services to individuals and small business owners. He is also a partner at Commonwealth Financial Advisors, LLC. Cetera is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Daniel Castaneda Dulyx is a financial advisor at Fidelity with 23 years of industry experience. He holds the Series 66 designation and has been affiliated with several Fidelity entities since 2013. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model solutions.

Gina Edwards is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Cambridge Investment Research Advisors since 2017 and with Cambridge Investment Research, Inc. since 2015. Edwards is also an independent insurance agent and serves as a board member of the Abounding Grace Family Worship Center. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, trusts, and other sponsors through a network of independent financial professionals. The firm offers a range of financial planning, investment management, and retirement advisory services with multiple custody and platform options, including proprietary and third-party model strategies.

Jeffrey Jones is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he has worked as a delivery driver and package handler in non-investment-related positions. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides written Recommendation Reports addressing income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a program that emphasizes managed accounts and uses algorithmic automation overseen by a dedicated committee.

Sahid Parsard is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked at various firms, including Cetera and Langley Federal Credit Union, before joining J.P. Morgan Securities in 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client investment decisions.

Bruce Mccook is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Infinex Investments, Virginia Commonwealth Bank, and Primis Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, retirement plan consulting, and brokerage services, offering discretionary and non-discretionary management supported by in-house and third-party research.

Terrence Wassel is currently Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2021. In this position, he focuses on utilizing Fidelity's resources and planning expertise to develop and maintain financial plans tailored to clients' priorities, emphasizing communication and regular strategy reviews. Prior to joining Fidelity, Mr. Wassel accumulated extensive experience at Charles Schwab and Co. from 1999 to 2021, holding various positions including Financial Consultant, Fixed Income Specialist, Investment Consultant, Portfolio Consultant, and Investor Services Representative. His career progression reflects a broad expertise in financial consulting and investment advisory services. Details regarding his education, credentials, personal interests, and community involvement were not provided.

Anju Dhaliwal is a financial advisor at Cetera with six years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to her current role, she worked with Virginia Asset Management and Securian Financial Services. Dhaliwal is also involved in fixed insurance sales through Virginia Asset Management. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and advisory services through a nationwide network of independent advisors and operates a multi-manager platform with a range of program options and custodial relationships.

Samuel Price Jr. is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior roles include positions at Securities America Advisors, Inc., VOYA Financial Advisors, and SSN Advisory Inc. He is also the owner of Price Financial Services, an insurance-related business. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to various managed-account solutions. The firm employs asset-allocation tools and risk assessments to construct portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Anne Marie Carlson is a financial advisor at Edward Jones in Midlothian, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at CoStar Group and United Therapeutics, and has a history of involvement with Wyonegonic Camps. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory strategies supported by a large network of financial advisors and a diverse set of affiliated services.