Sevag Hagopian is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and previously worked at Rocket Mortgage for eight years. Outside of his advisory role, he co-owns and manages the business operations of The Beauty Fix Med Spa in Scottsdale, AZ. Charles Schwab serves a large client base primarily composed of high- and ultra–high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separatley managed accounts, supported by a multi-asset model portfolio approach and a distinctive integrated operational structure.

Michael Troxell is a Wealth Management Advisor at Merrill Lynch Wealth Management and a CERTIFIED FINANCIAL PLANNER® practitioner. He holds the FINRA Series 7, 24, 63, and 65 registrations, as well as life and health insurance licenses. Michael has been serving clients in the financial services industry since 1999, and prior to joining Merrill Lynch, he was a Senior Wealth Manager at USAA. Michael specializes in areas including education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. He assists clients with creating and growing wealth, preserving assets, planning efficient distributions throughout their lives, and designing tax-efficient distribution plans for after death. Michael earned a bachelor's degree in agribusiness and management from Cornell University and holds a Six Sigma Green Belt from the University of Michigan. Raised in Cincinnati, Michael lives with his wife Michelle and their two young adopted sons, Carter and Remington. He has two rescue dogs and is devoted to helping veterans, military families, disadvantaged children, and animals by applying his time, energy, and donations. Michael integrates his understanding of clients’ life priorities into his financial planning approach to develop personalized strategies tailored to their goals and aspirations.

Cassandra Mcpherson is a financial advisor at Osaic Wealth Inc. with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Northwestern Mutual Investment Services, Charles Schwab, and TD Ameritrade. Outside of advisory work, she is a partner and content creator for the podcast "Millennial Cringe," which focuses on millennial culture. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs various tools and platforms to construct and manage client portfolios across multiple asset classes.

Jairo Acevedo is a financial advisor at OSAIC with 13 years of industry experience. He holds the Series 66 designation and has worked with AIG Advisor Group since 2015 before joining OSAIC in 2023. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through multiple platforms, utilizing tools such as asset-allocation models, risk assessments, and automated rebalancing to manage portfolios across a variety of asset classes.

William Hochwalt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Corey Brodsky is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 designations and 21 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Northern Lights Distributors, W.E. Donoghue & Co., and Massmutual. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios comprising various investment vehicles on both discretionary and non-discretionary bases.

Teresa Schlinger is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. prior to joining OSAIC. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisors, offering brokerage, advisory, financial planning, and retirement consulting services. The firm employs various asset-allocation tools and multiple advisory platforms to manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Glenn Pollack is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Advisor Group, PlanMember Securities Corporation, Cetera Advisor Networks LLC, and Girard Securities, Inc. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers comprehensive brokerage and advisory services, utilizing asset-allocation tools and a variety of investment options to construct portfolios managed on discretionary or non-discretionary bases.

Chad Johnson is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 designations and 24 years of industry experience. He was previously with Sagepoint Financial, Inc. for 14 years before joining Osaic in 2023. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party solutions to manage portfolios across a broad spectrum of investments.

Jerry Padilla is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Charles Schwab entities. He is also involved with The Producer's Choice LLC and Matrix Biologics. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

John Clayton is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Triad Advisors, Inc. since 2012 before joining OSAIC in 2024. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Krista Iverson is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and has worked since 2008 at Woodbury Financial Services, Inc. before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple third-party money managers and wrap programs. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various investment types, managing accounts on either a discretionary or non-discretionary basis.

Bennett Smith is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and bringing eight years of industry experience. His prior roles include positions at Ameriprise Financial Services and Stifel Nicolaus & Co. Smith serves on the investment committee for the Boy Scouts of America Grand Canyon Council. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, utilizing research-driven portfolio strategies and providing both brokerage and advisory solutions.

Michael Lammers is a financial advisor at OSAIC based in Scottsdale, AZ, holding a Series 66 designation with 10 years of industry experience. His prior work includes roles at J.P. Morgan Securities, Securities America, and Axa Advisors. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to construct diversified portfolios.

Vishal Patel is a CFA® charterholder and holds Series 66 and Series 63 licenses, currently advising at Edward Jones with four years of industry experience. He previously worked at Wells Fargo from 2013 to 2019 and at Edward Jones Trust Company from 2019 to 2024 before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Christopher Vaughn is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Charles Schwab since 1999 and worked at Schwab Private Client Investment Advisory, Inc. from 2012 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with due diligence on alternative investments, and operates a large-scale, integrated platform with centralized supervision and custody.

Stephen Lomsdalen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He previously worked at Ameriprise Financial Services from 2016 to 2022. Lomsdalen is also an author of a book focused on retirement education. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with third-party analytics to offer diversified investment solutions and supports retirement plans through both consulting and discretionary services.

Grady Melton is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and 14 years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank, N.A. He is also a partner in Ren Square LLC, a restaurant business in Phoenix, Arizona. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals across a large advisor network.

Diana Gokool Diaz is a CFP® professional affiliated with Edward Jones in Scottsdale, AZ, with 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a broad range of market segments. The firm manages approximately $1.01 trillion in assets under management and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Charles Palacios is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is president and owner of Palace Enterprises, a legal entity connected to his team practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.