Anthony Cerciello is a CFA® charterholder with 20 years of industry experience currently affiliated with OSAIC in Scottsdale, AZ. His career includes roles at Guardian Life Insurance and Park Avenue Securities prior to joining OSAIC and its related entities where he has worked for over eight years. OSAIC Wealth serves a diverse client base that includes retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, offering a variety of advisory and brokerage services across multiple programs and custodial arrangements.

Ejigayehu Mesfin is a financial advisor at Osaic with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at FSC Securities Corp. for 22 years. Mesfin has been with Osaic since 2023. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting various strategies including discretionary UMA and third-party manager options.

Jane Lichtsinn is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 22 years of industry experience. Her prior roles include positions at Sagepoint Financial, LPL Financial, CX Institutional, Shipt, and an 18-year tenure at Lincoln Financial Advisors. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by proprietary tools and a range of discretionary and managed strategies.

Charles Choe is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2010, including a role at Charles Schwab Bank, SSB. His prior experience includes time at TD Ameritrade Inc. and Edward Jones. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm utilizes a model that integrates non-discretionary client advisory with access to discretionary separate managed accounts, supported by centralized operational and investment resources.

Sevag Hagopian is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and previously worked at Rocket Mortgage for eight years. Outside of his advisory role, he co-owns and manages the business operations of The Beauty Fix Med Spa in Scottsdale, AZ. Charles Schwab serves a large client base primarily composed of high- and ultra–high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separatley managed accounts, supported by a multi-asset model portfolio approach and a distinctive integrated operational structure.

Michael Troxell is a Wealth Management Advisor at Merrill Lynch Wealth Management and a CERTIFIED FINANCIAL PLANNER® practitioner. He holds the FINRA Series 7, 24, 63, and 65 registrations, as well as life and health insurance licenses. Michael has been serving clients in the financial services industry since 1999, and prior to joining Merrill Lynch, he was a Senior Wealth Manager at USAA. Michael specializes in areas including education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. He assists clients with creating and growing wealth, preserving assets, planning efficient distributions throughout their lives, and designing tax-efficient distribution plans for after death. Michael earned a bachelor's degree in agribusiness and management from Cornell University and holds a Six Sigma Green Belt from the University of Michigan. Raised in Cincinnati, Michael lives with his wife Michelle and their two young adopted sons, Carter and Remington. He has two rescue dogs and is devoted to helping veterans, military families, disadvantaged children, and animals by applying his time, energy, and donations. Michael integrates his understanding of clients’ life priorities into his financial planning approach to develop personalized strategies tailored to their goals and aspirations.

Cassandra Mcpherson is a financial advisor at Osaic Wealth Inc with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Northwestern Mutual Investment Services, Charles Schwab, and TD Ameritrade. Outside of her advisory role, she partners in Millennial Cringe, a podcast focused on millennial culture. Osaic Wealth serves a diverse range of retail and institutional clients by offering brokerage and advisory services across various programs such as comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Jairo Acevedo is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at AIG Advisor Group and Charles Schwab. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services across various programs. The firm emphasizes model-based asset allocation and portfolio optimization, providing advisors with a range of discretionary strategies, third-party manager options, and alternative investments.

William Hochwalt is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a 21-year tenure at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions.

Corey Brodsky is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at American Portfolios Financial Services, Northern Lights Distributors, W.E. Donoghue & Co., MassMutual, and MSI Financial Services. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis.

Teresa Schlinger is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 66 credentials with 29 years of industry experience. She has worked at OSAIC since 2024 and previously spent over 15 years with Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm emphasizes a model-based investment process supported by portfolio optimization tools and offers discretionary and third-party managed strategies.

Glenn Pollack is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at Advisor Group, PlanMember Securities Corporation, Cetera Advisor Networks LLC, and Girard Securities, Inc. He is based in Scottsdale, AZ. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors and participants, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services focused on model-based asset allocation, portfolio optimization, and a range of managed account programs.

Chad Johnson is a financial advisor at OSAIC with 25 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Sagepoint Financial, Inc., Charles Schwab, Chase Investment Services Corp., and Banc One Securities Corporation. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supporting a range of strategies and third-party manager programs.

Jerry Padilla is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and 66 licenses and bringing 20 years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Charles Schwab entities. He is also involved with The Producer's Choice LLC and Matrix Biologics. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

John Clayton is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Triad Advisors, Valic Financial Advisors, and Truist Investment Services. He has been with OSAIC since 2024. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers discretionary strategies, third-party managers, and proprietary models.

Krista Iverson is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services, Inc for 16 years before joining OSAIC. OSAIC serves a diverse client base including retail, institutional, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale and complex affiliate network.

Bennett Smith is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and bringing eight years of industry experience. His prior roles include positions at Ameriprise Financial Services and Stifel Nicolaus & Co. Smith serves on the investment committee for the Boy Scouts of America Grand Canyon Council. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, utilizing research-driven portfolio strategies and providing both brokerage and advisory solutions.

Michael Lammers is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities, AXA Advisors, and Securities America. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

Vishal Patel is a CFA® charterholder and holds Series 66 and Series 63 licenses. He has four years of industry experience, currently working with Edward Jones in Scottsdale, AZ, and has previously held positions at Edward Jones Trust Company and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and is notable for its extensive retail advisor network and affiliated financial services, including a trust company and proprietary mutual funds.

Christopher Vaughn is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Charles Schwab since 1999 and worked at Schwab Private Client Investment Advisory, Inc. from 2012 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with due diligence on alternative investments, and operates a large-scale, integrated platform with centralized supervision and custody.