Terry Tang is a financial advisor at Southern California Wealth Management Associates with 31 years of industry experience. He holds a Series 63 designation and has worked at firms including Emerson Equity LLC and Western International Securities. Outside of his advisory role, Tang serves as president of a nonprofit organization focused on fundraising for medical and dental mission trips. Southern California Wealth Management Associates serves individual and high-net-worth clients by providing ongoing portfolio management and client-specific investment policy statements. The firm employs various analytical methods and trading strategies, managing approximately $34 million across 115 client accounts.

William Davis III is a financial advisor at Pinnacle Capital Advisors with 27 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Sentinel Stone Financial and Saxony Capital Management. Outside of advisory work, he is licensed as an insurance agent. Pinnacle Capital Advisors provides non-discretionary financial planning and consulting primarily for individuals and high-net-worth clients, including family offices and corporate executives. The firm employs a long-term, fundamental investment approach, often recommending third-party advisers for portfolio management while emphasizing client participation and tailored planning.

Pat Wang is a financial advisor at Shearwater Capital with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with TD Waterhouse Investor Services Inc since 1999. Shearwater Capital serves individuals, families, high-net-worth clients, qualified retirement plans, and trusts by providing investment management, comprehensive financial planning, and investment supervisory services. The firm employs a scientific, long-term investment strategy emphasizing global diversification, tax efficiency, and low-cost passive funds, primarily utilizing Dimensional Fund Advisors’ products.

Alfred Walsh is a financial advisor at Malaga Cove Capital, LLC with the CFA® designation and Series 63 license. He has been in the industry since 2023, including experience at Fidelity Investments and his current firm. Malaga Cove Capital, LLC provides discretionary investment and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm focuses on capital growth through a primarily equity-focused, long-term buy-and-hold strategy combined with active portfolio management and periodic rebalancing.

Adam Shipley is a financial advisor at NorthWoods Financial Partners LLC with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Perch Capital, LLC and National Asset Management. Shipley is also active as a registered representative at Emerson Equity LLC. NorthWoods Financial Partners LLC, founded in 2024, provides discretionary and non-discretionary asset management, comprehensive financial planning, and ERISA 3(21) retirement-plan advisory services primarily to individual clients. The firm’s investment programs are tailored to clients’ goals, time horizons, and risk tolerances, and employ a variety of analytical strategies with portfolios managed on either a discretionary or non-discretionary basis.

Cynthia Aragon is a financial advisor at Brentview Investment Management, LLC with 19 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Her prior roles include positions at Cavu Securities LLC, Global View Capital Management, Altegris Investments, and Agile Fund Solutions. In addition to her advisory work, she operates a legal practice providing compliance consulting and general legal advice. Brentview Investment Management offers discretionary portfolio management primarily for high-net-worth individuals, focusing on dividend-growth strategies across U.S., international, and global markets. The firm employs a bottom-up, fundamentally driven investment approach and serves clients through multiple wrap fee and managed account platforms.

South Bay Financial Partners was founded by Tara Unverzagt in 2014. Tara’s interest in financial planning was sparked at a young age as she watched her mother become a financial planner in the 1960s, a time before the development of the financial planning career. Now, with over 30 years of experience in financial planning, investment advice, and tax preparation, Tara is more dedicated than ever to walking with clients through their life's journey, navigating financial decisions at various stages along the way. Her clients range from young adults just embarking on their careers to business owners to couples going through post-retirement transitions to multi-generations of families. Much like her mother, Tara is a visionary within her industry, fueled by her active involvement in the Financial Therapy Association (FTA). The FTA places a strong emphasis on recognizing, addressing, and working through the emotional factors that intertwine with money, like fear, shame, and anxiety, which frequently impede individuals from making optimal financial choices. In 2019, Tara received her CFT-I in Financial Therapy and now utilizes those skills in every client interaction. Since founding South Bay Financial Partners, Tara has grown her team to now have three other planners who bring their own areas of expertise and extensive experience to the table. This collective knowledge ensures that clients receive a well-rounded approach to their financial planning needs. Tara and her team firmly believe that your finances should support your life, and not the other way around. You deserve to have a life plan that is unique to you and your dreams. A plan that helps you live by your values without shame, fear, or anxiety. Your budget should tell your story. “We believe it’s your day-to-day decisions that make the difference in achieving financial success.” – South Bay Financial Partners team Overall, South Bay Financial Partners offers a comprehensive range of financial planning tools and services for anyone with any budget, with a focus on supporting clients in their day-to-day decisions, aligning their finances with their life goals, and addressing the emotional aspects of money decisions to create a fulfilling financial journey. Tara and her team provide investment advice and management, tax preparation and planning, cash flow (aka budgeting), estate planning support, charitable giving, generational wealth transfer, career development, insurance/company benefits review, and student loan and debt management, with financial therapy tools woven in everything they do. Learn more about Tara, the rest of the team, and their services by visiting southbayfinancialpartners.com

Mary Kusnic is a financial advisor at Victus Capital Wealth with 27 years of industry experience. She has held her current role since 2012 and holds Series 63 and Series 65 licenses. Kusnic serves on the Board of Directors for the Century City Chamber of Commerce, a nonprofit organization. Victus Capital Wealth provides portfolio management and retirement plan consulting to individual and high-net-worth clients, trusts, pension plans, and business entities. The firm uses a blend of fundamental, technical, and cyclical analysis in its investment approach, combining long-term and trading strategies with options, margin, short sales, and private equity allocations when appropriate.

Laura Robayo is a CFP® professional with six years of industry experience, currently serving at Silver Oak Wealth Advisors Services, LLC since 2018. Her prior work includes roles at Save-On Insurance Service Inc and running a daycare business, Bubbles N Colors. Silver Oak Wealth Advisors Services, LLC provides integrated wealth management, financial planning, investment management, and consulting to individuals, high-net-worth families, trusts, charitable organizations, and businesses. The firm employs a Family CFO process with both passive and active investment strategies, focusing on clients undergoing significant financial transitions and incorporating behavioral and psychological considerations in its approach.

Michael O'Brien is a Chartered Financial Analyst (CFA®) with 17 years of industry experience. He has served as a financial advisor at O'Brien Investment Management, LLC since 2016. O'Brien Investment Management provides discretionary investment management to individuals, trusts, estates, charities, businesses, and retirement plan participants, managing approximately $225–$275 million in assets across about 165 client relationships. The firm focuses on portfolios of publicly traded equities, fixed income, mutual funds, and ETFs with a typical holding horizon of more than one year and offers management of held-away retirement accounts through a third-party platform.

David Zuckerman is a CFP®-certified financial advisor with 22 years of industry experience, currently serving at Zuckerman Capital Management, LLC since 2008. He is licensed as an independent insurance agent in California and occasionally writes fixed insurance policies, though this activity comprises less than 5% of his work hours. Zuckerman Capital Management serves individual investors—including high-net-worth clients—along with trusts, estates, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a diversified investment approach blending modern portfolio theory with established investment principles, utilizing actively managed mutual funds and ETFs on an institutional platform with access to specialized third-party managers.

Gillian Goldman is a financial advisor at Stonebridge Capital Management Inc. She holds a Series 65 designation and has been in the industry since 2012, with prior experience at Harold Davidson & Associates from 2016 to 2023. Stonebridge Capital Management provides fee-based investment supervisory services to individuals, families, and institutions, offering customized portfolio management and specialized investment strategies. The firm employs a bottom-up, fundamental analysis approach and assigns a senior portfolio manager to each client for ongoing oversight.

Aleksandar Kelly is a financial advisor at Life UnLocked Partners LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience at L & A Holdings LLC, Jaguar Land Rover Santa Monica, and Culver City Honda. Outside of his advisory role, Kelly is the CEO of L & A Holdings LLC, a consulting business that provides services to families with children who have developmental disabilities. Life UnLocked Partners serves individuals, high-net-worth clients, families, trusts, estates, and other business entities with financial planning, investment monitoring, and recommendations. The firm employs a value and dividend-focused investment strategy aimed at income replacement and longer-term appreciation, supported by structured onboarding and ongoing client education.

Troy Broyles is a financial advisor with Mogul Wealth Management, Inc. in Manhattan Beach, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at LPL Financial LLC and CETERA Advisor Networks LLC. Outside of finance, he is a business owner of Air Mates, a non-investment-related enterprise. Mogul Wealth Management provides investment supervisory services, financial planning, and pension consulting to individuals, including high-net-worth clients, retirement plans, and business entities. The firm employs fundamental and cyclical analysis to build diversified portfolios and conducts regular client reviews with semi-annual reporting.

Joanne Nishiyama is a financial advisor at Insight Investment Counsel with 26 years of industry experience. She holds a Series 66 designation and previously worked at Purshe Kaplan Sterling Investments, Inc. and The Kinney Group, LLC for 11 years each. Insight Investment Counsel manages approximately $245.7 million across about 92 client accounts, providing individualized portfolio management to a diverse client base including high-net-worth and non-high-net-worth individuals, pension and profit-sharing plans, charitable organizations, corporations, and other investment advisers. The firm’s investment approach focuses on asset allocation, fundamental analysis, and utilizes mutual funds and ETFs with both long- and short-term strategies.

Peter Heilbron is a CFA® charterholder with 14 years of industry experience. He is the sole advisor at Trace Wealth Advisors in Los Angeles and has held positions at Northern Trust Wealth Management, LPL Financial, and YDS Investments LLC, where he serves as Interim CFO consulting on estate planning, tax planning, and real estate investments. Trace Wealth Advisors serves individual and high-net-worth clients, charitable organizations, and businesses, offering discretionary portfolio management, financial planning, and access to separately managed accounts through LPL Financial’s Manager Select program. The firm employs a tailored investment approach focused on ETFs and mutual funds, using fundamental analysis and modern portfolio theory alongside long-term purchase strategies.

Deron Dong is a CFP® professional with 10 years of experience in the financial services industry. He currently works at Hippocratic Financial Advisors and has previously been associated with Rivetti Financial Group, LLC, and Rivetti Investment Services, LLC. Dong also offers fixed insurance products, including life, health, disability, and long-term care, through his own DBA, DSQ Advisors. Hippocratic Financial Advisors serves individual and high-net-worth clients with investment management, financial planning, and educational seminars, recently expanding to include student-loan analysis and management. The firm employs a Modern Portfolio Theory-based investment approach focused on diversified, low-cost funds and tailored client portfolios, operating multiple offices and managing several hundred accounts.

Jeff Fang is a CFP® with 23 years of industry experience, currently serving as an advisor at Aqua Capital Advisors since 2009. He holds the Series 66 designation and works out of Los Angeles, CA. Aqua Capital Advisors is a fee-only, SEC-registered wealth management firm that provides discretionary investment management and comprehensive financial planning to individuals and families, including high-net-worth clients. The firm emphasizes tailored integrated planning and portfolio construction, typically using diversified, low-cost ETFs with tax-aware strategies under a fiduciary standard.

Brad Tonoff is a financial advisor at Penmar Wealth Management LLC in Santa Monica, CA, holding a Series 65 license with one year of industry experience. He has previously worked at firms such as New York Life Insurance Company and has been involved in related business activities as CEO of BJT Solutions Inc., which focuses on insurance and annuity product sales and marketing consulting. Penmar Wealth Management provides discretionary asset management and financial planning services tailored to clients' specific goals and risk tolerance. The firm employs various investment strategies, including fundamental and technical analysis, and also maintains affiliated insurance businesses.

John Koudsi is a Certified Financial Planner (CFP®) with 27 years of industry experience. He is a managing member and strategist of Trojan Storage, a commercial storage firm, and also serves as managing member of 31Ten Lounge, a restaurant and lounge in Santa Monica. He has worked at Counterpoint Mutual Funds, LLC since 2014 and Core Financial Partners Inc. since 2010. Core Financial Partners is an SEC-registered adviser serving individuals, pension and profit-sharing plans, corporations, and insurance company clients. The firm provides financial planning, consulting, and wrap-fee asset management, constructing portfolios with mutual funds, ETFs, individual securities, and a range of private and alternative investments.