Huan Bin Lee is a financial advisor with Morgan Stanley, holding a Series 66 designation and 26 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, and previously at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Kevin Qin is a financial advisor with Merrill, holding a Series 66 designation and based in City of Industry, CA. He has been with Merrill since 2022 and worked at Bank of America, N.A. starting in 2026. His prior experience includes roles at the University of California and Arcadia High School. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide range of products and services.

Cheryl Hayden Rambeau is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research, model-based asset allocations, and institutional trading capabilities to tailor financial plans and portfolio management.

Benjamin Ling is a financial advisor with UBS Financial Services in Brea, California, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Ling serves on an advisory committee for the Taiwanese American Citizens League, providing guidance to national and local boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Alex Basmadjian is a Financial Consultant at Fidelity Investments, focusing on developing tailored financial plans that align with clients' personal and long-term financial objectives. His professional experience includes roles as a Portfolio Specialist and Investment Management Consultant at Fidelity Investments from 2022 to 2023, and an Investment Solutions Representative from 2021 to 2022. Prior to that, he served as a Relationship Manager at Bank of America between 2020 and 2021, and as a VP, Client Services Manager at Community Bank from 2016 to 2018. His expertise encompasses asset management, retirement and income planning, and tax-efficient investment strategies. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Alex enjoys concerts, family activities, music, reading, and traveling.

Andres Han is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 14 years of industry experience. He previously worked at CUNA Brokerage Services, Inc. and has been affiliated with Schools First FCU since 2014, where he also serves in an advisory capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and corporations through a wide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research and model portfolios from various sources.

Camden Miller is a financial advisor with Ameriprise in San Dimas, CA, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Ameriprise, he worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Optimize Financial, Inc. He also has experience outside finance, including work at Klean-Sweep Parking Lot Service, Inc. and Handel's Ice Cream. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on income reliability and tax-efficient withdrawal strategies.

Casey Reyna is a financial advisor with LPL Financial, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining LPL Financial, Reyna's work experience includes roles at FedEx Ground and the University of California, Santa Barbara. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory and brokerage services, including financial planning and retirement plan consulting, supported by model portfolios and research.

Brenda Navarro is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and two years of industry experience. Her work history includes roles at Wells Fargo Clearing Services and prior experience at American Air Balance Co. and A & B Hotel Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Kyle Bacskai is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses. He has one year of industry experience and previously worked at Northwestern Mutual, Mora Financial, and EssilorLuxottica. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michael Hulley is a Senior Vice President and Senior Resident Director with Merrill in Brea, California. In his role, he works closely with multiple generations of families to assist them in managing their wealth more purposefully. Mike fosters close-knit client relationships and is known as a go-to resource for ideas and opportunities gained from over 30 years of experience as a financial advisor. He provides support on a range of financial matters, including evaluating business ventures, significant purchases, family-wealth dynamics, and long-term goals. Mike earned his Bachelor's degree in Finance and Investing from the University of Southern California. He began his career as a financial advisor with Merrill in 1985, served with UBS from 2008 to 2016, and then rejoined Merrill. Since 1991, he has held leadership roles including Senior Resident Director. In this capacity, he mentors and supports a team of advisors and associates in the Brea office. Outside of his professional work, Mike enjoys spending time with his family and friends. He is a Disney enthusiast, enjoys traveling, and follows various professional sports. He is also involved with community organizations including Second Harvest Food Bank and the Salvation Army.

Leslie Coulson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 30 years of industry experience. Prior to joining LPL Financial in 2025, Coulson worked for Centaurus Financial Inc. for ten years and is also involved with Eldercalifornia. Additionally, Coulson serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Carlos Guerrero is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation. His prior work includes roles at Merrill and Bank of America from 2016 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Ruby Herrera is a Certified Financial Planner (CFP®) and holds a Series 66 license with 17 years of industry experience. She has been with UBS Financial Services since 2007. Outside of her advisory role, she is involved with Le-Vel, a privately held company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kyle Ergas is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on working closely with individuals and families to develop personalized financial strategies aimed at helping clients achieve their unique financial goals. His approach involves understanding each client's priorities and creating plans tailored to their specific situations. Kyle's expertise includes a range of financial services such as general investing, retirement planning, and savings strategies to prepare for unforeseen expenses. He works with clients to address concerns related to funding education, securing retirement income, and managing long-term financial objectives. He holds a Bachelor's Degree from San Jose State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Stephen Cho is a financial advisor with LPL Financial in Brea, CA. He holds Series 63 and Series 66 licenses and has 23 years of industry experience, including 14 years with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Robert Corraliza is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and MassMutual. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of fund and model portfolio strategies.

Nathan Heath is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith. Outside of his financial career, Heath owns In-Home Aromas, Inc., a candle business he operates as a weekend hobby. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeffrey Tiedge is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 credentials and bringing 37 years of industry experience. His prior experience includes roles at Wedbush Securities and Seacrest Wealth Management. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm offers wealth advisory planning and investment consulting through a range of programs serving individuals, institutions, and government entities, with notable capabilities in municipal finance and a comprehensive affiliate network supporting integrated custody and product sourcing.

Kurt Neilan is a CFP® with 27 years of experience in the financial services industry. He currently works at OSAIC and has previously been with Woodbury Financial Services, Inc. for 20 years. Neilan is also a CPA with ongoing involvement in tax preparation and accounting through Neilan & Associates, CPA Inc. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services across multiple platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios.