James Earhart is a financial advisor with Primerica Advisors in Collierville, TN, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with The Guardian Life Insurance Company since 1988 and with Primerica Advisors since 1999. Outside of his advisory role, he participates in various focus group and eye studies. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, financial planning, and retirement consulting. The firm utilizes a range of proprietary and third-party investment strategies and platforms, managing approximately $15 billion in assets with a network of over 1,900 investment adviser representatives.

Jason Caplan is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2011 to 2016 before joining TIAA-CREF in 2016. Outside of his advisory role, he is involved in multiple music-related activities, including founding The Bridge Institute, a nonprofit that teaches music through numerical concepts, and organizing a local music performance group in Memphis. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, often those connected to TIAA-administered retirement plans. The firm offers a combination of point-in-time planning and ongoing portfolio management with both model and customized strategies, acting as adviser to donor-advised funds and operating within a vertically integrated financial services group.

Austin Maness is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including GWFS Equities, Inc., MML Distributors, LLC, and MassMutual. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm’s approach integrates planning and managed account solutions within Empower’s recordkeeping and administrative platforms.

Zackary Vaughn is a CFP® professional with 25 years of industry experience. He is currently with Benjamin F. Edwards & Company, Inc., where he has worked since 2017. Prior to that, he held roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and A.G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory, brokerage, and consulting services, using proprietary and third-party strategies, with an internal trading desk and a unique operational model combining custody and clearance services.

Robert Young is a CFP® and Series 66-registered financial advisor with 10 years of industry experience. He has worked at Edward Jones for 10 years before joining NewEdge Advisors in 2026. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a broad range of services including portfolio management, financial planning, retirement consulting, and access to various advisory programs, utilizing both in-house and third-party strategies supported by technology and centralized due diligence.

Richard Ditter is a financial advisor at Prime Capital Financial with 19 years of industry experience. He holds a Series 65 credential and has worked at firms including Pier Financial Advisors and United Capital Financial Advisers. Outside of advisory work, he is involved in managing commercial real estate investments through several LLCs focused on net lease properties and self-storage facilities. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans with services such as asset management, financial planning, and retirement plan administration. The firm employs a range of investment strategies and offers family office services along with an affiliated tax advisory subsidiary.

Wade Winsett is a CFP® professional with eight years of industry experience, currently affiliated with Commonwealth Financial Network and Pickler Wealth Advisors. He has served as General Counsel for The Pickler Law Firm, providing legal counsel to Pickler Wealth Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, offering a comprehensive adviser-support platform including managed-account programs, third-party asset manager access, and custody/clearing services.

William Krag is a financial advisor with Principal Financial Services, holding a Series 63 designation and 42 years of industry experience. His prior roles include positions with Principal Securities Inc, Principal Life Insurance Company, and SunTrust Advisory Services. Outside of his advisory work, he is involved in a fixed insurance business focusing on life, annuities, and long-term care products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Rebecca Schulter is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Ameritas Advisory Services, LLC. She has worked with Ameritas Investment Corp since 2017 and has been associated with Ameritas Life Insurance Corp and UCL Financial Group since 2014. Outside of her advisory role, Schulter has acted in commercials since 2000 and has served as past president of the NAIFA Memphis/West TN chapter. Ameritas Advisory Services, LLC provides investment advisory and planning services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers diversified portfolio management through various program platforms and third-party technology, combining firm-developed and outside model portfolios, mutual funds, ETFs, and individual securities.

Joseph Nored is a financial advisor at First Citizens Investor Services, Inc. in Memphis, TN, holding Series 63 and Series 66 registrations with 13 years of industry experience. His prior roles include positions at FHN Financial Securities Corp., FHN Financial Capital Markets, and First Horizon Advisors, Inc. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate entities. The firm emphasizes IAR-led client assessments and uses fundamental, quantitative, and technical analysis to guide portfolio allocations across various investment vehicles.

Michael Shaul is a financial advisor at Creative Planning with 20 years of industry experience. He holds a Series 65 designation and has worked at Creative Planning since 2023, following an 18-year tenure at FSG Investment Management and ongoing involvement with Paessler Shaul, LLC since 2004. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various tax-efficient and equity management techniques.

William Kelly is a financial advisor at Prime Capital Financial with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Financial Engines Advisors L.L.C. and TIAA-CREF. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers asset management, financial planning, qualified retirement plan services, and family office solutions, employing a range of strategies including core/satellite, thematic, and tactical approaches.

Lonnie Epperson Jr. is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and two years of industry experience. He has been associated with The Advisor Group since 2008 and serves as President of The Advisor Group USA LLC, where he assists clients with Medicare, life insurance, and annuities. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs, with a high client-to-advisor ratio supported by standardized model and platform services.

Jared Sandridge is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and four years of industry experience. His prior roles include work at Ameritas Investment Company, LLC, Marston Rogers Group, Johnson Controls Inc, and State Systems Inc. He is also involved with UCL Financial Group, LLC, where he conducts financial planning. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm employs a variety of investment strategies and platforms, incorporating model portfolios, mutual funds, ETFs, and individual securities, while also managing potential conflicts related to its affiliated broker-dealer and investment entities.

James Anderson is a financial advisor at &Partners with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wileybros Aintree Capital LLC and Wells Fargo Advisors. Outside of finance, he is co-owner of a house restoration and sale business and a motel rental operation. &Partners serves a diverse client base including high-net-worth individuals, institutions, and retirement plans, offering investment management, financial and tax planning, and retirement-plan consulting. The firm utilizes a combination of fundamental, technical, and quantitative analysis across discretionary and non-discretionary accounts.

Robert Woodend is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 66 licenses. He has 16 years of industry experience, previously working at Ameriprise and LPL Financial. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and offers managed account solutions, including proprietary and third-party platforms.

Bailey Rihner is a financial advisor at Valic Financial Advisors with seven years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Valic Financial Advisors since 2018. Additionally, he is an agent for Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Joshua Black is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC. His career includes prior roles at LPL Financial and First Command, as well as a brief tenure at Merrill. Outside of his advisory work, he holds ownership interests in Silver Leaf, Inc., a business entity for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions. The firm employs a fiduciary-based advisory model and utilizes multiple strategies and technology platforms to deliver both discretionary and non-discretionary investment services.

Martin Koonce is a financial advisor at Integrity Alliance, LLC with two years of industry experience and holds a Series 66 designation. His prior work includes roles at Lion Street Advisors and Csenge Advisory Group, LLC. Outside of his advisory work, he serves as Executive Director and Development Director for Harmony Project International, supporting LivingStone International University in Uganda through fundraising and strategic decision making. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, using a variety of investment approaches and platforms such as Envestnet and AssetMark.

Jamie Baccus is a financial advisor at Creative Planning with a Series 65 credential and three years of industry experience. Prior to joining Creative Planning, Jamie worked at Telarray, LLC, Green Square Capital Advisors, LLC, and White Bison Capital, LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various portfolio management techniques and integrated retirement plan services.