Derek Cipiti is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2005. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and planning on topics such as retirement, income tax, estate, and special needs, without managing portfolios or providing institutional advisory services.

Joshua Zachman is a Series 66 licensed financial advisor with 10 years of industry experience, currently practicing at Edward Jones in Bowling Green, OH since 2016. He serves on the finance committee at Mainstreet Church in Walbridge, OH, providing financial guidance without decision-making authority. Edward Jones is a full-service wealth management firm with over 23,700 financial advisors, serving more than four million individual and institutional clients. The firm offers a range of advisory programs and managed solutions, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Connor Judy is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and has held roles at Savage and Associates and Lisa Judy LLC. Outside of his advisory work, he serves as the Life Insurance Chair for BNI Northwest Ohio, where he discusses life insurance benefits and product options. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Daniel Wott is a Series 66 licensed financial advisor with Edward Jones in Perrysburg, OH, where he has worked since 2008. He has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lori Cannon is a financial advisor at Edward Jones in Toledo, OH, with 23 years of industry experience. She holds the Series 63 designation and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and branch offices and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services.

Spencer Georgetti is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 65 licenses and three years of industry experience. His previous roles include positions at Wright Financial Group, Sound Income Strategies, and Royal Alliance, among others. He is also involved in fixed insurance sales and client service advisory roles through Wright Financial Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolios, third-party asset management, and institutional platforms. The firm serves individuals, retirement plans, banks, and trust companies with a broad range of advisory and brokerage services.

Jason Harsh is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, he is involved with the Ohio Chamber of Commerce. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with customized advice focused on dependable income sources and tax-aware withdrawal strategies.

Paul Joseph is a financial advisor with Osaic Wealth, Inc. in Toledo, Ohio, holding a Series 66 designation and seven years of industry experience. Prior to joining Osaic in 2019, he worked at PricewaterhouseCoopers from 2016 to 2018. He also conducts investment and insurance business through Equity Planning Group, focusing on sales and marketing of fixed annuities, securities, and related products. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, managed account solutions, and access to third-party money managers.

John Weinert is a financial advisor with Robert W. Baird & Co. in Toledo, OH, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Robert W. Baird & Co. since 2021 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The firm offers customized financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed income to more complex alternatives, with an emphasis on tailored advice aligned with client goals and risk tolerances.

Carleton Hollister is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and 25 years of industry experience. He previously worked at Royal Alliance for 10 years and has been associated with Century Marketing Group since 1984. Outside of his advisory role, he is authoring a book on goal setting and provides basic financial advice through his own limited liability company, focusing on education and personal financial planning. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a wide network of advisers and integrated platforms. The firm employs asset-allocation tools and offers a range of investment options and third-party solutions to manage portfolios on both discretionary and non-discretionary bases.

Ruth Gahler is a financial advisor at Edward Jones in Perrysburg, Ohio, holding a Series 66 designation with 6 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Neil Terry is a financial advisor with Morgan Stanley in Toledo, Ohio, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Morgan Stanley since 2017. Outside of his advisory role, Neil is the proprietor of Black Swamp Magic, a woodcraft business creating handcrafted wands. Morgan Stanley Wealth Management offers comprehensive advisory programs to both individuals and institutional clients, with a financial planning process that includes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Jamie Tailford is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Prior to joining Fidelity, he worked for over two decades at J. Alexander's LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its use of model portfolios, commodity pool operator registration, and advisory roles with multiple registered investment companies.

David Barkholz is a financial advisor with LPL Financial in Maumee, Ohio, holding a Series 63 license and 14 years of industry experience. His prior work includes roles at WealthWave, FIST Office Partners LLC, and Transamerica Financial Advisors, Inc. Barkholz has also been involved in entrepreneurial ventures through Barkholz Enterprises and FIST Office Partners LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelly Savage is a financial advisor with Osaic Wealth Inc. in Maumee, Ohio, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been associated with Savage & Associates since 1995 and with Osaic Wealth Inc. since 2013. Outside of his advisory work, Savage serves on the board of Blue and Gold, a nonprofit supporting the University of Toledo basketball program, and on the board of the Savage Foundation, which oversees charitable initiatives including the Savage Golf Classic. Osaic Wealth Inc. serves a diverse client base ranging from individual investors to pension plans and charitable organizations, offering an integrated suite of brokerage, advisory, and financial planning services through a large network of affiliated advisors. The firm utilizes a range of asset-allocation tools and third-party platforms to construct and manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Janelle Debacker is a financial advisor at Cetera with 28 years of industry experience. She holds a Series 63 designation and has worked with Avantax and Hawthorne Financial, where she also serves as owner and sole proprietor. Additionally, she is the fiscal officer for York Township and owns a boutique selling dog-related items. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers across various program structures.

Kaden Sanford is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Prior to joining the firm, he was involved in the restaurant business, including roles at Tougen Japanese Restaurant and K's Fine Food & Drink. OSAIC serves a diverse client base that includes retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes a range of asset-allocation tools and supports various investment strategies, including discretionary and non-discretionary account management.

Ryan Savage is a CFP® professional with seven years of industry experience, currently affiliated with OSAIC. His prior roles include positions at Wurtec, Savage and Associates, and Genoa Banking Company. He serves as a board member of the Toledo Police Foundation, a nonprofit organization supporting community and police partnerships. OSAIC serves a diverse client base ranging from individual investors to institutions, providing brokerage and advisory services through an extensive network of advisors. The firm employs a range of asset-allocation tools and offers access to various investment solutions, including model portfolios and third-party money managers.

Gregory Wagoner is a financial advisor with Ameriprise, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Wagoner serves on the Board of Directors for the Sylvania Athletic Foundation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to develop non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Sassaman is a financial advisor with LPL Financial in Toledo, Ohio, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has worked at LPL Financial since 2025 and previously held roles at Capital Management Strategies LLC, Cadaret, Grant & Co., Inc., PNC Wealth Management, and Natcity Investments, Inc. Outside of his advisory work, he is involved in coaching and fitness activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning and access to model portfolios and third-party management, supported by advisor tools such as machine learning for research and operations.