Steven Starnes is a CFP® professional with 19 years of industry experience. He is currently with Fiduciary Financial Advisors and previously worked for nine years at Grand Wealth Management, LLC. Fiduciary Financial Advisors serves individuals, high-net-worth families, trusts, retirement plans, corporations, and charitable foundations, offering discretionary investment management, financial planning, and legacy position management. The firm employs a combination of strategic asset allocation and tactical adjustments, using various analysis methods and third-party managers, and provides individual professional trustee services as well as advisory services for private and non-liquid alternative funds.

Thomas Petzold is a financial advisor at Centennial Securities Company, Inc. with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centennial Securities since 2000. Outside of his advisory role, he serves as president of Pathway Benefit Services, a third-party employee benefits firm he has been involved with since 1992. Centennial Securities Company is a multi-team advisory firm managing approximately $1.15 billion in assets for individuals, trusts, retirement plans, foundations, and business entities. The firm offers customized investment management, financial planning, and access to third-party manager programs, utilizing a range of securities and both discretionary and non-discretionary approaches.

Ryan Diepstra is a financial advisor at Centennial Securities Company, Inc. in Grand Rapids, MI, with 22 years of industry experience. He has been with Centennial Securities since 2003. Diepstra holds Series 63 and Series 65 licenses. Centennial Securities Company, Inc. is a multi-team advisory firm with approximately 30 advisors managing around $1.15 billion in assets. The firm serves individuals, trusts and estates, retirement plan sponsors and participants, foundations, endowments, and business entities, offering customized investment management, financial planning, and access to third-party manager programs.

Shannan Denison is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with International Assets Advisory since 2013. Outside of her advisory role, Denison serves as Vice President on the Board of Directors for the West Michigan Jazz Society and is a children's book author. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm offers customized, long-term portfolio management using mutual funds, ETFs, equities, and fixed income, and may incorporate third-party managers or wrap programs as part of its strategies.

Jacob Watson is a CFP® with three years of industry experience, currently serving as a financial advisor at Innovia Wealth, LLC in Grand Rapids, MI. He previously worked at Oxford Financial Group, Ltd from 2005 to 2021. Innovia Wealth primarily serves high-net-worth individuals, business owners, and institutional clients, providing discretionary investment management, financial planning, retirement plan advisory, and family office services. The firm employs a customized, diversified investment approach that incorporates fundamental, technical, quantitative, and efficient-market analysis.

Jacob Hansma is a financial advisor at Fiduciary Financial Advisors in Grand Rapids, MI, holding a Series 65 designation with four years of industry experience. His prior roles include positions at Schipper & Oosterink and New York Life. Fiduciary Financial Advisors provides discretionary investment management, financial planning, and retirement services to individuals, high-net-worth families, trusts, retirement plans, corporations, and charitable foundations. The firm employs a combination of strategic asset allocation and tactical adjustments across a range of investment vehicles and offers professional trustee services as well as access to private and non-liquid alternative funds for qualified investors.

James Klunder is a financial advisor with Centennial Securities Company, Inc. in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Centennial Securities for 30 years, joining the firm in 1996. Outside of his advisory role, Mr. Klunder provides education and guidance to employees of 401(k) plans and serves as co-trustee of the Goodale 2009 Generational Trust. Centennial Securities Company, Inc. offers discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, corporate pension and profit-sharing plans, trusts, estates, foundations, endowments, and other business entities. The firm delivers tailored investment advice through its representatives, utilizing fundamental and technical analysis, strategic asset allocation, and a combination of proprietary and third-party model solutions.

Thomas Glover is a CFP® professional with 14 years of industry experience. He is currently with Centennial Securities Company, Inc. and has been with Calder Investment Advisors since 2007. Centennial Securities Company, Inc. is a multi-team advisory firm managing approximately $1.15 billion in assets and serving individuals, trusts and estates, retirement plan sponsors and participants, foundations, endowments, and other business entities. The firm offers discretionary and non-discretionary investment management, financial planning, and access to third-party manager programs through RBC and Envestnet, utilizing customized portfolios based on fundamental and technical analysis.

Kurt Van Dyken is a financial advisor with Lifeworks Advisors, LLC in Grand Rapids, MI, holding Series 63 and Series 65 credentials with 19 years of industry experience. He has previously worked with Northwestern Mutual in various capacities for 10 years and had brief roles at Mass Mutual and MML Investors Services. Outside of advisory work, he is involved in life and health insurance sales, including long-term care, disability, and fixed annuities. Lifeworks Advisors serves a diverse client base, including individuals, trusts, estates, charitable organizations, and businesses, providing wealth management, financial planning, and retirement plan advisory services. The firm combines a planning-based tranche framework with a risk-based investment approach, utilizing diversified mutual funds, ETFs, third-party managers, and alternative investments, supported by quantitative and fundamental analysis and artificial intelligence tools.

Christopher Ralph is a financial advisor at Mutual Advisors, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Eagle Strategies, 2M Financial Group, NYLIFE Securities, and New York Life Insurance Company. Mutual Advisors, LLC provides investment management, financial planning, and ERISA plan advisory services to a diverse client base, including individuals, high-net-worth clients, trusts, retirement plans, and institutional investors such as sovereign wealth funds. The firm combines institutional capabilities with operational flexibility, using a mix of active and passive strategies supported by third-party tools and managers.

Bradley Laninga is a financial advisor with Mutual Advisors, LLC, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Eagle Strategies LLC, Peak Financial LLC, and New York Life Insurance Company and NYLIFE Securities LLC. He maintains an active license as an independent insurance agent to recommend and sell insurance products incidental to his advisory role. Mutual Advisors provides investment management, financial planning, and ERISA plan advisory services to a diverse client base including individuals, high-net-worth clients, trusts, retirement plans, and institutional investors. The firm combines sizable institutional capabilities with operational flexibility, employing a mix of active and passive strategies and access to third-party tools and managers.

James Shuster is a Series 66-licensed financial advisor at Fiduciary Financial Advisors in Grand Rapids, MI, with 17 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc for 10 years before joining his current firm in 2026. Fiduciary Financial Advisors serves a diverse client base including individual investors, families, trusts, retirement plans, corporations, and charitable foundations. The firm integrates strategic and tactical asset allocation with multiple analytical approaches and offers digital-asset portfolio management alongside traditional investment and outsourced CFO services.

John Kailunas II is a financial advisor at Regal Investment Advisors LLC with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Regulus Financial Group, LLC since 2015 and at Regal Investment Advisors, LLC since 2010. Outside of advisory work, he owns a restaurant through Courtres, LLC and operates a sales consulting business called Catalyst4Growth. Regal Investment Advisors LLC, operating as LionShare, provides discretionary investment management services to independent investment adviser representatives and other registered advisers. The firm serves a diverse client base including individual, charitable, and corporate clients, offering proprietary and third-party model portfolios with discretionary implementation and rebalancing.

Scott Davison is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Wealthcare Capital Management LLC since 2014. He is based in Grand Rapids, MI. Wealthcare Capital Management LLC is an SEC-registered multi-team advisory firm managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal investments, utilizing model portfolios supplemented by alternative investments and specialty platforms, with investment decisions guided by an Investment Policy Committee and evidence-based quantitative tools.

David Rasch is a financial advisor with ValMark Advisers, Inc. based in Grand Rapids, MI, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to joining ValMark, he worked at Harvest Wealth Advisors, U.S. Bancorp Investments, U.S. Bank, and Charles Schwab & Co. He maintains a minority interest in Harvest Wealth Advisors, where he is involved in wealth management. ValMark Advisers provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth investors, retirement plan sponsors, and institutional entities. The firm emphasizes diversified, goal-based model portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, with ongoing monitoring and rebalancing supported by an investment committee.

Duncan White is a financial advisor at Fiduciary Financial Advisors in Grand Rapids, MI, holding a Series 65 designation. He has five years of prior experience with AE Betencourt and four years with Judson Group before joining his current firm. Fiduciary Financial Advisors serves a diverse client base including individuals, multi-generational families, trusts, retirement plans, corporations, and charitable foundations. The firm offers discretionary investment management and comprehensive financial services, notably combining digital-asset advisory capabilities with formal trust arrangements and outsourced CFO services.

Ralph Gale Jr. is a financial advisor with Foundations Investment Advisors LLC in Grand Rapids, MI. He holds Series 63 and Series 65 licenses and has eight years of industry experience. Prior to joining Foundations Investment Advisors, he worked at Gradient Advisers LLC and IAMS Wealth Management, LLC. Outside of his advisory work, he is the founder of The Kings Cupboards, a food pantry organization. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for nearly 29,615 clients through a network of about 300 investment adviser representatives. The firm offers portfolio management, financial planning, retirement-plan support, and sub-advisory services to individuals, trusts, estates, and registered investment companies, using a variety of investment products and a network of affiliated entities.

Lee Cole is a financial advisor with Regal Investment Advisors LLC in Kentwood, MI, holding Series 63, 65, and 66 credentials and bringing 17 years of industry experience. He has worked at Regal Investment Advisors and Regulus Financial Group since 2015. Outside of his advisory work, he coaches middle school wrestling and assists with a family business selling puppies. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management to unaffiliated advisers and their clients, managing approximately $2.88 billion through proprietary and third-party strategies on an enterprise-scale sub-advisory platform.

Ryan Lind is a financial advisor with RFG Advisory, LLC, based in Grand Rapids, MI, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Financial Engines Advisors, TD Ameritrade Investment Management, and Scottrade. Lind is also the founder and wealth advisor of Lind Wealth Management, a separate advisory business. RFG Advisory is a multi-team registered investment adviser with about 178 advisors managing approximately $8 billion for over 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a mix of actively managed and passive strategies, direct indexing, and tax-aware approaches, and serves a broad range of clients with portfolio management, financial planning, and alternative investment options.

Kimberly Strosnider is a financial advisor at Foundations Investment Advisors LLC with 15 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Foundations in 2024, she worked at AlphaStar Capital Management, LLC and SGL Financial, LLC. She is also involved with Estate and Wealth Management Services, where she engages in life, health, annuity, fixed, and long-term care insurance activities. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for nearly 29,615 clients. The firm serves individuals, trusts, estates, and registered investment companies, providing portfolio management, financial planning, retirement-plan support, and sub-advisory services through a network of nearly 300 investment adviser representatives.