Bartholomew Earley is a CFP® and CFA® with 18 years of industry experience. He has been with Manchester Capital Management LLC since 2007. Manchester Capital Management provides advisory services to individuals, high-net-worth families, family office entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management, family office services, private real estate acquisition and asset management, and acts as investment adviser and Managing General Partner for a series of private limited partnerships, with an investment process focused on strategic asset allocation and ongoing portfolio monitoring.

Cynthia Rozelle is a financial advisor at Manchester Capital Management LLC with one year of industry experience. She holds a Series 65 designation and has been with Manchester Capital Management since 2014. Outside of her advisory role, she is the owner of Transport Jakyla LLC, a trucking business. Manchester Capital Management provides advisory services to individuals, families, pension plans, trusts, charitable organizations, and related entities. The firm offers discretionary portfolio management, family office services, private real estate acquisition and asset management, and manages a series of private limited partnerships, emphasizing strategic asset allocation and ongoing portfolio monitoring.

James Mirenda is a CERTIFIED FINANCIAL PLANNER™ professional with 22 years of industry experience. He has been with Wealthcare Capital Management LLC since 2012. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for individual and high-net-worth clients, trusts, retirement plans, foundations, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan advisory, and access to alternative and precious-metal solutions, utilizing model portfolios primarily composed of mutual funds and ETFs supplemented by alternative investments and specialty platforms.

Rachel Lauber is a CFP® with 13 years of industry experience, currently serving at The Patriot Financial Group, LLC. She has worked at multiple firms, including Cetera Financial Specialists LLC and Securities America. Lauber operates Flex Financial Planning, a business focused on helping clients develop personal financial goals and investment strategies. The Patriot Financial Group provides investment advisory and financial planning services to individuals, small businesses, trusts, estates, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, employing various analytical methods and a range of investment options, including advisory annuities and third-party managers.

Melvin Mills Jr. is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Money Concepts Capital Corp since 2010 and also owns Mills Watch Repair, a watch repair business he has operated since 2007. Additionally, he serves as a board member of the Master Registered Financial Consultant Board. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting services to a broad range of clients, including individuals, pension plans, trusts, and corporations. The firm employs a variety of managed programs and combines fundamental and technical analysis with modern portfolio theory to manage approximately $3.33 billion across 14,700 clients.

Willard Watson is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Gwfs Equities, Inc. and Sykes Hollow Innovations. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

A. Nicholas Strom Olsen is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. He has 24 years of industry experience, including prior roles at LPL Financial, Commonwealth Financial Network, and Uvest Financial Services Group. Olsen operates Vermont Retirement Planners, LLC as a DBA for his LPL business and is a commissioned notary. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model utilizing both discretionary and non-discretionary strategies, and incorporates proprietary platforms, third-party managers, and managed account solutions.

Michael Himmel is a financial advisor with Beacon Pointe Advisors, LLC, based in Manchester, VT. He holds 15 years of industry experience, including 13 years at Essex Asset Management prior to joining Beacon Pointe in 2021. Outside of his advisory role, he manages Oriental Energy Group FZE, a management consultancy providing services to its parent company in Dubai. Beacon Pointe Advisors offers investment advisory and consulting services to a diverse range of individual and institutional clients. The firm focuses on asset allocation across independent managers using a proprietary selection process and sponsors proprietary investment vehicles, including private funds and a registered interval fund.

Brenna Massaro is a CFP® with 14 years of experience in the financial services industry. She has worked at Money Concepts Capital Corp since 2011 and concurrently at The Bank of Bennington since 2010. Outside of her advisory role, she is the owner of the Shaftsbury Country Store. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm manages approximately $3.33 billion across various account structures using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis.

Elizabeth Mc Hale is a financial advisor at Mass Mutual Investors Services with 17 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Voya Financial Advisors and Cetera Advisor Networks, along with entrepreneurial activities in digital marketing and the brewing industry. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm focuses on collaborative, goal-based planning using advanced analytical tools and offers specialized services such as divorce planning and employer-sponsored programs.

Robert Esposito is a financial advisor with Osaic Wealth, Inc. He holds a Series 66 designation and has 19 years of industry experience. Prior to joining Osaic in 2024, he worked with Securities America Advisors, Inc. and Securities Service Network, Inc. He also owns a personal income tax preparation and bookkeeping business and is involved in the sale of life insurance products. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services, financial planning, retirement plan consulting, unified managed accounts, and access to various third-party money managers and wrap programs.

John Jacobi is a Wealth Management Advisor at Merrill Lynch Wealth Management with more than 30 years of experience in the financial industry. He specializes in investment management, retirement planning, wealth transfer strategies, and customized 401(k) retirement plan solutions for small businesses. John works with high-net-worth individuals, families, and business owners, providing guidance on complex financial decisions including business transitions, concentrated stock positions, and legacy planning. John holds a Bachelor of Science in Finance from the University of Vermont and a Master of Science in Finance from Boston College. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), and Chartered SRI Counselor (CSRIC). He often collaborates with clients' CPAs and attorneys to create coordinated and intentional wealth management strategies. Active in his community, John has served as President of the Board of Habitat for Humanity of Bennington County and volunteers as a coach for youth sports leagues. He is also involved with the Magic Mountain Alpine Club. Outside of his professional work, John enjoys skiing, golfing, fishing, hiking, and spending time with his family.

Theodore Andres is a financial advisor with Ameriprise, holding a Series 66 credential and one year of industry experience. Prior to joining Ameriprise, he volunteered as a tax preparer and reviewer for low-income individuals through the Champlain Valley Office of Economic Opportunity. He also works seasonally as a bartender at weddings. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides detailed retirement planning and tax-aware withdrawal strategies.

Jeremiah Evarts is a financial advisor at Stifel with 39 years of industry experience. He has held his current position at Stifel Nicolaus & Co. Inc. since 2009. He holds Series 63 and Series 65 credentials. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach utilizes proprietary methodology developed by its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

James Coleman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and four years of industry experience. He has been with Cetera since 2023 and previously worked at Archstone Financial. Outside of his advisory role, Coleman is involved with the International Skiing History Association as Membership and Marketing Director and owns Coleman Education Group, which provides educational tutoring and college advising. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a multi-manager platform with diverse portfolio management options, including discretionary and non-discretionary services, and manages over $256 billion in assets.

Cody Crossman is a financial advisor at Raymond James Financial with four years of industry experience. He holds the Series 66 designation and has worked with multiple Raymond James entities since 2021. Outside of advising, Crossman works as a sales assistant for Watershed Wealth Management and Traver Gardner Group in Manchester Village, VT. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using tailored risk profiling and analytical tools.

Carl Cascella is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop personalized financial strategies tailored to their individual goals and adapting to changing market conditions. Carl provides clients with access to investment insights from Merrill, along with banking and lending solutions through Bank of America. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). Carl earned his Bachelor's Degree from Harvard University. In addition to his professional work, he is committed to community involvement and volunteers with local organizations.

Michael Sherman is a financial advisor at Cambridge Investment Research Advisors with 24 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he builds and sells wooden furniture in Dorset, VT. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Adam Ihasz is a Senior Resident Director and Wealth Management Advisor with over 30 years of experience in the finance industry. He began his career at Merrill Lynch Wealth Management in Forest Hills, New York, before transitioning to the institutional sector, where he held positions including Portfolio Manager, Head of Institutional Trading, and Chairman and CEO of his family-run investment advisory firm. In 2013, Adam merged his trading business with National Securities Corporation and served as Senior Managing Director of Institutional Trading for six years, providing trading strategies focused on technical analysis, event-driven trading, and special situations for major hedge funds. He returned to wealth management in 2014, rejoining Merrill Lynch in Manchester, Vermont, where he currently serves as Resident Director and Senior Vice President. Adam's expertise spans alternative asset management, portfolio management, and institutional investment consulting, with a primary focus on selecting disciplined hedge fund strategies that are uncorrelated to the underlying markets. He holds several FINRA registrations including Series 4, 7, 24, 31, 53, 55, 63, and 65, along with the Certified Plan Fiduciary Advisor (CPFA) designation. Adam attended Long Island University, although no diploma was conferred. He lives in Danby, Vermont, with his wife, Ronda, and their two daughters. Outside of work, Adam enjoys a fitness-oriented lifestyle and has competed in amateur bodybuilding competitions. He also maintains involvement in community activities, reflecting his commitment to the Merrill tradition of community participation.

Robert Mangiacotti is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with affluent families and small-to-midsize businesses, providing personalized service and a disciplined investment process focused on managing risk to help clients create, build, and preserve wealth. His client focus areas include college education planning, corporate executive services, executive compensation, liquidity management, managing new wealth, and personal retirement planning. Bob holds a Bachelor of Science degree in Electrical Engineering from Brown University and an MBA in Finance from the University of Maryland. He carries several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He manages and coordinates financial affairs for affluent families, retirees, professionals, and business owners in Vermont and across the country. In addition to his financial advising activities, Bob is involved in ski racing as an official and Technical Delegate of the United States Ski Association. He is also engaged with the Vermont Alpine Racing Association. Beyond his professional work, his personal interests include football, hiking, music, and skiing.