Debbie Montgomery is a Certified Financial Planner® with 37 years of industry experience. She has been with Maple Capital Management, Inc. since 2016 and has prior experience at Kovack Advisors, Inc., Kovack Securities, Inc., and Resource Horizons Investment Advisory, Inc. Maple Capital Management provides portfolio management and investment consulting to a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm focuses on individual securities with fundamental equity analysis and a laddered fixed-income approach, offering a range of account strategies and serving in discretionary, sub-advisory, or consulting roles depending on client needs.

Breanna Sykes is a CFP® and holds a Series 66 license with eight years of industry experience. She has been with Copper Leaf Financial, LLC since 2020 and previously worked at Bridge Financial Partners and Wells Fargo. Copper Leaf Financial is a fee-only wealth management firm serving individuals, families, trusts, charitable organizations, and businesses. The firm focuses on holistic financial planning and discretionary portfolio management, primarily using passively managed mutual funds and ETFs, with an emphasis on tailored investment policies and ongoing portfolio monitoring.

Richard Litchfield is a CFA® charterholder with seven years of experience in the financial industry, currently serving as an advisor at Maple Capital Management, Inc. since 2019. Prior to this, he worked at Allmerica Financial for 24 years. Maple Capital Management provides portfolio management and investment consulting to a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment approach focuses on individual securities with fundamental analysis for equity selection and a laddered maturity strategy for fixed income, offering flexible account strategies tailored to client needs.

Bret Hodgdon is a CFP® professional with 17 years of experience, affiliated with Copper Leaf Financial, LLC in Williston, VT. He has previously worked with Cambridge Investment Research and is also a partner at Davis & Hodgdon Associates CPAs PLC, where he specializes in tax preparation and accounting. Outside of his advisory role, he is involved in managing a real estate partnership that owns office space occupied by his accounting firm. Copper Leaf Financial is a fee-only wealth management firm serving individuals, families, trusts, charitable organizations, and businesses, primarily mid- to late-career professionals, executives, and business owners. The firm emphasizes holistic financial planning and utilizes primarily passive investment strategies with the support of third-party managers and service providers.

Theodore Riehle III is a financial advisor with Silverlake Wealth Management LLC, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked with Silverlake Wealth Management since 2012 and has prior experience at Purshe Kaplan Sterling Investments and LPL Financial. Outside of advisory work, he is involved in the sale and service of fixed insurance products. Silverlake Wealth Management is an SEC-registered firm serving individuals, trusts, estates, charitable organizations, corporations, and plan sponsors. The firm manages approximately $849 million in assets, offering customized investment management and financial planning with a primarily long-term approach that incorporates both fundamental and technical analysis across diversified portfolios.

Robert Eddy is a financial advisor with SilverLake Wealth Management LLC in Williston, VT, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has been with SilverLake since 2012 and also works with Purshe Kaplan Sterling Investments, Inc. outside of his role as managing partner at SilverLake. Eddy is an independent insurance agent and has long-term involvement in managing small real estate holdings. SilverLake Wealth Management is an SEC-registered advisory firm providing investment management, financial planning, and retirement-plan advisory services to a wide range of clients including individuals, trusts, and corporations. The firm employs a customized, primarily long-term investment approach, integrating fundamental and technical analysis to build diversified portfolios and oversees unaffiliated Independent Managers as part of its strategy.

Miguel Rivas is a financial advisor at Maple Capital Management, Inc. with one year of industry experience. He holds a Series 65 designation and has worked previously at Cornerstone Investment Partners and Deutsche Bank. Maple Capital Management provides portfolio management and investment consulting to a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment approach focuses on individual securities through fundamental equity analysis and a laddered maturity strategy for fixed income, with options for equity-only, balanced, fixed-income, and cash management accounts tailored to client needs.

Elizabeth Lewis is a CFA® charterholder with 14 years of industry experience. She has been with Maple Capital Management, Inc. since 2012. Maple Capital Management provides portfolio management and investment consulting to a diverse client base, including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment approach focuses on individual securities with fundamental equity analysis and a laddered fixed-income strategy, complemented by selective use of mutual funds and ETFs.

Clayton Shiver is a CFA® charterholder with 16 years of industry experience. He has been with Maple Capital Management, Inc. since 2020 and previously worked at Stadion Money Management LLC for nine years. Maple Capital Management provides portfolio management and investment consulting services to a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment process focuses on individual securities with fundamental equity analysis and a laddered fixed-income approach, offering customized account strategies and serving clients as discretionary manager, sub-advisor, or consultant.

Brody Hoffman is a financial advisor at Maple Capital Management, Inc. with a Series 65 license and three years of industry experience. His prior roles include positions at LaGue Inc and IG Wealth Management. Maple Capital Management serves a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment approach focuses on individual securities through fundamental analysis and laddered fixed-income maturities, providing tailored strategies such as equity-only, balanced, and fixed-income accounts.

Timothy Wooster is a financial advisor at Maple Capital Management, Inc. with eight years of industry experience. He holds the Series 65 designation and has worked at Maple Capital since 2017, following a one-year tenure at the First Advisors division of First National Bank. Maple Capital Management provides portfolio management and investment consulting to a diverse client base including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm’s investment process focuses on individual securities through fundamental analysis and a laddered fixed-income approach, offering various account strategies tailored to client needs.

David Bosworth is a financial advisor at Maple Capital Management, Inc. with four years of industry experience. He holds a Series 65 designation and has previously worked at Community Trust Services and Merchants Trust Company. Maple Capital Management serves a diverse client base, including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm employs an investment process focused on individual securities with fundamental equity analysis and a laddered approach to fixed income, offering a range of account strategies tailored to client needs.

Christopher Arthur is a CFA charterholder with 18 years of industry experience. He is currently with Maple Capital Management, Inc., where he has worked since 2025. Prior to that, he spent 10 years at Eaton Vance Management and Eaton Vance Distributors, Inc. Maple Capital Management provides portfolio management and investment consulting to a diverse range of clients, including individuals, families, trusts, retirement plans, foundations, endowments, corporations, and insurance companies. The firm focuses on individual securities through fundamental equity analysis and laddered fixed-income strategies, serving clients as discretionary managers, sub-advisors, or consultants.

Harrison Wustefeld is a financial advisor at Vanderbilt Advisory Services with a Series 65 credential and one year of industry experience. His prior work includes roles at Vanderbilt Securities, LLC and the University of Vermont, as well as experience in local business and community settings. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, businesses, and retirement plans. The firm employs a strategic asset allocation process combined with fundamental and technical analysis, and is noted for its integration with retirement-plan and benefits firms, supporting pension consulting alongside advisory services.

John Fricke is a ChFC® with 37 years of industry experience, currently serving at Northeast Planning Associates, Inc. He has worked at the firm since 2003 and previously spent nine years with Veravest Investment Advisors, Inc. Fricke is also a notary public. Northeast Planning Associates, Inc. is an SEC-registered investment adviser that provides modular financial planning, discretionary investment management, and retirement plan advisory services primarily to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm manages approximately $414 million in discretionary assets and is notable for focusing on individual and retirement plan clients rather than corporate or business clients.

Craig Walker is a financial advisor with Vanderbilt Advisory Services in Montpelier, VT, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Vanderbilt Advisory Services and its affiliated entity, Vanderbilt Securities, LLC, since 2017. Outside of his advisory role, he owns GVVT LLC, which he uses to manage business expenses. Vanderbilt Advisory Services serves a diverse client base, including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm offers both discretionary and non-discretionary portfolio management, using a strategic asset allocation process supported by fundamental, technical, and charting analysis, and it is noted for its integration with retirement-plan and benefits firms.

Philip Bongiorno is a financial advisor at IAMS Wealth Management, LLC with 40 years of industry experience. He holds the ChFC® and Series 63 designations and has been with IAMS since 2017, previously working at Regal Investment Advisors. In addition to his advisory role, he is the owner and president of Policy Inspector Inc., an online service that searches for lost insurance and annuity policies. IAMS Wealth Management provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm emphasizes discretionary portfolio management tailored to client objectives and risk tolerances, utilizing both proprietary and third-party model portfolios across various asset classes.

Elijah Pell is a financial advisor at Savvy with nine years of industry experience. He has held roles at Edward Jones and has been involved with LaRock and Sons Construction for over a decade. He holds a Series 66 designation. Savvy provides investment and financial planning services to individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations, offering both discretionary and non-discretionary portfolio management. The firm employs a primarily index-based, long-term approach while integrating third-party fintech tools, specialized sub-adviser strategies, and in-house tax preparation and estate-planning support.

John Olson Jr. is a financial advisor at Gibbs Wealth Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Questar Asset Management, and Beacon Wealth Management. Outside of advisory work, Olson supervises rental housing through a sole proprietorship. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through advisor-directed model portfolios using third-party platforms and strategists. The firm focuses on selecting and monitoring model portfolios based on clients’ financial situations, goals, and risk tolerance.

Todd Walker is a financial advisor with Vanderbilt Advisory Services in Montpelier, VT, holding a Series 66 designation and bringing 22 years of industry experience. He previously worked at Financial West Group and has been involved with FinancialCopy.com since 1999. Walker is a board member of 4WINDS Nature Institute and the founder of Greenvest. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts and estates, businesses, and retirement plans. The firm’s investment approach combines strategic asset allocation with fundamental, technical, and charting analysis, offering a range of portfolio management and financial planning services with an integrated retirement-plan and benefits advisory structure.