Cheryl Himmel is a financial advisor at Key Investment Services LLC with 25 years of industry experience. She has been with Key Investment Services since 2006 and holds the Series 66 designation. Outside of her advisory role, Cheryl works as a sales associate at a retail clothing store and as a style consultant at a retail chain. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and other investment products. The firm emphasizes client-directed model selection and provides ongoing monitoring, due diligence, and access to third-party discretionary managers.

Alicia Reed is a financial advisor at CWM, LLC with 17 years of industry experience. She holds the Series 66 designation and has worked at firms including Mid Atlantic Financial Management, Mid Atlantic Capital Corporation, and Lions Gate Wealth Management. Reed has been with CWM since 2019. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan services, utilizing discretionary management with model portfolios overseen by an internal Investment Committee.

Ryan Deppas is a financial advisor at Lincoln Investment with 11 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017, following two years at Legend Equities Corporation. Outside of his advisory role, he is involved in education and sales of Medicare Advantage and Supplemental plans. Lincoln Investment Planning, LLC serves a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a significant focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management through a mix of advisor- and firm-managed model portfolios supported by an in-house Investment Management & Research team.

Frank Shultz is a financial advisor with Commonwealth Financial Network and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at Edward Jones and Cedarwood Financial Partners, where he was also a co-owner. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors. The firm offers a broad array of managed-account programs, third-party asset manager access, and custody services, supporting both individual and institutional clients.

Daniel Halle is an investment advisor representative with Kestra Advisory Services, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Kestra Advisory and affiliated firms since 2015 and previously spent a year at Fragasso Wealth Advisors. Outside his advisory role, Halle serves on the board of Pittsburgh Retirement Professionals and provides voluntary consulting support to Hospice of Warren County. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm provides services including fiduciary consulting, plan design, employee education, and advisor-managed accounts, serving clients that include sovereign wealth funds and large institutional investors.

Mark Nelson is a financial advisor with Primerica Advisors in Jamestown, NY, holding a Series 63 designation and 29 years of industry experience. He has been with Primerica Advisors since 1999 and has also worked with The Guardian Life Insurance Company since 1995. Outside of his advisory role, Nelson serves as Treasurer-Monitor for a Masonic Lodge, is a board member of the Maple Grove Cemetery Association, and participates on the board of the Winifred Crawford Dibert Boys and Girls Club of Jamestown. Primerica Advisors is part of Park Avenue Securities LLC, which serves a diverse retail client base including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing a range of proprietary and third-party investment strategies and platforms, and provides additional account-level services such as lending solutions and donor-advised funds.

Nathan Slate is a financial advisor with Lincoln Investment in Lakewood, NY, holding a Series 63 designation and bringing 14 years of industry experience. He has worked at Lincoln Investment since 2017 and previously was affiliated with Legend Advisory Corporation and Legend Equities Corporation. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and 403(b) and 457(b) program participants. The firm’s investment approach combines in-house model portfolio construction and third-party managers, offering both advisor-managed and firm-managed solutions alongside fiduciary ERISA/retirement advice.

Matthew Morse is a financial advisor with Park Avenue Securities, a subsidiary of Guardian Life, holding a Series 66 credential and two years of industry experience. His prior work includes roles at Luv Toyota and Duncan Suzuki. Outside of his advisory work, he serves as a board member of the Suicide Prevention Alliance and acts as an estate executor for family members. Park Avenue Securities provides brokerage, financial planning, and investment advisory services to individuals, pension plans, charitable organizations, and corporate clients, utilizing a range of proprietary and third-party portfolio strategies.

Grayson Foley is a financial advisor at &PARTNERS with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining &PARTNERS in 2026, he worked at PNC Investments from 2023 to 2026 and held roles at W & S Brokerage Services, Western and Southern Life, and United Refining Company. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and ERISA consulting, utilizing a combination of fundamental, technical, and quantitative analysis with both proprietary and third-party strategies.

Joseph Cerrie Sr. is a financial advisor at NewEdge Advisors with 25 years of industry experience. He has held positions at Mid Atlantic Capital Corporation and Budell Overcash Anderson & Co., Inc. in addition to his current role since 2021. Outside of advisory work, he is co-owner of a wealth management firm in Jamestown, NY, and has operated Heanans Pub for over two decades. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, and charitable organizations through a network of independent representatives. The firm offers a range of investment and consulting services, utilizing multiple program structures and centralized due diligence processes.

Eric Harvey is a financial advisor with Primerica Advisors in Jamestown, NY, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co since 2015. Harvey serves as a board member for both the Chautauqua Blind Association and the Rotary Club Jamestown Community Service Fund. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports features such as securities-based lending and tax-harvesting.

Scott Olewine is a financial advisor with Eagle Strategies (NY Life) based in Warren, PA. He holds the ChFC® designation and Series 63 license and has 25 years of industry experience. Prior to joining Eagle Strategies in 2014, he founded Olewine Financial Group, which continues to operate alongside his advisory role. Olewine also serves as a board member of Northern Pennsylvania Regional College. Eagle Strategies serves a diverse client base, including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice delivered through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Laura Ahl is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked at LPL Financial since 2017 and previously held roles at Cetera, Northwest Advisors, Inc., and Northwest Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Todd Hnatyszyn is a financial advisor with UBS Financial Services in Jamestown, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2013. Outside of his advisory work, he is a partner in Brielle Naturals, a retail business operating on Amazon, and serves on the board of directors for the Jamestown Boys & Girls Club. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Kristie Jo Peppy is a financial advisor with UBS Financial Services in Jamestown, NY, holding Series 63, 65, and 66 licenses and 14 years of industry experience. She has previously worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she serves on the board advisory committee of The Resource Center, a nonprofit providing services to persons with disabilities in Chautauqua County. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers both fiduciary financial planning and institutional trading capabilities, including market-making and underwriting activities.

David Meekins is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. He previously worked at OneMain Financial for six years and held positions at various organizations including Kent Paninis and the Buffalo Hearing and Speech Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies and affiliated financial services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Kenneth Brown is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors, LPL Financial, and NorthWest Bank. Brown also sells fixed life insurance and annuities through a third-party broker. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and diversified portfolios managed on discretionary or non-discretionary bases.

Kathryn Colvin is a Series 66-licensed financial advisor with Edward Jones, based in Lakewood, NY. She has 16 years of industry experience and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and branch offices, offering a range of advisory programs and investment strategies under a fiduciary standard.

Jason Brown is a financial advisor with Merrill in Jamestown, NY, holding Series 63 and Series 65 credentials and having 25 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012 and at Bank of America, N.A. since 2013. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm integrates its investment strategies with Bank of America’s broader banking and capital-markets platform and emphasizes tax-focused capabilities and manager-selection expertise.

Derek Watkins is the Senior Resident Director at Merrill Lynch Wealth Management, where he oversees operations and provides financial advisory services. He has been with Merrill Lynch since 2003 and became the Resident Director of the Jamestown Office in 2009. Derek primarily works with individual families and privately held business owners, focusing on family wealth management strategies, legacy planning, portfolio management services, and retirement income. Prior to joining Merrill Lynch, Derek served four years in the United States Army, achieving the rank of captain. He holds a Bachelor's Degree from Clarkson University and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Derek lives in Lakewood with his wife, Margaret, and their two children. He is actively involved in his community, currently serving on the board of the Gebbie Foundation and the Jamestown City Center Development Corporation (JCCDC Ice Arena). His personal interests include baseball, ice hockey, running, tennis, and spending time with his family.