Justin Bernier is a financial advisor with Integrated Advisors Network LLC and holds a Series 66 designation. He has 13 years of industry experience, including prior roles at Morgan Stanley Wealth Management and Morgan Stanley Private Bank. Bernier is also CEO and CIO of NSG Index, LLC, which manages an ETF focused on emerging markets screened for U.S. national security and human rights interests, and is a founding partner of All Source Investment Management, specializing in emerging market research. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm offers portfolio management, financial planning, and consulting services using a mix of fundamental and quantitative analysis and frequently employs third-party sub-advisers and wrap-fee programs in its client solutions.

Carlos Delgado Mejia is a financial advisor at United Brokerage Services, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including TD Bank, Navy Federal, Fidelity Investments, Morgan Stanley, TD Ameritrade, and Wells Fargo. Outside of his advisory role, he owns businesses in locksmith services, housing, and apparel design. United Brokerage Services, Inc. provides investment advisory services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm emphasizes strategic and tactical asset allocation through a range of programs and typically offers non-discretionary advice combined with access to discretionary managers.

Walter Bayne is a financial advisor at Cary Street Partners with 25 years of industry experience. He holds a Series 66 designation and has worked at Cary Street Partners since 2007, following prior roles at Wells Fargo Clearing and Legg Mason Wood Walker. Outside of his advisory work, Bayne is a partner in a craft cider and beer microbrewery and serves on the advisory board for the financial planning major at Pamplin College of Business, Virginia Tech, where he helps develop curriculum content. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving specialized institutional niches such as state and municipal government entities.

Anita Lewis is a financial advisor at Cary Street Partners with 28 years of industry experience. She has worked at Cary Street Partners since 2007 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she manages NITARTSHOP, LLC, where she sells original artwork and vintage home décor items. Cary Street Partners provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving both retail and institutional niches such as state and municipal government entities and insurance companies.

Xiomara Diaz is a financial advisor with Navy Federal Investment Services, LLC, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. In addition to her advisory role, Diaz is the owner of B&E Mechanical LLC, a company providing HVAC and duct system services. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options primarily through managed advisory programs that utilize third-party portfolio managers.

Kevin Lynch is a financial advisor at Cary Street Partners with three years of industry experience and holds a Series 66 designation. Prior to joining Cary Street Partners in 2025, he worked at Equitable Advisors, LLC for two years. Outside of finance, Lynch teaches private music lessons in the Stafford area. Cary Street Partners provides a range of investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients, utilizing diverse investment options and proprietary strategies through its affiliated asset manager.

Andre Pineda is a financial advisor at Cary Street Partners with 22 years of industry experience. He holds the Series 66 designation and has worked at Cary Street Partners since 2007, following prior roles at Wells Fargo Clearing and Legg Mason Wood Walker. Outside of advising, he is involved in several nonprofit and community organizations, including serving as president of a family business focused on his child’s artwork and holding board and finance committee positions with various local charities. Cary Street Partners provides investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies, serving a diverse client base that includes municipal and insurance company clients.

Luis Lopez is a CFP® with five years of industry experience, currently serving as a financial advisor at AlphaStar Capital Management. He has previously worked at ILG Financial LLC, Enterprise Rent-a-Car, and Nike. Outside of AlphaStar, he is involved with ILG Financial as a paraplanner providing retirement solutions. AlphaStar Capital Management serves individual, corporate, and retirement plan clients through discretionary investment management, financial planning, participant account management, and subadvisory services. The firm uses a combination of strategic and tactical investment approaches and offers ERISA-related plan services with a focus on diverse investment vehicles and third-party portfolio technology.

Savannah Green is a financial advisor at Cary Street Partners with four years of industry experience and holds a Series 66 designation. She has worked at Cary Street Partners since 2021 and previously at Edelman Financial Engines. In addition to her advisory role, Savannah serves as an adjunct professor teaching personal finance at the University of Mary Washington and is a budget analyst for the Fredericksburg Regional Chamber of Commerce’s young professionals committee. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and serves specialized institutional niches such as state and municipal government entities.

Douglas Stewart is a financial advisor with Cary Street Partners in Fredericksburg, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Cary Street Partners since 2007 and was previously with Wells Fargo Clearing for 16 years. Outside his advisory role, Stewart serves as chairman of Northern Neck Insurance Corp. and is a member of the board of directors for McPherson Oil, participating in strategic planning and M&A activities. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base that includes individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and offers ERISA retirement plan services, proprietary strategies via its affiliated asset manager, and serves specialized institutional niches such as state and municipal government entities and insurance company clients.

Brittany Doughty is a financial advisor at Cary Street Partners with eight years of industry experience. She holds a Series 66 designation and has been with Cary Street Partners since 2017. Outside of her advisory role, she serves as an adjunct professor, teaching a Personal Finance course at the University of Mary Washington. Cary Street Partners offers discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm constructs portfolios using a broad range of investment options and serves specialized institutional niches, including state and municipal government entities and insurance company clients.

David Lopez is a financial advisor at AlphaStar Capital Management with 15 years of industry experience. He holds a Series 65 designation and has been with AlphaStar since 2011. Outside of his advisory role, he is the owner and agent of ILG LLC, which sells fixed annuities and life and health insurance products, and serves as president of the North Stafford Church of Christ, assisting with its administration. AlphaStar Capital Management manages approximately $1.84 billion for individuals, trusts, small businesses, and other clients, offering both discretionary and non-discretionary portfolio management alongside financial planning and retirement consulting. The firm employs strategic asset allocation and quantitative analysis in its investment approach and provides subadvisory and platform services to unaffiliated registered investment advisers.

Isaac Flamenco is a financial advisor with Mutual of Omaha Investor Services, Inc., holding the ChFC® designation along with Series 65 and Series 63 licenses. He has 13 years of industry experience and has been with Mutual of Omaha and its affiliated investor services firm since 2011. In addition to his advisory role, he is an insurance agent specializing in life, health, long-term care, disability, critical illness, Medicare supplement, and annuity products. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm utilizes a platform relationship with Envestnet and serves clients through approved model portfolios and third-party money managers.

Astrid Blazek is a financial advisor at Cary Street Partners with 21 years of industry experience. She holds Series 63 and Series 65 designations and has been with Cary Street Partners since 2007, working previously at Wells Fargo Clearing. Cary Street Partners provides investment advisory and financial planning services to a diverse client base including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad investment menu and proprietary strategies through its affiliated asset manager, serving both retail and specialized institutional niches such as state and municipal governments and insurance companies.

Sara Goldman is a Series 66-licensed financial advisor with one year of experience. She is currently with Navy Federal Investment Services, LLC, having previously worked at Merrill and Bank of America. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients. The firm offers portfolio management and financial planning services primarily through managed advisory programs that utilize third-party portfolio managers on the Envestnet platform.

Jaymie Chmil is a financial advisor with First Heartland Consultants, Inc. She holds a Series 66 designation and has eight years of industry experience. Her previous work includes roles at Edward Jones, Wells Fargo Clearing, and First Clearing. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party asset management services, financial planning, and model-based self-directed brokerage account programs, employing a mix of fundamental, technical, and cyclical analysis along with strategic and tactical asset allocation.

Tina Haines Anglin is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. Her prior roles include positions at J.P. Morgan Securities, Bank of America, Merrill, and First Command Financial Planning. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients by offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs utilizing third-party portfolio managers on the Envestnet platform and provides a range of investment solutions including unified managed accounts and automated ETF portfolios.

Israel Chavez Jr. is a financial advisor at AlphaStar Capital Management with two years of industry experience. He holds Series 65 and Series 63 licenses and has prior experience at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. AlphaStar Capital Management serves individual, corporate, and retirement plan clients by providing discretionary investment management, financial planning, and subadvisory services. The firm employs strategic and tactical investment approaches using a range of securities and third-party portfolio technology, managing approximately $2.5 billion in assets across more than 8,400 client relationships.

Daniel Clendenin is a financial advisor with Cary Street Partners in Fredericksburg, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Cary Street Partners since 2007. Clendenin serves as an adjunct professor of personal finance at the University of Mary Washington and holds several trustee and investment committee roles with nonprofit organizations, including the Mary Washington Hospital Foundation and the University of Mary Washington Foundation. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutional clients. The firm offers a broad range of investment options and proprietary strategies, serving both retail and niche institutional markets such as state and municipal government entities.

Cheri Litzenburg is a Series 66-registered financial advisor with Cary Street Partners, based in Fredericksburg, VA, and has 25 years of industry experience. Her prior experience includes roles at Citigroup Global Markets, Legg Mason Wood Walker, and Merrill. Outside of finance, she teaches line dancing locally. Cary Street Partners offers investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients, utilizing a wide range of investment products and proprietary strategies.