Robert Witherall II is a financial advisor with Navy Federal Investment Services, LLC. He holds a Series 66 designation and has prior experience at Edward Jones. Outside of finance, he has worked at Outback Steak House for over a decade. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering financial planning and portfolio management through advisory and brokerage channels. The firm uses third-party portfolio managers and provides various overlay and consulting services, including programs for high-net-worth clients.

Ryan Oates is a CFP® professional with 18 years of experience in the financial services industry. He is currently with Wealthcare Advisory Partners LLC, where he has worked since 2016 through various affiliated entities, including Water Street Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, retirement plans, and businesses. The firm combines goals-based planning supported by proprietary software with an evidence-based investment approach that utilizes fundamental, technical, and behavioral economic analysis.

Allen Fredericks is a financial advisor with First Advisors National, LLC, holding a Series 65 credential and eight years of industry experience. He has been a partner at Fredericks & Associates, an insurance services firm in Stephens City, VA, since 2012. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and combines tactical and strategic approaches with fundamental analysis for supplemental security recommendations.

Michael Danjczek is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior work includes roles at LPL Financial, Madison Avenue Securities, Brighter Financial Capital Management, Clark & Associates, Kalos Capital, and Prudential Financial Planning Services. Outside of his advisory work, he is a marksmen trainer and coach in Berryville, VA. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement consulting, utilizing a combination of in-house strategies and third-party managers across various platforms.

James Du Brueler Jr. is a financial advisor with Wealthcare Advisory Partners LLC and holds a Series 65 designation. He has eight years of industry experience, including seven years at AlphaStar Capital Management and ongoing involvement with Creekside Insurance Advisors Inc., where he is a licensed insurance agent. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets with a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based planning approach supported by proprietary software and an evidence-based investment framework that integrates behavioral economics and quantitative measures.

Thomas Stine is a CFP® with 16 years of industry experience, currently advising at Wealthcare Advisory Partners LLC. He has worked at affiliated entities including Water Street Financial LLC and has experience implementing insurance recommendations as an insurance agent. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based financial advising approach supported by proprietary Wealthcare software and a behavioral economics framework, combining quantitative metrics with fundamental, technical, and behavioral analysis to guide investment decisions.

Stephanie Smith Tremoulis is a CFP® professional with 16 years of experience in the financial advisory industry. She has been with TFO Wealth Partners since 2014 and previously worked at One To One, LLC from 2017 to 2019. TFO Wealth Partners manages approximately $4.85 billion in client assets for a diverse client base including high-net-worth individuals, family offices, retirement plans, trusts, and charitable organizations. The firm employs a long-term, asset-allocation driven investment approach using model portfolios composed mainly of mutual funds and ETFs, supplemented by third-party managers, and provides a broad range of financial planning and family office services.

Stephen Locke is a CFP® and ChFC® with 18 years of experience in financial advisory. He is affiliated with First Advisors National, LLC and has worked at AlphaStar Capital Management since 2012. Locke is also a licensed insurance agent, selling life insurance and fixed annuity products, and serves as a LegalShield consultant marketing prepaid legal plans and identity theft solutions. First Advisors National manages discretionary assets primarily for individual and high-net-worth clients, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm’s investment approach involves selecting and monitoring third-party money managers and supplementing with individual securities based on fundamental analysis.

Dino Lopresti is a financial advisor at Trek Financial with 15 years of industry experience. He holds a Series 65 credential and has worked at Trek Financial since 2018, following eight years at Horter Investment Management. He is also president of LoPresti Financial Group, where he offers fixed index annuities as part of clients’ comprehensive investment plans. Trek Financial serves individual and high-net-worth clients, as well as institutional retirement plans, providing discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary and non-fiduciary services. The firm employs a blend of strategic and tactical portfolio construction methods, integrating rules-based, evidence-based, fundamental, and technical analyses with artificial-intelligence tools under human review, and offers a broad range of model and alternative investment strategies.

Melanie Hitchen is a financial advisor at TFO Wealth Partners with 11 years of industry experience. She holds a Series 65 license and has worked at TFO Wealth Partners since 2013, with prior experience at Digital Insurance, LLC and Snellings Walters. Outside of her advisory role, she owns and operates Lockes Mill Farm, an equestrian farm, and serves as an owner and board member of Blue Ridge Capital Group, a medical management company. TFO Wealth Partners manages approximately $4.85 billion in assets for a diverse client base including high-net-worth individuals, family offices, retirement plans, trusts, and corporate clients. The firm employs a long-term, asset-allocation driven investment approach using model portfolios primarily composed of mutual funds and ETFs, with additional third-party managers for fixed income mandates.

Eric Burstock is a financial advisor at Trek Financial with 19 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Trek Financial in 2018, he worked at Horter Investment Management, LLC and operates a tax preparation business, EGB Tax, since 2023. He is also the owner of Burstock & Rogers LLC, an invention company. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering both discretionary and non-discretionary asset management, financial planning, and retirement-plan services. The firm employs a blend of strategic and tactical investment approaches, incorporating AI tools under governance, and provides access to a wide range of systematic and alternative investment strategies.

Christopher Cotterell is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Wealthcare Advisory Partners and its d/b/a Water Street Financial since 2016 and has also been affiliated with LPL Financial since 2016. Cotterell is a managing partner of Water Street Financial. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based, client-centered planning process supported by proprietary software and integrates evidence-based investment strategies with access to alternative and private placement investments.

Ari Sommer is a financial advisor at Avior Wealth Management, LLC with four years of industry experience. He holds a Series 65 designation and has a background in legal services, including ownership and leadership roles at Harrison & Johnston, PLC and Ari N. Sommer, Esq., PC. Outside of advising, Sommer is involved in legal services through his law practice and holds interests in insurance and other business ventures. Avior Wealth Management serves a diverse client base that includes individuals, institutions, pension plans, and banks, offering investment management, financial planning, and consulting services. The firm employs a fundamental analysis investment approach and utilizes a mixture of direct portfolio management, separately managed accounts, and third-party platforms.

Stephen Baker is a ChFC® and Series 63 credentialed advisor with Mutual of Omaha Investor Services, Inc., bringing 29 years of industry experience. He has been with Mutual/United of Omaha Insurance Company and Mutual of Omaha Investor Services since 1995. Outside of his advisory role, he is involved with the Millbrook Pioneer Athletic Association Booster Club, where he helps raise funds for local high school athletics. Mutual of Omaha Investor Services, Inc. provides advisory and retirement-plan services to a diverse client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, third-party money manager programs, and retirement plan consulting, operating primarily through a network of Investment Advisor Representatives who use approved model portfolios and managers.

Joshua Williams is a CFP® and holds a Series 65 license with seven years of industry experience. He has been with United Capital Financial Advisors since 2017, including its predecessor entity, and is based in Winchester, VA. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customized strategies including ESG and faith-based options, supported by proprietary technology and access to external research.

Kristen Money is a financial advisor with Great Valley Advisor Group, LLC, holding a Series 65 designation and five years of industry experience. She has worked at First Light Financial, Brighter Financial Capital Management, Kalos Capital, and Clark & Associates. Outside of advising, she has engaged in insurance activities through Clark & Associates, Inc. Financial Solutions. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a combination of in-house strategies and third-party managers.

James Kelly is a financial advisor with LaSalle St. Investment Advisors, L.L.C., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LaSalle St. Investment Advisors since 2006 and associated with LaSalle St. Securities since 2001. Outside of his advisory role, he serves as secretary of the Donald J. Kelly Foundation, coaches high school basketball at Chelsea Academy, and participates in community and church activities including membership on the St. John the Baptist Parish Council and the Chelsea Academy School Board. LaSalle St. Investment Advisors serves individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations with fee-based financial planning and portfolio management services. The firm employs a range of investment strategies incorporating both passive and active approaches, managing primarily non-discretionary assets and utilizing third-party managers and wrap-fee platforms.

Benjamin Cauthorn is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at Edward Jones and nine years at Cornerstone Wealth Management, an independent investment advisory firm he operates alongside his role at LPL. Outside of finance, he is involved in a small engine repair and welding business. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

Elmo Ball IV is a financial advisor at D.A. Davidson & Co. with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, BB&T Securities, LLC, and Scott & Stringfellow, Inc. Outside of his advisory role, he volunteers as a non-board finance committee member for the Highland Food Pantry, a local nonprofit providing food support. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, and charitable and corporate clients. The firm provides ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under fiduciary standards and using both qualitative and quantitative methods to manage investments.

Gary Whetzel is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Old Dominion Insurance and Investments since 2018 and operates a landscaping and handyman business, Whetzel's Landscaping & Handyman, since 2010. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm’s investment approach emphasizes strategic asset allocation and risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.