Christy Horlacher is a financial advisor with The Strategic Financial Alliance, Inc., holding CFP® and ChFC® designations, and has 14 years of industry experience. She has been associated with Carolina Wealth Advisors, LLC since 2014 and with The Strategic Financial Alliance, Inc. since 2013. Outside of her advisory role, she serves on the scholarship committee at Amazing Grace Lutheran Church in Myrtle Beach, SC. The Strategic Financial Alliance serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering customized investment strategies through a combination of portfolio management, third-party manager referrals, and financial planning.

William Miller is a financial advisor at United Brokerage Services, Inc. with three years of industry experience. He holds a Series 66 designation and has worked at firms including Equitable Advisors, LLC, Bank of America N.A., Merrill, and First Bank. In addition to his advisory role, he serves as a sales and service representative at United Bank. United Brokerage Services, Inc. provides investment advisory services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm offers various managed account programs and employs a strategic and tactical asset allocation approach using mutual funds, ETFs, individual securities, and third-party research.

Bradley Tunnell is a financial advisor at Gradient Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Brookstone Capital Management for 12 years. He also owns Palmetto Wealth Planning, a financial planning firm based in Myrtle Beach, SC. Gradient Advisors provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model supported by a range of analytical tools.

John Ingraham is a financial advisor with Buck Wealth Strategies, LLC, holding a Series 65 designation and bringing 10 years of industry experience. He has worked at J.W. Cole Advisors, Inc. since 2016 and has operated John Ingraham LLC since 2004. In addition to his advisory role, he serves as president and lead agent of First Financial Education Centers, a business involved in insurance and annuities. Buck Wealth Strategies serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans with discretionary investment management, financial planning, and retirement plan advisory services. The firm employs a top-down macro investment approach emphasizing tactical asset allocation and sector rotation, and is notable for its explicit use of options strategies and coordination with outside money managers and third-party advisors.

Henry Kowalewski Jr. is a financial advisor with First Citizens Investor Services, Inc. in Myrtle Beach, SC. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with First Citizens Investor Services since 2016 and has also served as an Investment Advisor Representative with First Citizens Asset Management since 1999. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and businesses. The firm employs a client-focused approach using risk- and outcomes-based asset allocation, discretionary management, third-party managers, and technology-driven model portfolios, supported by its affiliation with a bank holding company.

Randal Nesmith is a financial advisor at Kingsview Wealth Management, LLC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Kingsview Partners LLC and Kingsview Wealth Management since 2020, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion, serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through a combination of advisor-led planning, in-house portfolio management, and access to a wide range of investment strategies and third-party managers.

Liam Schmidt is a Series 65-registered advisor at RFG Advisory, LLC with one year of industry experience. Prior to joining RFG Advisory, he worked in various roles including at Greg Normans Australian Grille and Trump National Golf Course, and operated a lawn care business. He attended Coastal Carolina University and has experience as a student through 2026. RFG Advisory is a multi-team registered investment adviser with approximately 179 advisors managing around $8 billion for more than 17,000 clients. The firm offers portfolio management, financial planning, retirement plan consulting, access to model strategies and alternative investments, managing client assets through actively managed and passive models with a focus on risk management.

Timothy White is a financial advisor with Buck Wealth Strategies, LLC, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Edward Jones, Merrill, Bank of America, Cambridge Investment Research, and Thrivent Financial. He is also an insurance agent with E.A. Buck Insurance. Buck Wealth Strategies serves individuals, trusts, and employer-sponsored retirement plans, providing discretionary investment management, comprehensive financial planning, and retirement plan advisory services. The firm employs a top-down macro investment approach with tactical asset allocation and frequently uses options strategies and outside money managers to implement client portfolios.

Mark Miller is a CFP® with three years of industry experience currently serving as a financial advisor at The AmeriFlex Group. His prior experience includes roles at Kestra Advisory Services, Kestra Investment Services, and Cambridge Investment Research. The AmeriFlex Group is an SEC-registered investment adviser that serves individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, utilizing customized strategies delivered through various model asset allocations and manager relationships.

Richard Berry is a financial advisor at AlphaStar Capital Management with 18 years of industry experience. He holds the ChFC® and Series 63 designations. His work history includes roles at Berry Financial Securities, LLC, and Berry Financial Group, Inc., where he has been involved in life insurance and fixed indexed annuities. AlphaStar Capital Management serves individual, corporate, and retirement plan clients by providing discretionary investment management, financial planning, and subadvisory services. The firm utilizes model portfolios and third-party portfolio construction tools, managing approximately $2.5 billion in assets across a broad advisor and client base.

Robert Jacobs is a financial advisor at Encompass More Asset Management LLC with two years of industry experience. He holds a Series 65 designation and has prior work experience with Airborne Financial Solutions and the Department of Veterans Affairs. Jacobs also works as an independent agent for Advisor Management Group, providing retirement planning advice. Encompass More Asset Management LLC offers discretionary portfolio management, financial planning, and retirement-platform model services primarily to individual and high-net-worth clients. The firm employs model-based strategies combining proprietary and third-party sub-advisers and manages approximately $985 million across about 4,000 client accounts.

Jeremy Withers is a financial advisor at CreativeOne Securities, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Client One Securities, LLC and Signator Investors, Inc. Outside of his advisory work, he serves as president of the Chicora Rotary Group of Myrtle Beach. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party managers through a proprietary advisory platform.

Scott Enzor is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining Foundations, he worked at Sound Income Strategies LLC and Ameritas Life Insurance Corp, among other firms. Outside of his advisory work, Enzor serves as a preacher and evangelist and is involved with a family foundation that supports pastors’ vacations. Foundations Investment Advisors provides financial planning and portfolio management services to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and incorporates model portfolios with discretionary and non-discretionary management through a large network of affiliated advisers.

John Mashburn Jr. is a Series 65-licensed advisor at Simplicity Wealth with one year of industry experience. His work history includes roles at Maranatha Financial LLC, Realty ONE Group, and Mashburn Enterprises LLC. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional investors, and other financial firms. The firm utilizes a fund-of-funds approach with ETFs, mutual funds, and individual securities, providing portfolio management, retirement plan services, and a managed account platform with ongoing monitoring and rebalancing.

Charles Forgason Jr. is a financial advisor with Capital Investment Advisory Services, LLC in Myrtle Beach, SC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been associated with Capital Investment Brokerage, Inc. since 1997. Outside of his advisory role, he serves as a Lieutenant Colonel and 3rd Battalion Commander in the South Carolina State Guard, overseeing training and management of personnel to assist local authorities during emergencies. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment management through discretionary mandates, third-party managers, and private-label model portfolios, employing a variety of analytical methods and conducting regular portfolio reviews.

Krista Corliss Taylor is a financial advisor at Kingsview Wealth Management, LLC with 30 years of industry experience. She holds a Series 66 designation and has worked at Kingsview since 2019, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Taylor is also a notary public in Myrtle Beach, SC. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion and serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services using a combination of advisor-led planning, model-based strategies, and access to a variety of investment instruments and third-party managers.

Joshua Holland is a financial advisor with OneAscent Financial Services LLC in Myrtle Beach, SC. He holds a Series 65 designation and has been with OneAscent since 2022. Prior to joining the firm, he worked for Horry County Schools and Anderson University. OneAscent Financial Services LLC is a multi-team registered investment adviser serving individuals, retirement plans, trusts, broker/dealers’ customers, and institutions. The firm offers various services including discretionary and non-discretionary asset management, financial planning, Unified Managed Account solutions, and consulting, utilizing both advisor-managed and model-based investment approaches.

Scott Sensenig is a financial advisor with RFG Advisory, LLC, holding Series 63 and Series 65 credentials and 31 years of industry experience. He is the founder of Financial Fitness Wealth Management and Financial Fitness Benefits & Ins Solutions, where he provides investment and insurance services. His prior roles include positions at The Leaders Group Inc and Innovative Adviser Solutions, LLC. RFG Advisory is a multi-team registered investment adviser managing approximately $8 billion for over 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a mix of actively managed and passive strategies, direct indexing, tax-aware approaches, and alternative investments, serving a diverse client base with discretionary portfolio management.

David Medlin is a financial advisor with Chelsea Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining Chelsea Advisory in 2018, he worked at LPL Financial for seven years. Chelsea Advisory provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate entities. The firm employs a fundamental, long-term investment approach, managing diversified portfolios primarily on a discretionary basis, and integrates its advisory services with an affiliated broker-dealer and custody platform.

Charles Wiggins is an advisor at The Strategic Financial Alliance, Inc. with a Series 66 credential and one year of industry experience. He has been associated with Carolina Wealth Advisors, LLC and operates Wiggins Financial Services, which provides bookkeeping services for small businesses. Wiggins also contributes to the Co/Investor Club by consolidating economic news and preparing weekly newsletters. The Strategic Financial Alliance offers advisory services to individuals, retirement plans, and trusts, utilizing both in-house portfolio management and third-party manager platforms, with a focus on non-discretionary asset management.