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Scott Martin Sensenig

Advisor at RFG Advisory, LLC — Myrtle Beach, SC

Updated today

Credentials

Series 63, Series 65

Experience

31 years

Location

Myrtle Beach, SC 29577

RFG Advisory, LLC logo

RFG Advisory, LLC

Multi-team

Total advisors

191

Across 86 offices

Clients per advisor

90 High

Avg AUM per client

$295,694 Very Low

HNW client ratio

7% Low

About

Scott Sensenig is a financial advisor with RFG Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He founded Financial Fitness Wealth Management and Financial Fitness Benefits & Ins Solutions, where he manages investment accounts and provides insurance solutions. His prior experience includes roles with The Leaders Group Inc and MetLife Investment Fund Services LLC. RFG Advisory provides investment advisory and planning services to individual, high-net-worth, retirement plan, institutional, and municipal clients. The firm employs discretionary portfolio management using model strategies and third-party platforms and acts as a sub-adviser to multiple ETFs while offering access to alternative investments and annuity platforms.

Client services

Based on RFG Advisory, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on RFG Advisory, LLC

Options & derivatives strategies Private / alternative investments Tax-loss harvesting

Occupation focus

Based on RFG Advisory, LLC

Founder/Business Owner Executive Retired

Demographic focus

Based on RFG Advisory, LLC

Women Professionals Mid-Career Professionals

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Fee options

Fixed

Flat fees for financial planning and consulting services up to $50,000 negotiated per engagement

Percentage

$0+: up to 2.35% annually (varies by Financial Advisor; schedules are flat, linear, or tiered; negotiated individually) $0+: up to 0.50% RFG annual platform fee (included in total advisory fee) $0+: 0% to 1.00% strategist fee by manager (if applicable) $0+: Sub-adviser fee for Bluemonte Funds: 0.15% annually $0+: Retirement Plan Consulting fees not exceeding 1.00% of plan assets under management, negotiated case-by-case $0+: Annuity management fees up to 1.15% annually (billed quarterly advance) $0+: SMArtX accounts under $10,000 incur additional $10/month platform fee

Commissions

Some Financial Advisors are also registered representatives and receive commissions for sale of securities and insurance products; RFG receives portion for administrative support

Project-based

Hourly charges are possible for consulting but specific rates not disclosed

Other

Minimum fee: $12.50 non-refundable quarterly Account Service Fee deducted from Client accounts held at Fidelity, Pershing and Schwab; $10 per month platform fee for accounts under $10,000 under SMArtX platform Fee-only: Flat fees up to $50,000 for financial planning and consulting services, negotiated between Financial Advisor and Client

Location

See office

Myrtle Beach, SC

1109 48th Avenue North, Suite 212

Myrtle Beach SC 29577

Advisors at this office

2

Most active in

South Carolina · Texas

Work history

31 years of industry experience

RFG Advisory LLC dba Financial Fitness Wealth Management LLC

2026 - Present • 1 year

Myrtle Beach, SC

The Leaders Group Inc

2024 - 2024 • 1 year

Littleton, CO

Financial Fitness Benefits & Ins Solutions, LLC

2023 - Present • 3 years

Myrtle Beach, SC

Innovative Adviser Solutions, LLC

2022 - 2023 • 1 year

Seattle, WA

Financial Fitness Wealth Mgmt

2006 - Present • 20 years

Myrtle Beach, SC

Financial Fitness Wealth Management

2005 - 2022 • 17 years

Myrtle Beach, SC

SPC

2005 - 2022 • 17 years

Ann Arbor, MI

Sigma FInancial Corporation

2005 - 2022 • 17 years

Ann Arbor, MI

MetLife Investment Fund Services LLC

2001 - 2006 • 5 years

Greenville, SC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Flavio M

Series 65

Myrtle Beach, SC

Coast Wealth Management Group, LLC

Flavio Medeiros is a financial advisor at Coast Wealth Management Group, LLC with 10 years of industry experience. He holds Series Series 65 license. Coast Wealth Management Group provides investment management and financial planning services to individual and business clients. The firm develops portfolios and plans tailored to client goals, using fundamental analysis and a combination of long- and short-term strategies.

Cash flow / budgeting Retirement income strategy Debt management General retirement planning Roth conversion strategy Retired Military & Veterans Approaching retirement Retired Gen X (Born 1965-1980)
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Joshua H

CFP®, Series 63, Series 66

Myrtle Beach, SC

Resettle Wealth

Joshua Hemmert is a CFP® with 14 years of experience in the financial industry. He currently operates as the sole advisor at Resettle Wealth, an independent registered investment adviser, and previously worked at J.P. Morgan Asset Management for eight years. Hemmert took a one-year sabbatical prior to founding Resettle Wealth. Resettle Wealth serves individuals and high-net-worth clients with comprehensive financial planning and investment management. The firm combines modern portfolio theory with both passive and active investment strategies and offers values-based options upon request, managing accounts typically on a discretionary basis while providing ongoing plan updates and portfolio oversight.

Retirement income strategy Social Security optimization Tax strategies for small businesses Approaching retirement
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Francis R

Series 65

North Myrtle Beach, SC

FPR Investments LLC

Francis Rivell is a Series 65-licensed financial advisor at FPR Investments LLC with two years of industry experience. Prior to founding FPR Investments, he was involved with NMBNB LLC and had roles related to property and financial consulting. He is also a part owner of Hillside Apartments in North Myrtle Beach, SC. FPR Investments LLC provides discretionary asset management, financial planning, and ERISA retirement-plan services to individuals, high-net-worth clients, trusts, and retirement plans. The firm customizes portfolios using fundamental, technical, charting, and cyclical analysis and serves clients with both ongoing portfolio management and periodic financial planning engagements.

Retirement plans for business owners (SEP, solo 401k) Retirement income strategy General estate planning guidance
user avatar

John T

CFP®, Series 63

Myrtle Beach, SC

Mecklenburg Financial Group

John Tiddy is a CFP® with 22 years of experience in the financial industry. He has been the sole advisor at Mecklenburg Financial Group since 2008. Mecklenburg Financial Group is an independent, single-advisor firm offering discretionary portfolio management and fee-based financial planning to individuals and high-net-worth clients. The firm employs a combination of fundamental and technical analysis to construct portfolios aligned with clients’ goals and risk tolerance, managing approximately $3.3 million across a focused client base.

Wealth management Real estate investing Annuities College savings (529s, UTMA, etc.) Debt management
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James V

CFP®, Series 63, Series 65

Myrtle Beach, SC

Cairn Investor Services

James Vassas is a CFP® with 18 years of industry experience, currently serving as the sole advisor at Cairn Investor Services. He has been with Cairn Investor Services since 2016. In addition to his advisory role, he is involved in the sale of fixed life, annuity, and health insurance products. Cairn Investor Services is an independent, state-registered advisory firm that primarily serves individual clients over age 40, as well as some corporations, partnerships, and trustees. The firm offers discretionary investment management, financial planning, hourly advisory engagements, and a subscription-based advisory service that integrates various non-investment professionals and software, combining fundamental and technical analysis in its managed portfolios.

Life insurance needs analysis
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Patrick T

Series 66

North Myrtle Beach, SC

Ramsey Smith Investment Solutions

Patrick Tuite is a financial advisor at Ramsey Smith Investment Solutions with 18 years of industry experience. He holds a Series 66 designation and has worked with several firms including Masonboro Advisors and BB&T Securities. He is also the managing member of MAMB, LLC. Ramsey Smith Advisors LLC provides asset management and financial planning services to individuals, small businesses, high-net-worth individuals, and charities. The firm employs a discretionary asset-management approach using methods such as fundamental and technical analysis, modern portfolio theory, and Monte Carlo analysis, alongside offering hourly financial planning and educational seminars.

Retirement income strategy Cash flow / budgeting Active portfolio management Tax-loss harvesting Founder/Business Owner Executive
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