Margaret Bowen is a CFP® professional with seven years of industry experience, currently serving at Fee-Only Financial Planning, L.C. in Okatie, SC. She has been with the firm since 2016, working as part of a three-advisor team. Fee-Only Financial Planning, L.C. provides fee-only financial planning and discretionary investment management to individuals, trusts, and estates, serving both high-net-worth and non‑high-net-worth clients. The firm emphasizes diversified asset allocation, cost-conscious investment selection, and long-term holdings, managing approximately $404 million for about 141 clients.

John Skeadas III is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He has been with First City Capital Management Inc since 2018, after working briefly at the University of Georgia. First City Capital Management provides discretionary investment management to individuals, high net worth clients, pension and profit-sharing plans, charitable organizations, foundations, trusts, estates, and corporations. The firm focuses on balanced portfolio management using a growth-at-a-reasonable-price equity selection method and a value-oriented fixed income approach, tailoring allocations to clients’ tax situations, risk profiles, and investing experience.

Jacob Lang is a CFP® with nine years of industry experience, currently with Lang Capital in Bluffton, SC. He previously worked at The Vanguard Group for nine years and has been involved in commercial real estate maintenance since 2023. Lang Capital provides portfolio management and financial planning primarily for individual and high-net-worth clients, using multiple methods of analysis and a range of investment strategies. The firm manages approximately $106 million in client assets and sponsors a wrap fee program that includes access to third-party managers and a broad set of investment options.

Brandon Cox is a CFP® and holds a Series 66 license with 16 years of industry experience. He has worked at Edward Jones for 13 years, followed by Commonwealth Financial Network for 2 years before joining Coastline Complete Wealth LLC in 2025. In addition to his advisory role, he is a licensed insurance agent involved in insurance sales and recommendations. Coastline Complete Wealth LLC provides discretionary wealth management and financial planning to individuals, trusts, estates, and businesses, primarily serving clients with investable assets above $250,000. The firm uses a long-term, fundamentally driven investment approach focused on ETF-based model portfolios, standalone financial planning, and occasional independent managers, with an emphasis on continuous monitoring and fiduciary oversight.

Edmund Curlee is a financial advisor at First City Capital Management Inc with 23 years of industry experience. He has been with the firm since 1992 and holds Series 63 and Series 65 designations. Curlee also acts as a trustee individually for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and related fiduciary services to individuals, high-net-worth clients, pension plans, charitable organizations, and other entities. The firm employs a balanced portfolio approach with tailored asset allocation and focuses on growth-at-a-reasonable-price equity selection and value-oriented fixed-income management.

Todd Rhine is a CFP® with 33 years of industry experience, currently serving as an advisor at Atlantis Wealth Advisors LLC. He has been affiliated with Atlantis Wealth Advisors and IBN Financial Services since 2015 and has operated Financial Profile Clinic, Inc., an insurance brokerage firm, since 1988 where he holds the position of president. Outside of his advisory work, Rhine is involved in book production and distribution through RH Books and serves as an endowment committee consultant for 1st Presbyterian Church in Hilton Head Island, SC. Atlantis Wealth Advisors LLC provides financial planning, asset management, and consulting services to a diverse client base including individuals, pension plans, trusts, and charitable organizations, managing approximately $150 million in assets. The firm employs a strategy combining macroeconomic analysis with fundamental security selection and offers a range of investment solutions including proprietary strategies and affiliated managed accounts.

Joseph Folis is a ChFC® credentialed financial advisor with 22 years of industry experience. He has been with Focus Wealth Advisors LLC since 2005. Focus Wealth Advisors provides financial planning, portfolio management, and consultative services to individuals, including high-net-worth clients, as well as institutional sponsors. The firm’s investment management approach is based on Modern Portfolio Theory and formal investment policy statements, utilizing asset-allocation driven portfolios with mutual funds and ETFs, regular rebalancing, and discretionary trading authority.

Edgar Gay is a CFA® charterholder with 23 years of industry experience. He is affiliated with First City Capital Management Inc, where he has worked since 1976. He also serves as a trustee for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and trust services to a range of clients, including individuals, high-net-worth clients, and institutions, with an investment approach that emphasizes balanced portfolios and growth-at-a-reasonable-price equity selection.

Robert Sokolowski is a CFP® with eight years of industry experience, currently serving as an advisor at Metis Wealth Management & Planning LLC since 2019. Prior to joining Metis, he worked at WestView Investment Advisors for two years and held a role at Target for five years. Metis Wealth Management & Planning provides discretionary portfolio management, financial planning, and retirement plan consulting services to individuals, businesses, pension and profit-sharing plans, and trusts. The firm customizes portfolios across various asset classes using both fundamental and technical analysis and employs tactical strategies that may include frequent trading and leverage.

Andrew Hudick is a CFP® professional with 38 years of experience in financial planning. He has been with Fee-Only Financial Planning, L.C. since 1981. Fee-Only Financial Planning, L.C. provides fee-only financial planning and discretionary investment management to individuals, trusts, and estates, including high-net-worth clients. The firm emphasizes diversified asset allocation, low-cost index funds and ETFs, and longer-term holdings, managing approximately $364 million in discretionary assets for about 142 clients.

Donald Slone is a financial advisor with ETCH Financial in Savannah, GA, holding Series 65 and Series 66 licenses and two years of industry experience. His work history includes roles at Vagabond Cruises, Fiduciary Financial Advisors, Ivy Bridge Planning, LLC, and Captain Derek's Dolphin Adventure, among others. He has also been involved in academic work at Georgia Southern University since 2015. ETCH Financial serves individual clients, small businesses, and retirement plan sponsors by providing investment management, financial planning, and retirement plan consulting. The firm emphasizes client-specific investment policies with a mix of passive and active strategies and is notable for its expertise in student loan and college-planning services.

Daniel Keith is a financial advisor with The Cavanaugh Group Inc in Hilton Head, SC, holding 30 years of industry experience. He has been with The Cavanaugh Group since 1995. The Cavanaugh Group provides investment advisory services to individuals, trusts, qualified plans, non-profit organizations, and profit-sharing plans, managing portfolios on both discretionary and non-discretionary bases. The firm serves a small client base and employs a conservative, balanced asset-allocation strategy focused on long-term discipline, with an emphasis on dividend-paying equities and high-quality fixed income.

Cass Tokarski is a financial advisor at Wright Cove Capital with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cantor Fitzgerald & Co. Tokarski is also a passive investor and member/manager of 3 QUID LLC, a company that invests in start-up businesses and real estate. Wright Cove Capital is a boutique, two-advisor firm offering fee-only, discretionary investment management to individuals, high net worth clients, families, and business entities. The firm uses a blend of fundamental and technical analysis along with third-party research and computerized asset-allocation tools to create diversified portfolios tailored to client objectives, with formal monthly portfolio reviews and at least annual client meetings.

Samuel Hubbard is a CFA® charterholder and Series 66 licensee with 13 years of industry experience. He has worked at Coastal Forensics and Litigation, LLC and T.R.U.E. Coastal Capital, LLC since 2015. In addition to his advisory role, he serves as managing principal of Coastal Divorce Advisors, LLC, providing divorce financial planning, expert witness testimony, and settlement evaluation services. T.R.U.E. Coastal Capital advises individual clients, including high-net-worth individuals, with discretionary and non-discretionary portfolio management and tiered financial planning services. The firm employs fundamental, technical, and charting analysis to construct portfolios aligned with client objectives and risk tolerance, and offers a held-away account service to manage employer retirement plan assets.

Nathaniel Jones is a financial advisor at Hilton Head Financial Advisors, Inc. with 18 years of industry experience. He has been with the firm since 1997 and holds a Series 65 designation. Outside of his advisory role, he spends a small amount of time managing administrative tasks related to the property where his office is located. Hilton Head Financial Advisors provides personalized financial planning and investment management services to individuals, retirement and profit-sharing plans, trusts, estates, and small businesses. The firm serves both high-net-worth and non-HNW clients, using investment policy statements and discretionary management primarily through no-load or low-load mutual funds, ETFs, equities, and bonds.

Marc Johnston is a CFP® and ChFC® with 27 years of industry experience. He is currently with The Bedminster Group in Bluffton, SC, and has previously worked at RE Advisers Corporation and RE Investment Corporation. The Bedminster Group provides discretionary portfolio management and financial consulting to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers tailored investment advice using a broad range of analytical methods and serves in ERISA fiduciary roles, including as a Section 3(38) investment manager for trustee-directed retirement plans.

Richard Faw III is a CFP® and CFA® with 15 years of industry experience. He is a principal at Setarcos Wealth Advisors LLC and serves as the director of quantitative research for Vernal Point Advisors, where he advises on portfolio strategy and financial modeling. He has worked at Setarcos Wealth Advisors since 2011 and Vernal Point Advisors since 2016. Setarcos Wealth Advisors provides discretionary investment advisory and portfolio management services to individual and high net worth clients, employing a fundamentally grounded, long-term focused investment approach with diversified portfolios that may include mutual funds, ETFs, individual securities, and alternative investments. The firm emphasizes ongoing personal client contact and offers educational and public speaking engagements.

Pete Lang is a financial advisor with Lang Capital, holding a Series 65 designation and over 15 years of industry experience. He has been with Calibre Investment Management, LLC since 2015 and has led Lang Capital since 1996. Calibre Investment Management, LLC provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm employs a diversified investment approach that includes equities, fixed income, ETFs, hedge funds, private equity, and insurance-based products, utilizing multiple analytical methods and access to third-party managers.

Matthew Kovalcik is a financial advisor with Kovalcik & Geraghty Wealth Partners LLP in Bluffton, SC, holding a Series 63 designation and 25 years of industry experience. He has been with Kovalcik & Geraghty Wealth Partners since 2012 and has worked at Raymond James Financial since 2009. Kovalcik & Geraghty Wealth Partners serves individual clients, including high-net-worth individuals and corporate executives, as well as donor-advised funds. The firm provides financial planning and portfolio management using various investment strategies and emphasizes legacy and charitable planning alongside client-specific financial goals.

Brian Gray is the principal of Graylark Financial, LLC in Bluffton, South Carolina, holding a Series 65 credential with 14 years of industry experience. His prior work includes roles at APO Financial Services, LLC, APO Financial Inc, Asset Protect One, and Horter Investment Management, LLC. In addition to his advisory practice, Gray is the owner and manager of Graylark Insurance Services LLC, an insurance and annuity sales business. Graylark Financial is a small registered investment adviser providing discretionary and non-discretionary portfolio management and integrated financial planning to individuals, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct diversified portfolios and uses various investment vehicles including ETFs, mutual funds, equities, fixed income, and third-party managers.