Thomas Ruggie is a CFP® and ChFC® with 34 years of experience in financial advisory roles. He is currently with Destiny Wealth Partners, LLC, where he has worked for 12 years, and previously held positions at firms including Asset Advisors of America and Purshe Kaplan Sterling. Outside of his advisory work, he is president and treasurer of the Tom and Kim Ruggie Family Foundation and has invested in the Museum of Crime and Punishment in Washington, DC. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach that includes discretionary and non-discretionary management, model asset-allocation portfolios, and access to private investment funds, along with unique operational features such as a general counsel attorney relationship and performance-based fee arrangements for qualified clients.

Thomas Rogers is a financial advisor with Financial Transparency in Longwood, FL, holding Series 65 and Series 63 credentials and bringing 26 years of industry experience. He has held roles at Envision Financial Transparency, Trustee Empowerment & Protection, and Cssc Brokerage Services, and serves as president of Wealth Strategies Collaborative, Inc., a consulting business. Financial Transparency provides investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations through a network of independent advisory representatives. The firm uses an investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering a range of portfolio management programs including customized accounts that incorporate tax-loss harvesting and socially responsible investing options.

Ronald Hopper is a financial advisor at Destiny Wealth Partners, LLC, holding a Series 65 designation with two years of industry experience. He previously worked at Destiny Family Office and has a background that includes roles at the University of Central Florida and local schools. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and employer-sponsored retirement plans with wealth management, financial planning, and portfolio management services. The firm offers both discretionary and non-discretionary management using a range of investment vehicles and incorporates technology and process controls in client reporting and oversight.

Jorge Romero is a CFP® and holds a Series 66 license, with 17 years of experience in the financial advisory industry. He has been with Destiny Wealth Partners, LLC since 2017 and also worked at Ruggie Capital Group and CWM, LLC. He is currently associated with Destiny Family Office. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients. The firm offers comprehensive wealth management, financial planning, and portfolio management services, utilizing a range of investment vehicles and technologies, and maintains unique operational relationships including with a practicing law firm.

Brian Davis is a financial advisor at Destiny Wealth Partners, LLC with 20 years of industry experience. He holds the Series 65, Series 63, and Series 66 designations and has previously worked at BryteBridge, LPL Financial, Occidental Asset Management, and Wealth Enhancement Advisory Services. Davis is a founder and current board member of BryteBridge, a nonprofit focused on compliance and accounting. Destiny Wealth Partners is a team-based advisory firm serving individuals, trusts, business entities, and retirement plans with wealth management, financial planning, and portfolio management services. The firm employs discretionary and non-discretionary strategies utilizing a range of investment vehicles and integrates technology and process controls into client reporting and oversight, with a broad scope of affiliated services and investment options.

Carol Mulcahy is a financial advisor with Destiny Wealth Partners, LLC, holding Series 63, 65, and 66 licenses and 17 years of industry experience. She has worked at several firms, including Ruggie Wealth Management and The Investment Counsel Company. Outside of advisory, she has been an independent insurance agent since 2003. Destiny Wealth Partners serves individuals, high-net-worth families, employer-sponsored retirement plans, and family-office clients with wealth management, financial planning, and portfolio management services. The firm employs a diverse investment approach combining model asset allocation with various securities and offers discretionary and non-discretionary management along with retirement plan consulting and trust administration access.

Louis Shinaman is a financial advisor at Destiny Wealth Partners, LLC, holding the ChFC® designation with 28 years of industry experience. His prior roles include positions at CWM, LLC, Purshe Kaplan Sterling Investments, and Ruggie Wealth Management. He serves as a board member for UCP of Central Florida and is a member of the advisory council for Compcoin, a blockchain-based currency trading platform. Destiny Wealth Partners serves individuals, including high-net-worth families, employer-sponsored retirement plans, and family-office clients, providing wealth management, financial planning, and portfolio management. The firm employs a diversified investment approach that includes discretionary and non-discretionary management, model portfolios, various asset classes, and access to trust administration through third-party programs.

Eric Reinhold is a CFP® professional with 28 years of experience in the financial services industry. He has worked at EverSource Wealth Advisors, LLC since 2023 and previously spent ten years with Ameriprise Financial Services, Inc. He serves on the Board of Directors for Character 4 Kids, Inc., and is also an author of both fiction and non-fiction books. EverSource Wealth Advisors serves individual and high-net-worth investors as well as institutional and advisory clients, offering wealth management, financial planning, portfolio management, private markets access, and retirement-plan services. The firm provides a range of investment programs through a network of advisors and incorporates a values-based approach informed by a Judeo-Christian framework.

Paul Balog is a financial advisor at Chelsea Advisory Services, Inc. with 42 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Chelsea Financial Services since 2018, following a prior role at Foresters Equity Services, Inc. Balog is also licensed to sell insurance products, working part-time as an insurance agent specializing in fixed annuities. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate entities. The firm follows a fundamental, long-term investment approach and generally manages diversified portfolios on a discretionary basis, with an integrated custody and execution platform linked to an affiliated broker-dealer.

Adam Thielen III is a financial advisor at Virtue Capital Management, LLC with 33 years of industry experience. He holds the ChFC® designation and has held roles at LPL Financial, Invest Financial Corporation, and his own insurance agency, Adam J Thielen III, CLU, Inc., where he serves as president. Virtue Capital Management is an SEC-registered firm serving high-net-worth individuals, trusts, estates, charitable organizations, corporations, and qualified plans. The firm combines tactical, strategic, and quantitative investment strategies with model-based analysis and third-party manager selection to tailor portfolios to client objectives and risk tolerances.

Joshua Hanby is a financial advisor with Calton & Associates, Inc. in Lady Lake, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Calton & Associates since 2001 and also operates an insurance agency, providing clients with information on various insurance products. Calton & Associates serves individual investors, retirement plans, trusts, and estates by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides a range of investment programs and uses multiple analytic approaches tailored to client needs, combining advisory and commission-based products through its dual registration as both a registered investment adviser and broker-dealer.

Daniel Thornton is a financial advisor at Good Life Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial LLC and Good Life Financial Advisors of Orlando. Good Life Advisors is a large registered investment adviser with approximately 95 advisors and $4.35 billion in assets under management. The firm serves individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, retirement plan consulting, and access to third-party asset managers, with an investment process that integrates fundamental, technical, and cyclical analysis.

Stephen Meikle is a financial advisor with Calton & Associates, Inc., holding a Series 66 designation and 18 years of industry experience. He previously worked at International Assets Advisory LLC from 2009 to 2018 before joining Calton & Associates in 2018. In addition to his advisory role, he operates under the brand Investia Financial Services, focusing on client education and relationship development. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by providing portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm offers multiple program structures and combines discretionary and non-discretionary management options tailored to client goals and risk tolerance.

Kyler Reinhold is a financial advisor with Eversource Wealth Advisors, LLC holding a Series 65 credential and beginning his industry career in 2025. Prior to joining Eversource, he served multiple terms in the U.S. Navy. Eversource Wealth Advisors provides wealth management, portfolio management, and financial planning services to a diverse client base including high-net-worth individuals, families, estates, trusts, and institutional relationships. The firm supports other advisory firms through turnkey solutions and manages a range of investment programs including private market access and outsourced CIO services for larger accounts.

Frankie Brin is a ChFC® credentialed financial advisor with 31 years of industry experience. He is currently with Vanderbilt Advisory Services and Vanderbilt Securities, LLC, having joined both firms in 2023. Prior to that, he worked for eight years at International Assets Advisory. Outside of his advisory role, Brin owns Brin Financial and serves as an appointed agent for fixed insurance products through multiple agencies. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts and estates, businesses, and retirement plans. The firm employs a strategic asset allocation approach combining fundamental, technical, and charting analysis, and is noted for its integration with retirement-plan and benefits firms, offering an integrated advisory, brokerage, and plan-administration structure.

Heather Franklin is a Series 65-licensed financial advisor with Sequent Planning, LLC, based in Leesburg, FL, and has four years of industry experience. Prior to joining Sequent Planning in 2022, she worked at American Retirement Specialist, LLC and has operated her own advisory business since 2019. Outside of advisory work, she is also licensed as an insurance agent. Sequent Planning, LLC (doing business as Futurity First Wealth Management) serves individuals, retirement plan sponsors, businesses, endowments, and nonprofit organizations. The firm utilizes a structured risk framework and diversified manager strategies delivered by a network of nearly 100 independent advisers, offering asset management, comprehensive financial planning, and retirement-plan services.

Jeffrey Renaker is a financial advisor at Gradient Advisors, LLC with ChFC® and Series 63 designations. He has been in the industry since 2016, previously working at American Senior Benefits and ASB Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals and various institutional clients. The firm operates a network of 169 advisors across 154 offices and employs a blend of fundamental, technical, and cyclical analysis to tailor investment strategies, typically delivering portfolio services on a non-discretionary basis.

John Ressler is a financial advisor at Simplicity Wealth with over 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including LPL Financial and Sagepoint Financial Inc. He is also president of Strategic Wealth Planning Group LLC, where he sells life insurance and fixed annuities. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional clients, and other financial firms. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, offering model portfolios monitored and rebalanced regularly, along with services such as tax optimization and independent manager oversight.

Brian Godfrey is an investment advisor representative at Gradient Advisors, LLC with eight years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at firms including Sequent Planning, LLC and Cambridge Investment Research. Godfrey is also involved with Rooted Financial, LLC, where he offers insurance products and services to clients. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, focusing on a largely non-discretionary model that integrates fundamental, technical, and cyclical analysis.

Liam Barningham is a financial advisor with Empower Advisory Group holding a Series 66 designation and zero years of industry experience. His prior work includes roles at Empower Financial Services, LPL Financial, United Southern Bank, and various positions outside the financial sector. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail IRA and brokerage account holders. The firm uses an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.