Rachael Swanson is a financial advisor with Commonwealth Financial Network in Mason City, IA. She holds a Series 66 designation and has three years of industry experience. Her prior work includes roles at JP Wealth Advisors, NSB Bank, and First Citizens Bank. Outside of advising, she is also licensed as a residential real estate sales agent with Kelly Real Estate of North Iowa, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs, including discretionary model portfolios and customized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

Brent Willis is a financial advisor with Principal Financial Services in Mason City, IA, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with Principal Securities since 2016 and Principal Life Insurance Company since 2013, with prior experience at Feller & Associates. Outside of advisory work, he is a member of an LLC he formed with his spouse to manage commercial real estate investments. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Melissa Schuchard is a financial advisor with Principal Financial Services, holding a Series 66 designation and 25 years of industry experience. She has worked at Principal Securities Inc. since 2016 and at Principal Life Insurance Company since 1988. She also serves as a Bank/Trust Officer with Principal Bank and Principal Trust Company, supporting retirement plan account relationships. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Charles Frein is a financial advisor at Principal Financial Services with 16 years of industry experience. He holds the Series 66 designation and has been with Principal Securities Inc. since 2016. He also has over two decades of experience with Principal Life Insurance Co. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel residing abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Lehmann is a Series 66-credentialed financial advisor with Principal Financial Services, based in Mason City, IA. He has 25 years of industry experience, including roles at Principal Securities Inc. since 2016 and Principal Life Insurance Co. since 1993. Outside of his advisory work, he serves as Treasurer for Trinity Lutheran Church in Mason City, managing the church’s budget and financial reporting. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and referral arrangements.

Staci Gaiser is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 24 years of industry experience. She has worked with firms including Ameriprise and Ke Wealth Advisors. Outside of finance, she is the owner of Winding Rivers Publishing, LLC and the author of several books, including *Heart in Pieces*, *Heart on Fire*, and *Heart of Steel*. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services along with operational, trading, technology, and compliance support. The firm offers discretionary model portfolios and multiple program structures, including personalized indexing and strategist solutions.

Kristin Andrews is a financial advisor with Principal Financial Services, holding a Series 66 designation and with 28 years of industry experience. She has worked at Principal Securities since 2016 and at Principal Life Insurance Company since 1993. Andrews also serves as a bank/trust officer at Principal Bank/Principal Trust Company, supporting retirement account relationships across multiple business lines. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeremy Peters is a financial advisor with Commonwealth Financial Network in Mason City, IA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at JP Wealth Advisors since 2018, where he is also the owner, and previously held roles at Cetera and First Citizens National Bank. Outside of his advisory work, Peters is a pilot with North Iowa Air Service. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, operational support, and investment management services, including discretionary model portfolios and personalized indexing options.

Laura Norcross is a financial advisor with Principal Financial Services in Mason City, IA, holding a Series 66 designation and 25 years of industry experience. She has been with Principal Life Insurance Company and Principal Securities Inc. since 2016. Outside of her advisory role, she is a co-owner and partner in farm land LLCs and assists with the management and maintenance of a condominium property. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory approach includes financial planning, retirement plan consulting, and access to third-party money manager programs under advisory and promoter arrangements.

Carson Siemons is a financial advisor with Thrivent Investment Management, holding a Series 66 designation. He has one year of industry experience and previously worked in retail and grocery sectors including Menards and Hy-Vee. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a broad range of financial planning topics. The firm offers planning as a standalone service or combined with managed accounts under a consolidated billing option called WealthPlan.

Shannon Kropp is a CFP® professional currently with Wells Fargo Clearing, bringing 19 years of industry experience. Prior to joining Wells Fargo in 2024, Shannon worked at LPL Financial and Cambridge Investment Research Advisors among other firms. Wells Fargo Advisors is a national firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

William Cooney is a financial advisor with Raymond James & Associates in Mason City, IA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2006 and has participated in the Summer Youth Employment Training Program since 1981. Cooney also serves on the investment committee of the NIACC Foundation Board in Mason City. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Jake Brown is a Series 66 registered financial advisor with Raymond James & Associates in Mason City, IA. He has 12 years of industry experience, all of which have been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Natalie Swartout is a ChFC®-designated financial advisor at Edward Jones with 11 years of industry experience, all with the firm since 2015. She holds the Series 66 license and is based in Garner, IA. Outside of her advisory role, she serves as Vice President of JMS Plumbing LLC, assisting with bookkeeping and billing. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, SMA access, and affiliated mutual funds, operating under a fiduciary standard.

Tony Conroy is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and First Citizens Bank. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice. The firm’s approach includes asset allocation strategies and Social Security options, with a model that incorporates Ameriprise-managed assets and affiliated investment products.

Dustin Abels is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He previously worked at Securities America Advisors and SII Investments, Inc. He also operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

William Martin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he owns a rental property used to support family housing needs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Kristian Lamont is a CFP® with 17 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Securities America Advisors and Edward Jones. Lamont is involved with the Financial Partners Insurance Agency on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by research and technology tools.

Nicole Schmelzer is a financial advisor at Ameriprise with eight years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2013. Schmelzer is also employed by Integrity Point LLC as a financial advisor on the Sales & Advice team. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized consulting team in partnership with client advisors.

Alyse Hesley is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management Inc. since 2016. Outside of her advisory role, Hesley serves on the board of the Mason City Family YMCA, participates in Women United to support community fundraising efforts, and acts as a council liaison for the Generosity committee at Trinity Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based planning without discretionary trading authority or portfolio management for institutional clients.