Suzanne Lindau is a financial advisor at Lauterbach Financial Advisors, LLC in El Paso, TX, holding the PFS™ designation and Series 65 license with 15 years of industry experience. She has been with Lauterbach Financial Advisors since 2007. Lauterbach Financial Advisors manages investment portfolios for individuals, trusts, retirement plans, nonprofits, and small businesses, offering financial planning services including tax, estate, and retirement plan design. The firm employs a Modern Portfolio Theory approach with diversified, largely passive portfolios and utilizes third-party managers for certain fixed-income and securities management.

Daniel Sonnen is a CFP®, CFA®, and holds a Series 65 license with 12 years of industry experience. He has been with Lauterbach Financial Advisors, LLC since 2017 and previously worked at The Milestone Group, Inc. for one year. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering financial planning services across a range of areas including tax, estate, and retirement plan design. The firm employs a Modern Portfolio Theory-based approach emphasizing diversified, passive asset-class portfolios and utilizes third-party managers for fixed income and certain securities management.

Jon Sonnen is a financial advisor at Lauterbach Financial Advisors, LLC with 22 years of industry experience. He holds the PFS™ designation and Series 63 license. Sonnen has been associated with Lauterbach Financial Advisors and its related firms since 2012, including a role as a consultant and former partner at Lauterbach, Borschow & Co., P.C. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering a financial planning approach grounded in Modern Portfolio Theory. The firm emphasizes broadly diversified, largely passive portfolios implemented with no-load mutual funds, index-oriented funds, and selective use of other securities, while maintaining an affiliation with an accounting firm and using third-party managers for certain asset classes.

Adrian Brito is a financial advisor at Lauterbach Financial Advisors, LLC in El Paso, TX, holding a Series 65 credential with one year of industry experience. He is also a shareholder in the tax department of Lauterbach, Borschow and Co., a certified public accounting firm, where he supervises and manages tax compliance and consultation work. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering comprehensive financial planning services. The firm employs a Modern Portfolio Theory-based approach, focusing on broadly diversified, largely passive portfolios implemented primarily with no-load mutual funds and index-oriented funds.

Norma Peralta Morales is a financial advisor at Virtus Family Office with a Series 65 credential and five years of industry experience. She previously worked at Virtus Family Office S.A. de C.V. Asesor en Inversiones Independ and Instituto Tecnologico Autonomo de Mexico. Virtus Family Office provides investment advisory and financial planning services primarily to high-net-worth and ultra-high-net-worth individuals, as well as corporations, estates, and other business entities. The firm manages public securities and alternative private fund strategies, including private equity and venture capital, and serves as investment manager to offshore pooled investment vehicles.

Billy Defrance is a CFP® professional with 21 years of industry experience, currently serving at Lauterbach Financial Advisors, LLC since 2004. He holds a Series 65 license and is based in El Paso, TX. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, nonprofits, and small businesses, offering a range of financial planning services including tax, estate, and retirement plan design. The firm follows a Modern Portfolio Theory-based approach emphasizing broadly diversified, largely passive asset-class portfolios implemented mainly with no-load mutual funds and index-oriented funds.

Scott Kobren is a Series 65-licensed advisor with Lauterbach Financial Advisors, LLC in El Paso, TX, bringing 18 years of industry experience. He has been with Lauterbach Financial Advisors since 2012 and is also a partner at the CPA firm Lauterbach Borschow & Co., PC. Lauterbach Financial Advisors manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering financial planning services including tax, estate, and retirement plan design. The firm employs a broadly diversified, largely passive investment approach grounded in Modern Portfolio Theory and utilizes tools such as Monte Carlo analysis to support client planning.

Matthew Kerr is a Series 65-licensed advisor at Lauterbach Financial Advisors, LLC with five years of industry experience. He has been with Lauterbach Financial Advisors since 2020 and is also a managing partner and CPA at Lauterbach, Borschow & Company, P.C., where he has worked since 2009. Lauterbach Financial Advisors manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering financial planning services that include tax, estate, and retirement plan consulting. The firm follows a broadly diversified, largely passive investment approach grounded in Modern Portfolio Theory and employs tools such as Monte Carlo analysis while maintaining an affiliation with the accounting firm Lauterbach, Borschow & Company, P.C.

Steve Lauterbach is a financial advisor with Lauterbach Financial Advisors, LLC in El Paso, TX, holding a Series 65 credential and 19 years of industry experience. He has been associated with Lauterbach, Borschow and Co. P.C. since 1977, serving as a tax partner and mentor to the managing partner since 1999. Outside of advisory work, he serves as board chairman and advisor for Paso Properties, LP. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, not-for-profits, and small businesses, offering comprehensive financial planning services. The firm’s investment approach emphasizes broadly diversified, largely passive portfolios grounded in Modern Portfolio Theory, with selective use of ETFs, fixed-income securities, and interval funds.

Carlos Sisniega is a financial advisor with Global Assets Advisory, LLC, holding Series 63 and Series 65 licenses and over 32 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Investors Capital Corporation, and Integral Financial Services, where he is a 50% owner. He serves on the boards of several nonprofit and business organizations, including the Center for Character Formation and VIFAC, a shelter for pregnant women in Ciudad Juarez, Mexico. Global Assets Advisory, LLC is an SEC-registered adviser managing approximately $552 million for individuals, high-net-worth clients, retirement plans, charities, and businesses. The firm offers discretionary and non-discretionary investment management and financial planning, implementing customized portfolios with a long-term approach using mutual funds, ETFs, equities, and fixed income.

Stephen Rash is a financial advisor with Lauterbach Financial Advisors, LLC in El Paso, TX, holding a Series 65 designation and 17 years of industry experience. He has been with Lauterbach Financial Advisors since 2012 and has been involved with the accounting firm Lauterbach Borschow & Co., PC since 1981, where he served as a partner. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, nonprofits, and small businesses, offering financial planning services that include tax, estate, and retirement plan design. The firm employs a broadly diversified, largely passive investment approach based on Modern Portfolio Theory, utilizing no-load mutual funds, index funds, and selective fixed-income securities, while also leveraging third-party managers for certain asset classes.

Jesus Duran is a financial advisor at Virtus Family Office in El Paso, TX, holding a Series 65 designation with one year of industry experience. His work history includes roles at Terraza San Pedro and Farmer's Insurance prior to joining Virtus Family Office. Virtus Family Office provides investment advisory and financial planning services primarily to high-net-worth and ultra-high-net-worth individuals, corporations, estates, and pooled investment vehicles. The firm employs long-term investment strategies using fundamental analysis across public securities and alternative private fund strategies, managing over $726 million in discretionary assets as of December 31, 2025.

Lariza Varela is a financial advisor at Lauterbach Financial Advisors, LLC in El Paso, TX, with one year of industry experience. She holds the Series 65 and Series 63 designations and has been with Lauterbach Financial Advisors since 2013. Outside of advising, she is the owner and manager of Innovolt Solutions LLC, an electrical contracting business. Lauterbach Financial Advisors provides investment management and financial planning services for individuals, trusts, small businesses, and participant-directed retirement plans. The firm uses a Modern Portfolio Theory, buy-and-hold approach with diversified, passively managed asset-class funds and offers consulting on tax, estate, and retirement-plan design.

William Johns is a Series 65 licensed financial advisor with 18 years of industry experience. He has been with Lauterbach Financial Advisors, LLC since 2007 and is also a partner at the CPA firm Lauterbach, Borschow & Company, where he has worked since 1989. Lauterbach Financial Advisors, LLC manages investment portfolios for individuals, trusts, retirement plans, nonprofits, and small businesses, offering additional financial planning services including tax, insurance, and estate matters. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing broadly diversified, largely passive portfolios implemented with no-load mutual funds, index funds, ETFs, and selective fixed-income securities.

Herbert Wiebe is a CFP® with 10 years of industry experience, currently serving at Simplicity Wealth with prior roles at PathFinder Financial Services and Royal Alliance. He is also an enrolled agent providing tax preparation services and a Texas A&M AgriLife Extension presenter for continuing education classes for tax professionals. Simplicity Wealth serves a diverse client base including individual investors, retirement plans, and institutional clients, offering advisory services such as financial planning, portfolio management, and a managed account platform. The firm employs a fund-of-funds approach utilizing ETFs, mutual funds, and individual securities, supported by technology and operational solutions for other advisers.

Marshall Barclay Jr. is a CFP® with 19 years of industry experience and is currently an advisor at Level Four Advisory Services. He has worked at Harbor Financial Services, LPL Financial, and Lincoln Financial Advisors during his career. Barclay serves on the board of CASA of El Paso. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing over $5 billion across 115 advisors. The firm serves a diverse client base, offering fee-only financial planning, asset management, and retirement plan advisory services tailored to individual client needs.

Gilbert Serna is a financial advisor at Principal Advised Services in El Paso, TX, holding Series 66 and Series 63 credentials with one year of industry experience. His prior roles include positions at Principal Bank, Principal Securities, Inc., Principal Life Insurance Company, PFS Investments Inc, and Primerica Financial Services. Before entering the financial industry, he worked at WalMart Stores Inc for 24 years. Principal Advised Services primarily serves retirement plan participants and retail IRA clients, providing both non-discretionary and discretionary investment advice through services such as the SimpleInvest wrap-fee program. The firm integrates third-party and proprietary investment models and benefits from its membership in the Principal Financial Group family, offering access to affiliated products and operational resources.

Saul Garcia Luna is a financial advisor at First Advisors National, LLC with a Series 65 credential and one year of industry experience. Prior to joining First Advisors National, he held roles at Libre Advisors, the Cosmetic Surgery and Laser Center, and Tropical Vapes. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm’s investment approach includes selecting and monitoring third-party money managers and combining tactical and strategic allocations with fundamental analysis for supplemental individual security recommendations.

Ruth Cardenas is a financial advisor with First Advisors National, LLC in El Paso, TX, holding Series 65 and Series 63 credentials and nine years of industry experience. Her prior work includes roles at Kovack Advisors, LPL Financial, Summit Wealth Group, Commonwealth Financial Network, and Trilogy Financial. She is also the owner of an independent financial planning and wealth management practice, LIBRE ADVISORS FINEM, LLC, and holds a role as a life insurance agent. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients. The firm employs tactical and strategic asset allocation methodologies and typically manages accounts on a discretionary basis through third-party money managers and individual securities advice.

Josefina Martinez is a financial advisor with Missionsquare Retirement in El Paso, TX, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. She has worked at Icma Retirement Corporation since 2012. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, using investment advice and model portfolios developed by Morningstar Investment Management for more than 40,000 participants.