Michael Moore is a financial advisor at Liberton Financial LLC with eight years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Liberton Financial since 2017, following a 17-year tenure at Premiere Services. Outside of his advisory role, he maintains outside employment in the insurance industry. Liberton Financial is a single-advisor registered investment adviser serving individuals, investment clubs, corporate entities, and charitable organizations. The firm uses a combination of fundamental and technical analysis with an emphasis on macroeconomic conditions to guide discretionary portfolio management and non-discretionary advice.

Shelley Boyce is a CFP® professional with 36 years of industry experience, currently operating through Financial Planning Solutions, Inc. She has been affiliated with CommonWealth Financial Network since 2005 and has provided financial planning services at her independent firm since 1995. Outside of advisory work, she serves as an expert witness and is involved in fixed insurance sales. Financial Planning Solutions, Inc. offers comprehensive financial planning services primarily to high-net-worth individuals, trusts, estates, and business entities. The firm focuses on tailored planning across various modules and does not manage client assets or exercise investment discretion.

Thomas Kee Jr. is the sole advisor at Equity Logic in Rancho Santa Fe, CA, holding Series 63 and Series 65 credentials with 14 years of industry experience. He has managed Equity Logic since 2010 and has run an investment newsletter, Stock Traders Daily, as CEO since 2000, dedicating time daily to writing its content. Equity Logic manages approximately $12 million, providing discretionary, rules-based portfolio management focused on ETF strategies for individuals, institutions, and third-party advisors. The firm employs systematic, multi-horizon models for US-listed equities and ETFs and offers unique services such as a non-discretionary Strategy Execution Service and performance-based fee arrangements.

Jamie Townsend is a Series 65 licensed financial advisor with three years of industry experience, operating through the Law Office of Jamie Townsend in Escondido, CA. Prior to founding this firm, Jamie worked at the Law Office of James E. Lund APC for three years. Outside of financial advising, Jamie teaches legal topics as an adjunct instructor for paralegal students at the University of San Diego and the University of California, San Diego, and occasionally performs as a professional musician. The Law Office of Jamie Townsend serves individuals planning or managing estates, retirees, fiduciaries, business owners, and corporate executives with services that integrate estate planning, wealth management, retirement-plan consulting, and business succession planning. The firm’s approach combines legal-structure and asset-class guidance with fundamental and technical analysis to inform portfolio design and tax-aware planning, operating primarily on a fee-only, non-discretionary basis without custody of client assets.

Todd McWilliams is the sole advisor at McWilliams Asset Management Inc. in San Marcos, CA, holding Series 63 and Series 65 credentials with 35 years of industry experience. His prior positions include roles at Wedbush Securities, FBR Capital Markets & Co., and B. Riley & Co., LLC. McWilliams Asset Management is a state-registered investment adviser providing portfolio management, asset allocation, individual security selection, and ongoing monitoring to a diverse client base that includes individuals, trusts, estates, charitable organizations, retirement-plan participants, small businesses, and corporations. The firm emphasizes long-term asset allocation and diversification using fundamental analysis supplemented by technical analysis and actively manages portfolios with a range of investment instruments including equities, fixed income, ETFs, and options.

At Astra Wealth Management, we provide personalized financial planning and investment management for individuals and families navigating financial complexity. We serve high-net-worth families and high-income professionals, including retirees, sales professionals, business owners, and multi-generational families who value thoughtful guidance and a long-term partnership. AWM is located in San Diego, California and serves clients across the nation. Our clients often come to us during pivotal moments—retirement, equity compensation events, business transitions, job changes, inheritance, or major lifestyle shifts. We specialize in helping clients make confident, informed decisions during these life-defining transitions. Our services include: • Comprehensive financial planning • Portfolio management • Tax planning • Estate and legacy planning • Equity compensation and business transition planning • Insurance & Risk Management As an independent, fiduciary firm, we focus on helping clients align their wealth with what matters most—offering clarity, confidence, and a plan built for the long term.

Richard Bell is the sole advisor at Bell Strategic Investments, Inc. in Escondido, CA, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has led Bell Strategic Investments since 2003. Outside of his advisory work, Bell serves as a volunteer reserve police officer. Bell Strategic Investments provides discretionary investment supervisory services to individual and high-net-worth clients, managing approximately $61 million in assets. The firm employs a client-specific investment process incorporating charting, fundamental, and technical analysis, using both long- and short-term trading techniques along with higher-complexity strategies when appropriate.

Matthew Ryan is a CFP® and CFA® with eight years of industry experience. He is the sole advisor at Focused Mission Financial, where he has worked since 2022. Prior to that, he spent seven years at Creative Capital Management, LLC. In addition to his advisory role, Matthew creates financial educational videos and hosts webinars for various clients. Focused Mission Financial is an independent firm that provides fee-only investment management and financial planning to individuals, including high-net-worth clients, as well as advisory services to employer plan sponsors. The firm employs asset-allocation strategies based on Modern Portfolio Theory, combining passive and active investments, and offers educational workshops and retirement plan consulting services.

Justin Irving is a CFP® professional with 26 years of experience in the financial services industry. He is the principal advisor at Irving Advisory Group, LLC, an independent firm he founded in 2012. In addition to his advisory work, he owns and operates an insurance agency and a tax preparation and planning business. Irving Advisory Group, LLC provides financial advice to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm primarily directs clients to third-party investment managers and focuses on mutual funds, bonds, ETFs, and insurance products, maintaining co-advisory relationships without exercising investment discretion or taking custody of client accounts.

Hugo Lopez is a financial advisor at Lighthouse Advisory Services, Inc. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fortune Financial Services, Inc. and Seaside Advisory Services, Inc. Lopez also operates as an independent insurance agent. Lighthouse Advisory Services provides portfolio management, financial planning, and pension consulting to individuals and pension and profit-sharing plans, including 401(k) sponsors. The firm emphasizes non-discretionary portfolio management and offers participant education programs and group seminars focused on enrollment, investment choices, and ERISA 404(c) compliance.

Rhonda Farrar is the sole advisor at Farrar Financials, an independent firm based in Escondido, CA. She holds a Series 65 designation and has 16 years of industry experience, having founded Farrar Financials in 2009. Farrar Financials provides comprehensive financial planning, wealth management consulting, and fiduciary services primarily to high-net-worth individuals and trusts. The firm emphasizes client-led, non-discretionary implementation and delivers quantitative reporting and tax-aware financial plans tailored to tech-savvy clients.

Marvin Mills is the sole advisor at Strategic Income Advisors and holds a Series 63 designation with 25 years of industry experience. He has been with Strategic Income Advisors since 2011 and has worked in benefits advisory and consulting roles since 1985. In addition to his advisory work, Mills conducts insurance agent activities as part of his business. Strategic Income Advisors provides discretionary investment management primarily to individual clients and financial professionals, focusing on portfolio management through mutual funds. The firm employs a proprietary daily market-timing strategy applied consistently across accounts, often using leveraged and inverse mutual funds with relatively frequent trading.

Andrew Fowler is a CFA® charterholder and holds a Series 63 license, with two years of experience in the financial industry. He is currently the sole advisor at Torrey Pines Investment Management, an independent firm based in Del Mar, CA. His prior experience includes roles at Liquid Investments, Inc, Bridge33 Capital, Dodge & Cox, and the Stanford Graduate School of Business. Torrey Pines Investment Management offers investment advisory services, active portfolio management, and financial planning to high-net-worth individuals and certain charitable organizations. The firm’s approach centers on proprietary fundamental research of equities and municipal bonds, emphasizing cost-conscious, tax-efficient strategies with low portfolio turnover.

Stephen Jensen is a managing partner at Jensen Capital Asset Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at firms including Pickwick Capital Partners and Juniper Square Inc, where he serves as SVP of Sales. Jensen is also CEO and equity owner of Jensen Capital Group, a family office holding company. Jensen Capital Asset Management is a state-registered investment manager providing discretionary portfolio management for individuals, trusts, and estates. The firm combines fundamental and technical analysis to construct tax-efficient portfolios primarily using individual bonds, equities, and low-cost ETFs, and does not employ options, margin, short sales, or managed futures.

Lawrence Palme is a financial advisor with Tate Asset Management and DCO Wealth Management, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co. Incorporated. Tate Asset Management and DCO Wealth Management serve individuals, pension and profit-sharing plans, trusts, estates, and corporate entities with investment supervisory services, discretionary advisory, and financial planning. The firm offers portfolio construction using a variety of securities and alternative vehicles, with both discretionary and non-discretionary arrangements, and provides specialized ERISA-focused retirement plan services for plan sponsors.

J Everhart is a financial advisor at Vector Financial Solutions, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Enterprise, Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory role, he is a partner in Everhart Hospitality. Vector Financial Solutions serves individuals, high-net-worth clients, corporations, charities, and pension and profit-sharing plans with comprehensive financial planning, portfolio management, and retirement-plan consulting. The firm uses modern portfolio theory and model portfolios tailored to client needs, providing ongoing monitoring, rebalancing, and written financial plans.

Brian Field is a financial advisor with Lifetime Financial Advisors Inc in Encinitas, CA, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with Lifetime Financial Advisors since 2014 and also maintains an affiliation with LPL Financial since 2012. Outside of his advisory role, he is involved with Policy Genius and North American Company in non-variable insurance activities. Lifetime Financial Advisors provides personalized financial planning and written investment recommendations for individuals, trusts, estates, charitable organizations, corporations, and participants in employer-sponsored retirement plans. The firm delivers non-discretionary plans without managing client assets and typically favors mutual funds selected for manager tenure, risk management, and transparency.

James Patterson is a financial advisor at Premier Financial Planning, Inc. in Valley Center, CA, holding a Series 65 credential with four years of industry experience. He has been with Premier Financial Planning since 2011. Premier Financial Planning, Inc. is a small, state-registered investment adviser serving individuals, high-net-worth clients, trusts, pension plans, and business entities. The firm provides financial planning and discretionary portfolio management using a strategic asset allocation approach guided by Modern Portfolio Theory, with services tailored to clients’ time horizons and risk tolerances.

Darlene Maza is a financial advisor at DBA Seaside Financial & Insurance Services in Carlsbad, CA, holding a Series 65 credential with four years of industry experience. She has been with Seaside Advisory Services, Inc. since 2021 and with Seaside Advisory since 2016. Seaside Financial & Insurance Services primarily serves individual clients, including high-net-worth individuals, as well as pension plans, businesses, charities, and trusts. The firm offers portfolio management, financial planning, pension consulting, and insurance placement, using investment strategies based on fundamental, technical, cyclical, and quantitative analysis.

Steven Van Houten is a CFP® with 45 years of industry experience, currently serving as the sole advisor at Lifetime Financial Advisors Inc. He has been with Lifetime Financial Advisors since 2002 and previously worked with LPL Financial starting in 1992. Van Houten also offers non-variable insurance products to his clients. Lifetime Financial Advisors provides personalized financial planning and written investment recommendations for individuals, trusts, estates, charitable organizations, corporations, and participants in employer-sponsored retirement plans. The firm delivers non-discretionary advice without maintaining custody of client assets and typically favors mutual funds selected for manager tenure, risk management, and transparency.