Ryan Formanek is a Series 65-licensed financial advisor at Focus Partners Wealth, LLC with 14 years of industry experience. He previously worked for nine years at Churchill Management Group before joining Focus Partners Wealth in 2025. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using a mix of active and passive strategies and provides customized portfolios based on clients’ risk tolerance and financial circumstances.

Sabrina Mohabat is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 66 and Series 63 designations and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. In addition to her advisory work, she owns a dessert cart business called Boujee Bar LLC. Fidelity's Strategic Advisers LLC provides a broad range of investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager fund structures.

Manpreet Kaur is a financial advisor with J.P. Morgan Securities in Tracy, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. She has previously worked at Bank of America, Merrill, Wells Fargo, and JPMorgan Chase Bank. Outside of her advisory role, she serves as Secretary for AnchorJoy Properties LLC, a property management entity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm focuses on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, employing a centralized due diligence process supported by quantitative and qualitative research.

Shad Roundy is a financial advisor with OSAIC based in Tracy, CA, holding a Series 66 designation and 13 years of industry experience. His work history includes positions at Edward Jones, Merrill, Bank of America, and Cambridge Investment Research Advisors. Roundy is also an appointed insurance agent, selling life insurance and annuities through a sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process and a multi-advisor platform.

Mike Phan is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2018 and previously worked at Ericsson for six years. Outside of his advisory role, he is involved in collectible sales in Stockton, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Richard Magallanes is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

Bhawan Deep is a CFP®-designated financial advisor at Wells Fargo Clearing with 19 years of industry experience. He has worked at several major firms, including Wells Fargo Investments, Chase Investment Services Corp., and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Byron Covington Jr. is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and one year of industry experience. Before entering financial services, he worked at Visby Medical and BD Biosciences. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides a range of educational seminars and specialized planning programs.

Raj Natarajan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Bank of America, Ameritas Advisory Services, Ameritas Investment Company, Ameritas Life Insurance Corp., David White & Associates, and Tech Mahindra Americas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Craig Mizuno is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 27 years of industry experience. He has worked with Cetera and its affiliated entities since 1999 and maintains an active CPA practice that he has owned since 1986. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and custodial relationships, managing over $256 billion in assets across more than 10,000 advisors.

Alias Masudi is a financial advisor at UBS Financial Services with 15 years of industry experience. Prior to joining UBS in 2023, he worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2018 to 2023, and held roles at Wells Fargo Bank, Merrill, and Bank of America. Outside of finance, he owns and operates a restaurant business, Rocket Kabob, and oversees an Amazon FBA business through Masudi Enterprises, LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering access to proprietary research and capital markets services.

Tim Bloemhof is a CFP®-designated financial advisor with Wells Fargo Advisors, based in Ripon, CA, with 26 years of industry experience. He previously worked at Wells Fargo Clearing and A.G. Edwards & Sons, Inc. Bloemhof is involved in agricultural operations, holding ownership interests in multiple family-run almond farming and processing businesses. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and financial planning services, offering a broad range of planning options that address diverse client needs. Advisors develop tailored recommendations using firm research and tools, with clients deciding how to implement them through brokerage or advisory programs.

Gena Yaqubi is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan in various roles since 2014. J.P. Morgan Securities provides institutional consulting services focusing on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations within a non-discretionary framework.

Vu Nguyen is a Series 66-licensed advisor with J.P. Morgan Securities, bringing two years of industry experience. He has worked at J.P. Morgan Securities since 2024 and has a longstanding tenure with JPMorgan Chase Bank, N.A. dating back to 1993. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, while clients retain final decision-making authority. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Russell Ballew is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and bringing 19 years of industry experience. He has been with Raymond James since 2014. Outside of advising, he is the author of the book *Propitiate the Gods*. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advisory services supported by analytical tools and maintains a notable presence in municipal and public finance through its affiliations and specialized programs.

Supreet Bhachoo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and has been affiliated with Wells Fargo Bank, NA since 2007. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes investment options such as insurance-related vehicles and bank deposit sweep programs.

Gregory Weaver is a financial advisor at Osaic Wealth with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Valic Financial Advisors. Outside of his advisory role, he manages family-owned single-family rental homes. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of managed portfolio solutions.

Gagandeep Kaur is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked at Wells Fargo Bank and Wells Fargo Clearing since 2013 and 2016, respectively. Outside of her advisory role, she owns an online clothing sales business, Charkha Couture. Wells Fargo Advisors is a large national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics from Wells Fargo Investment Institute and third parties to evaluate investment options and offers both brokerage and advisory solutions.

Jeremy Willson is a financial advisor with LPL Financial, holding a Series 66 credential and 11 years of industry experience. He has worked with ICA Group Wealth Management and Guardian Life, and he is involved in tax preparation and accounting services alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions using both proprietary and third-party strategies, supported by advanced operational and research tools.

Christian Chukwuma is a financial advisor at OSAIC with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors and Edward Jones. In addition to his advisory role, he is licensed to sell life insurance and indexed annuities. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and access to proprietary and third-party managed strategies.