Marcos Lira is a financial advisor with 15 years of industry experience and holds the CFP® designation along with Series 63 and Series 65 licenses. He is the principal of 360 Dividends, an independent investment advisory firm, and has prior experience at PlexTrac, TrustedSite Security, and WhiteHat Security. Outside of his advisory role, he owns and operates an independent insurance agency and a tax and accounting service. 360 Dividends serves individuals, high-net-worth clients, charitable organizations, and small businesses with portfolio management, financial planning, real estate investment analysis, and insurance reviews. The firm combines passive and active investment approaches and integrates tax preparation and planning through its affiliated accounting business.

Mark Harris is the sole advisor at Mark Harris Services in Cameron Park, CA, holding a Series 66 designation with 5 years of industry experience. He has operated Mark Harris Services since 2001. The firm provides continuous investment supervisory services and incidental financial planning to individuals, high net worth clients, and a range of institutional clients including charitable institutions and municipalities. Its investment process combines fundamental and technical analysis with a 12- to 18-month time horizon, generally operating on a non-discretionary basis and tailoring programs to client objectives and restrictions.

Bryan Berg is a CFA® charterholder and holds a Series 63 license with three years of industry experience. He currently serves as the sole advisor at Heighten Capital Management LLC. Prior to founding Heighten Capital Management, he worked at CIBC World Markets Corp and CIBC World Markets Inc for a combined total of 22 years. Heighten Capital Management provides discretionary portfolio management through separately managed accounts for high-net-worth individuals, families, family offices, trusts, retirement accounts, pension and profit-sharing plans, charitable entities, and certain institutional investors. The firm employs a valuation-focused, fundamentally driven investment approach that combines top-down and bottom-up analysis with tactical use of written options, applying formal risk controls and compliance procedures.

Dustyn Contreras is a financial advisor at San Francisco Asset Solutions with a Series 65 credential and no prior industry experience. His work history includes roles at Petro 49, Western Governors University, and American Hartford Gold. San Francisco Asset Solutions serves individual investors and high-net-worth clients, offering financial planning, non-discretionary portfolio management, and financial education seminars. The firm focuses on fundamental analysis and strategic asset allocation to build globally diversified portfolios and places a notable emphasis on educational workshops.

Adarsh Shyamsundar is the principal and sole advisor at Polaris Capital Management LLC, holding a Series 65 designation with four years of experience in the financial industry. Prior to founding Polaris Capital in 2022, he worked at Micron Technology Inc. for twelve years. Polaris Capital Management LLC is an independent, state-registered advisory firm serving individuals and high-net-worth clients with tailored investment management and financial planning services. The firm employs a client-specific approach using both fundamental and technical analysis and offers performance-based fee arrangements for qualified clients, managing approximately $9.95 million across 25 client relationships.

Joseph Voska is the principal advisor at Voska Wealth, an independent firm based in Rancho Cordova, CA. He holds a Series 65 designation and has experience in financial advising since 2026, following seven years with Accenture. In addition to his advisory role, he operates a separate online financial-education business. Voska Wealth is a fee-only independent investment adviser serving individuals and high-net-worth clients with retirement and pre-retirement wealth management and financial planning. The firm employs a combination of passive and active strategies, including options, and emphasizes asset allocation, risk management, and client-imposed investment restrictions.

Richard Mac Farlane is a Series 65 licensed advisor at Legacy Wealth, Inc. with experience in estate planning law, serving as president and owner of California Probate and Trust, PC since 2013. He also operates as an independent insurance agent and has provided financial advisory services through his sole proprietorship since 2023. Legacy Wealth, Inc. offers portfolio management services to individual and high-net-worth clients, focusing on investment policy development, asset allocation, and portfolio monitoring. The firm employs a mix of fundamental, quantitative, and technical analysis, utilizing a range of investment vehicles including mutual funds, equities, fixed income, ETFs, insurance products, and occasionally private placements and venture capital funds.

Charles Ho is a CFP® with 18 years of industry experience, currently serving as the sole advisor at Legacy Builders Financial, LLC. His prior experience includes roles at Origin Financial, Charles Schwab, and Morgan Stanley. Outside of advising, he is the owner and CEO of two real estate investment corporations. Legacy Builders Financial, LLC is an independent advisory firm serving individual and high-net-worth clients. The firm offers tailored investment management and comprehensive financial planning, utilizing a combination of passive portfolio construction and various analytical techniques, and maintains a co-advisory arrangement with an independent outside manager.

Cliff Leiker is the principal of CJL Quantum Analytics, an independent advisory firm based in Fair Oaks, CA. He holds Series 63 and Series 65 licenses and has nine years of industry experience. In addition to his advisory role, he serves as a fraternal agent for the Catholic Order of Foresters, focusing on life insurance sales. CJL Quantum Analytics primarily serves small business owners seeking retirement-plan investment guidance and individual bank investors, offering non-discretionary, customized advice on stocks, ETFs, and mutual funds. The firm provides pay-as-you-go online products including bank-specific research, educational webinars, and an economic newsletter, with an investment approach that combines fundamental dividend analysis and technical indicators tailored to each client’s risk tolerance and time horizon.

Kenneth Golden is a CFA® charterholder with 9 years of industry experience and has been with Sierra Financial Management Co. since 1983. He operates as the sole advisor at the independent firm based in Citrus Heights, CA. Sierra Financial Management Co. provides investment management to individuals, foundations, and trusts through separately managed accounts. The firm combines weekly top-down macroeconomic analysis with bottom-up security selection to construct equity, balanced, and fixed-income portfolios, employing a concentrated, individualized management approach.

Brian Belcastro is a financial advisor with The $ Coach, LLC in El Dorado Hills, CA, holding a Series 66 designation and 27 years of industry experience. He founded The $ Coach, LLC in 2011 after prior roles at Wells Fargo Clearing and Raymond James Financial Services. Outside of advising, Belcastro publishes educational content including a YouTube series titled “Money Talk with Brian” and a book used for client education. The $ Coach, LLC provides investment supervisory services and financial planning primarily to individual and high-net-worth clients. The firm combines public education and business consulting with a non-discretionary investment approach that includes a range of strategies from long-term investing to options writing.

William Corley is a CFP® with 19 years of industry experience and has been the principal at Corley Investment Management since 2012. His prior experience includes roles at Cambridge Investment Research Advisors, Stonehurst Securities, Pim Financial Services, and OSAIC. He is also an independent insurance agent for various companies. Corley Investment Management is an independent registered investment adviser serving high-net-worth individuals by providing financial planning, retirement consulting, and introductions to third-party asset managers. The firm focuses on client goals, risk tolerance, and asset allocation while offering educational seminars and ongoing supervision of selected managers.

I am a fee-only financial advisor focused on bringing clarity to your finances through integrated planning for life, business and investments. I built Olivehurst Advisors as a fiduciary firm to help individuals and families navigate growing financial responsibilities, evolving priorities and important financial decisions with thoughtful long-term planning and investment management. The name Olivehurst Advisors reflects the kind of stewardship I seek to provide - helping clients build lasting resilience, financial health and long-term opportunity, much like a grove of olive trees that produces fruit over many years. Whether navigating career growth, business ownership, investments, equity compensation, retirement planning or major life transitions, I provide guidance designed to help clients move forward with confidence.

Scott has had an interest in finance and investing ever since his first job delivering newspapers when he was eleven years old. He grew up in the home of a physician and scientist, studied finance and accounting and worked in Silicon Valley for a few years. After all these experiences, he has settled into the profession he always envisioned. He works with individuals and families in the medical, scientific and technology fields to understand their financial goals and dreams and develop a uniquely tailored financial plan. He strives to remove the pain points in his clients' financial lives, increase their confidence about the future and reduce the costs associated with their financial decisions. He loves the opportunity to provide this service. Scott is married and has four children. He enjoys music, along with his wife and daughter, and can sometimes be found building LEGOs with his three sons. He has also lived and traveled various places in the world and loves learning about history and culture.

Daniel Rowland is the principal of Rowland Financial Services in Roseville, CA, with 26 years of experience in the financial industry. He holds a Series 66 designation. In addition to his advisory role, he owns an insurance brokerage specializing in employee benefits, including life, accident, health, disability, and annuity products. Rowland Financial Services provides investment management, financial planning, and employer retirement-plan services to institutional and individual clients. The firm operates on a non-discretionary basis, focusing on client-specific investment policy statements and diversified portfolios primarily using low-cost mutual funds and ETFs. An affiliated insurance brokerage offering employee-benefit products distinguishes the firm from other investment managers.

Rachael Burns is a CFP® and holds a Series 66 license with 18 years of industry experience. She is the sole advisor at True Worth Financial Planning LLC, where she has worked since 2020. Prior to that, she was with Ameriprise from 2017 to 2020 and Merrill Lynch from 2015 to 2017. True Worth Financial Planning provides financial planning and portfolio management primarily to individual and high-net-worth clients. The firm offers project-based and ongoing comprehensive planning, uses third-party managers for portfolio execution, and delivers fee-based online educational courses and content.

Jack Johnson is a CFP® and Series 65-licensed financial advisor with 22 years of industry experience. He has been the sole advisor at Sierra Financial Planning & Asset Management in Roseville, CA since 2003. Johnson holds both CFP® and CPA credentials and has a background in accounting and financial management. Sierra Financial Planning & Asset Management provides financial planning and portfolio management services for individual clients, utilizing a globally diversified, index-oriented, buy-and-hold investment approach. The firm primarily manages non-discretionary assets and negotiates flat advisory fees, delivering comprehensive written plans, annual in-person reviews, and quarterly performance reports.

Mark O'Guinn is the principal of Q4 Strategic Equity Advisors Inc., an independent advisory firm based in Roseville, California. He holds a Series 65 designation and has 18 years of industry experience, having been with Q4 Strategic Equity Advisors since 2008. Outside of advisory services, he is also a licensed life insurance agent in California and owns a related insurance business. Q4 Strategic Equity Advisors provides portfolio management and referrals to third-party money managers for individuals, pension plans, trusts, estates, charitable organizations, and business entities. The firm employs a mix of fundamental analysis, long-term and short-term trading strategies, and non-discretionary portfolio supervision, with access to model portfolios and institutional investment strategists.

Peter Gaylord is the principal of Gaylord Wealth Management, LLC in Rocklin, CA, holding the CFA® designation and Series 63 and 65 licenses with 17 years of industry experience. He has led his firm since 2013 and has operated Peter Gaylord Services, Inc. since 2001. Outside of investment management, he also serves as president and consultant for Peter Gaylord Consulting, Inc., providing business and marketing consulting. Gaylord Wealth Management, LLC manages discretionary client assets primarily through ETFs and mutual funds, employing a combination of fundamental analysis and strategic and tactical asset allocation. The firm serves both institutional and individual clients, offering financial planning and portfolio consultation services on an hourly or fixed-fee basis.

Randolph Elder is the principal of Randolph Elder, CFP, an independent advisory firm. He holds the CFP® designation and has 25 years of experience as a financial advisor, with nine years in the industry under his current registration. He serves as president of the South Placer Heritage Foundation, a nonprofit organization focused on historical preservation. Randolph Elder, CFP provides investment management and financial planning primarily to individual clients, as well as pension plans, businesses, charities, trusts, and estates. The firm employs a customized, long-term approach emphasizing capital preservation and moderate growth through diversification and both fundamental and technical security analysis.