David Toyomura is a financial advisor with Morgan Stanley in Kahului, HI, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015 respectively, and previously at Citigroup Global Markets starting in 2000. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and employer-based financial planning agreements.

Bryan Tayona is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years before joining LPL Financial. Outside of his advisory role, he serves as a Sunday school teacher at Grace Bible Church Maui. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and research.

Jill Senter is a financial advisor with Morgan Stanley, holding a Series 66 designation and three years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following seven years at KPMG LLP. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Emi George is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Outside of her advisory role, she is the sole proprietor of a property management business in Hawaii. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through a broad platform that includes retail and institutional offerings.

Boyd Moffett is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was involved with Food Pantry Ltd for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households across various wealth levels, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a range of advisory programs with both discretionary and non-discretionary strategies.

Aaron Monoogan is a Series 66-registered advisor with LPL Financial, based in Kahului, HI, with seven years of industry experience. He has worked at Central Pacific Bank and American Savings Bank, and previously held a role at the University of Hawaii at Manoa. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting supported by research and investment strategies from various sources.

Emily Bell is a financial advisor at UBS Financial Services with 20 years of industry experience. She has been with UBS since 2008 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Douglas Karatsu is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. He also manages a trust business based in Long Beach, California outside of regular business hours. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Bryce Thayer is a financial advisor with Morgan Stanley in Kahului, Hawaii, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Thayer serves on the boards of the nonprofit organizations Ke Kula o Piilani and the Kiwanis Club of Maui Foundation and is an assistant coach for the Maui High School canoe paddling team. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of advisory and brokerage capacities.

John Van Steen is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management strategies that are designed to align with clients’ individual financial goals and the evolving conditions of today’s markets. Leveraging the investment insights of Merrill Lynch Wealth Management alongside the banking and lending solutions from Bank of America, he addresses the diverse aspects of clients’ financial lives. John brings a comprehensive approach to wealth management that begins with listening closely to client needs and ensuring every strategy is grounded in an understanding of their objectives. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a High School Diploma from Sleepy Hollow High School, a Bachelor’s Degree and a Master’s Degree from Pace University, as well as an Accredited Certificate from the State University of New York System. John participates in community service in line with Merrill’s tradition of involvement in the communities it serves, dedicating time to volunteering with local organizations. His professional philosophy emphasizes working one-on-one with clients to develop strategies tailored to pursuing their long-term financial goals.

Sarah Sullivan is a financial advisor at UBS Financial Services in Boston, MA, with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2008. Outside of her advisory work, she is involved in agricultural operations through Double S Ranch and Orchards, LLC, and Creekside Farm LLC, and serves as an officer for the Daniels Island Improvement Association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor investment plans. The firm operates across a broad range of services including wealth management, institutional trading, and capital markets activities.

Allen Inda is a financial advisor at Edward Jones with eight years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2018, he worked at State Farm Insurance for two years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large network of financial advisors and branch offices across the United States.

Doris Saki is a financial advisor at LPL Financial with 32 years of industry experience. She holds Series 63, Series 65, and Series 66 designations and has worked at LPL Financial since 2018. Prior to this, she was employed at Wells Fargo Advisors Financial Network LLC for nine years and currently also works with Wailuku Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research and a range of portfolio management services.

Richard Bernstein is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Wells Fargo in various capacities since 2015. Outside of his advisory role, he is involved in operating a bed and breakfast in Kihei, Hawaii. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet certain net-worth thresholds. The firm offers a broad range of planning services using proprietary research and tools, with clients having discretion over implementation.

Jeffrey Bonk is a Series 66 licensed financial advisor with 10 years of industry experience, currently practicing at Cetera in Kahului, HI. His prior experience includes roles at Raymond James Financial Services and First Hawaiian Bank. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and provides access to multiple investment strategies and program platforms.

James Moriyasu is a financial advisor with Morgan Stanley in Kahului, HI, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as treasurer for Pukalani Baptist Church, a religious non-profit in Makawao, Hawaii. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm‑approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including both retail and institutional investment solutions.

Austin Brock is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc. He has five years of industry experience and has been with Raymond James since 2021. Prior to this, he was associated with First Hawaiian Advisors and First Hawaiian Bank starting in 2020. Outside of his advisory role, he has worked at the Hawaii Kai Golf Course and the University of Hawaii. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with a notable affiliation in municipal and public finance advisory services.

Thomas Lambert is a financial advisor with Morgan Stanley in Kahului, Hawaii, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009, following prior experience at Citigroup Global Markets. Outside of his advisory role, Lambert serves on the finance committee as a board member of the Historic Hawaii Foundation, a nonprofit focused on art and culture. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment and planning services without providing individual security recommendations as part of standalone financial plans.

Naaleialoha Keaunui is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 26 years of industry experience. Prior to joining Cetera in 2025, Keaunui worked for Bankoh Investment Services, Inc. for 10 years. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and consulting services, supporting discretionary and non-discretionary strategies across numerous program structures.

Everett Johnson III is a CFA® charterholder with 23 years of industry experience and has been with LPL Financial since 2013. He holds a Series 66 license and is based in Paia, HI. Outside of his advisory role, he is a partner responsible for executive decisions in a family partnership entity focused on tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.