David Feldstein is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and The Prudential Insurance Company of America. Feldstein is active as a volunteer committee member on a school governance council and serves as president of a consulting and coaching firm, Boomer Concierge. Cambridge Investment Research Advisors serves a diverse client base, including individual, institutional, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Michael Sheppard Jr. is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping families, retirees, and busy professionals address both their short-term and long-term financial goals. He provides tailored strategies that encompass general investing, retirement planning, education planning, small business strategies, individual and corporate investment strategies, and tax minimization. Michael utilizes a one-on-one approach to understand client priorities and develop portfolio strategies aligned with their objectives. He offers ongoing advice and adapts portfolios as circumstances change, supporting clients through complex financial decisions such as buying a home, saving for college, and preparing for healthcare needs. In addition to his advisory role, he coordinates with Bank of America specialists on banking, credit, home financing, and small business solutions. He holds a Bachelor's degree from Florida Gulf Coast University and a Master's degree from the University of Florida. Michael has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, he enjoys activities such as boxing, camping, football, hiking, pickleball, reading, skiing, spending time with his family, and traveling.

Amber Weaver is a Series 66 licensed financial advisor at Merrill with eight years of industry experience. She previously practiced law at Amber L. Weaver, Esquire P.A. for sixteen years before transitioning to finance. Weaver serves as an advisory board member for Meals on Wheels of Charlotte County. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, pension and profit-sharing plans, and charitable organizations.

Thaddeus Obecny is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His career includes long tenures at Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. He is also a partner in a notary public service and serves as an executor of an estate, overseeing its operations. Additionally, he assists with financial management for his son's professional golf business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Jill Spatola is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial industry. She specializes in managing both personal and corporate retirement plans, developing income plans, and providing personal wealth analysis. Jill works closely with her clients' attorneys, CPAs, and Medicare specialists to ensure that all aspects of their wealth management plans are aligned. Her practice serves a variety of clients, including real estate professionals, corporate executives, and small to mid-size companies, focusing on strategies such as family wealth management, legacy planning, tax minimization, and retirement income. Jill holds a Bachelor's degree from the University of Massachusetts and has completed additional coursework at Bryant University. She has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Throughout her career, she has been involved in community organizations such as BNI, Girls on the Run, School on Wheels of Massachusetts, and Women United of Charlotte County. Jill has also served on the boards of several nonprofit organizations, including School on Wheels of Massachusetts and the Animal Welfare League of Charlotte County. In addition to her professional commitments, Jill volunteers as a coach for Girls on the Run and participates in local chambers of commerce. She has chaired initiatives like the School on Wheels Holiday Bag Drive, which involved coordinating community efforts to support students. Jill balances her professional and community work with personal interests including adventure sports, boating, running, and spending time with her family.

Jodi Tanner is a financial advisor at Ameriprise with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked primarily with Ameriprise since 1999. Outside of her advisory role, she serves as a bookkeeper for her church and is a commissioned notary public in Florida. Ameriprise provides retirement-income planning services focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate customized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Rebecca Durling is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and previously worked at Corporate Travel Management and Xanterra Travel. Outside of her advisory role, she is a co-owner of an online retail business called Sea Shell Coaster. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated capabilities, supported by a large nationwide network of advisors and branch offices.

Carlos Candales is a financial advisor with Merrill in Punta Gorda, Florida, holding Series 63 and Series 66 credentials and over 30 years of industry experience. He has been with Merrill since 1993. Outside of his advisory role, he occasionally assists with photography, artwork, and maintenance at a local dance studio owned by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephanie Negip is a financial advisor at Edward Jones with seven years of experience in the industry and holds a Series 66 designation. Her prior work includes roles at Allstate Construction & Roofing and Distinctive Renovations. She serves as a trustee for the Paul N & Marsha Robinson Trust. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices nationwide.

Suzanne Kingsbury is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Michael Lowry is a Private Wealth Advisor with The Hise/Lowry Group at Merrill Private Wealth Management. He specializes in serving ultra-high-net-worth families, individuals, businesses, and private family foundations. Michael works closely with clients to develop financial strategies tailored to their goals, focusing on wealth management, legacy planning, and investment strategy. Before joining Merrill, Michael held executive leadership roles at a Fortune 100 company for over a decade, including positions as a commercial sales director and general manager. This background supports his work with corporate executives and entrepreneurs managing concentrated business holdings. He is a Personal Investment Advisor (PIA) and holds a Bachelor's Degree from Eastern Illinois University. Michael enjoys boating, golfing, and traveling and divides his time between Kansas City and Punta Gorda, Florida.

Angela Davis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 1996 and has accumulated 28 years of experience in the financial services industry. Angela focuses on developing strategies and providing investment guidance tailored to the individual needs of her clients, encompassing their families and businesses, by understanding their short- and long-term financial objectives. Her expertise includes family wealth management strategies, personal retirement planning, portfolio management services, special needs planning strategies, women and wealth, and retirement income. Angela oversees and coordinates the financial affairs for a select group of families, retirees, corporate executives, business owners, and non-profit organizations primarily in the Southwest Florida area and across the country. She employs techniques such as goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined portfolio asset allocation and rebalancing to help clients maximize their wealth. Angela holds a Bachelor's Degree from Jacksonville University and several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Manager Advisor (RMA). Following the tradition of community participation at Merrill Lynch, she dedicates time to volunteering with local organizations. In her personal time, Angela enjoys boating, camping, fishing, gardening, reading, running, spending time with her family, swimming, and traveling.

Christina Simonyi is a Financial Advisor with Merrill Lynch Wealth Management. She brings over 16 years of experience in retirement planning, investment strategies, and wealth management, specializing in assisting individuals, families, and businesses to achieve their financial goals. Christina focuses on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Maine East High School. Christina is actively involved in professional organizations including Our Charlotte Elder Affairs Network, Rotary International, United Way, and Women's United. She volunteers with community initiatives such as Reading Buddies, Senior Friendship Centers, and United Way. Outside of her professional work and community involvement, Christina enjoys personal interests that include billiards, cooking, dancing, gardening, music, spending time with her family, traveling, and practicing yoga.

P Kilborn is a Wealth Management Advisor at Merrill Lynch Wealth Management. As team leader, he focuses on crafting personalized asset allocations for families based on their financial strategies. He has been providing financial and wealth management advice at Merrill since 1983, drawing on over 40 years of experience. His expertise includes family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. P holds a bachelor's degree from Southern Methodist University and is a Personal Investment Advisor (PIA). He is involved with the Daniel Murphy Scholarship Fund. In his personal time, P enjoys basketball, football, golfing, ice hockey, reading, swimming, and spending time with his family.

Richard Dempsey is a financial advisor at Edward Jones with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at USAA Financial Advisors and Usaa Investment Management Company, as well as ownership of a restaurant business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Janet Willingham is a financial advisor at Merrill with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 1998, including her tenure with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Fiorini Jr. is a CFP® certificant with 36 years of experience in the financial services industry. He is currently affiliated with Cetera and has held roles at Cetera Wealth Services, Kalejta Wealth Management, Voya Financial Advisors, and CliftonLarsonAllen. Outside of advisory work, he is an independent insurance agent and serves as Vice President of Flagship Financial. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program platforms and third-party managers.

Roy Borrego is a financial advisor with Merrill in Punta Gorda, Florida, holding a Series 66 credential and 27 years of industry experience. He has been with Merrill Lynch PF & S Inc. since 1999 and Bank of America, NA since 2009. Outside of his advisory role, Borrego is involved as a general partner in Borrego Brothers LLC and serves as a committee member for It's Our Turn, Inc., a local nonprofit supporting veterans. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Rachel Layton is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. Her career includes roles at Bank of America, N.A., Merrill, Chapman Insurance Group, and Landmark Realty. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Erdmann III is a Private Wealth Advisor at Merrill Private Wealth Management, leading The Erdmann Group. He has been ranked #1 on the Forbes "America's Top Wealth Advisors" list for eleven consecutive years, reflecting the efforts of his over 30-person team dedicated to providing customized wealth management services. Over four decades, his practice has focused on ultra-high-net-worth families, many of whom are founders, CEOs, or presidents of private and public companies. John's expertise encompasses intellectual rigor, in-depth customization, and a commitment to service. His client focus areas include college education planning, corporate executive services, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, and women and wealth. He holds the Professional Investment Advisor (PIA) designation and earned his bachelor's degree from Ohio Wesleyan University. John and his family are involved in community service, particularly working to address homelessness in Norwalk, Connecticut. He serves as the Chairman of the Board of Directors for Open Doors, a service organization dedicated to this mission. John, his wife Barbara, and their three sons are committed to giving back to their community while maintaining a strong focus on family.