Roger McConnell is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at LPL Financial, Mutual Securities, Raymond James Financial, and Stillman Capital Group. He serves as a nonprofit board member for Lompoc Valley Medical Center. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines active and passive management guided by an internal Investment Committee.

Mark Kavaloski is a Series 65-licensed financial advisor with Independent Financial Partners, bringing 32 years of industry experience. He previously spent 27 years with Ameritrust Capital Management, Ltd. Outside of his advisory role, he owns and operates a non-investment business under Ameritrust Capital Management Ltd. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a decentralized advisory model and is notable for its formal retirement-plan advisory and pension consulting capabilities.

James Simonaro is a CFP®-credentialed financial advisor with Wealth Enhancement Advisory Services, LLC, based in Orcutt, CA. He has five years of industry experience, including roles at Vivid Financial Management and Tesla. His background also includes six years at Dooc Burnstein's Ice Cream Lab. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified investment approach that integrates passive and active strategies overseen by an internal Investment Committee.

Timothy Noe is a CFP® professional with three years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has held prior roles at LPL Financial LLC and United Parcel Service. Outside of advising, he provides administrative support to Wealth Enhancement Advisory Services. Wealth Enhancement Advisory Services manages over $122 billion in assets and serves individuals, high-net-worth clients, corporations, and retirement plans. The firm uses diversified, risk-class based investment strategies that combine passive and active management, supported by an internal Investment Committee and multiple implementation tools.

Bradley Johnson is a CFP® with 28 years of experience in the financial services industry, currently affiliated with Eagle Strategies (NY Life) in Santa Maria, CA. He has been with Eagle Strategies since 2016 and has longstanding ties to New York Life and Nylife Securities, where he has worked since 1998. Johnson serves as a board member of the Santa Maria Fairway Pines Home Owners Association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individuals, institutional clients, and plan sponsors. The firm offers multiple advisory programs tailored to client objectives, with a significant portion of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

David Valencia is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 65 and Series 63 licenses. He has worked in various roles including at Pepperdine University and Orcutt Burgers, and currently provides notary public services in Orcutt, CA. Wealth Enhancement Advisory Services delivers financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that blends passive and active management supported by quantitative, momentum, and fundamental analysis.

Michael Ross Jr. is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Vivid Financial Management and in various roles outside the financial sector, including at the EPA Department of Recycling, Recovery, and Resources. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research that incorporates both quantitative and fundamental analysis.

Joshua Coffey is a financial advisor with Eagle Strategies (New York Life) based in Santa Maria, CA, holding Series 63 and Series 66 credentials and five years of industry experience. He operates under the DBA Fulcrum Wealth and Insurance Solutions, LLC, where he sells New York Life products and brokers non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm delivers tailored advisory solutions across multiple program types and manages a substantial asset base primarily on a non-discretionary basis.

Randall Giorgi is a CFP® with 41 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Santa Maria, CA. His career includes roles at New York Life and Nylife Securities Inc., where he has been active since the mid-1980s, as well as ownership of Central Coast Visionary Insurance & Financial Services LLC. He also brokers non-registered insurance products through various outside carriers. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and offers multiple program types within an integrated New York Life affiliate structure.

Collie Coburn Jr. is a financial advisor with Eagle Strategies (NY Life) based in Santa Maria, CA. He holds the Series 63 and Series 66 designations and has eight years of industry experience. Coburn is also the owner of Fulcrum Wealth and Insurance Solutions, LLC, through which he brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple program types, with the majority of assets managed on a non-discretionary basis.

Teresa Toyama is a financial advisor with LPL Financial and holds a Series 66 designation. She has 21 years of industry experience, including prior roles at Fenton Wealth Management and Centaurus Financial, Inc. Toyama also provides administrative assistance to registered representatives at Fenton Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Cindy Kelley is a financial advisor with Ameriprise in Santa Maria, CA, holding a Series 63 designation and 31 years of industry experience. She has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service for clients nearing or in retirement, providing tailored written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Serritslev is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has worked at various entities affiliated with Avantax and has been a partner at Serritslev Norwine & Co CPAs LLP since 2006, providing tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, operating a multi-manager platform with diverse program options and access to affiliated and third-party managers.

Brett Krausse is a Series 66 licensed financial advisor with 15 years of industry experience. He is currently with Morgan Stanley, having held positions at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing. Krausse also operates a publishing business outside of his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm employs structured planning tools and offers both direct and employer-based financial planning services.

Megan Duarte is a Series 66 credentialed advisor at Ameriprise with eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Duarte serves on the boards of several community organizations, including Be Strong Your Loved, Tolosa Children's Dental Center, and Revival Tabernacle, where she holds various officer roles. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Robert Rich is a CFP®-certified financial advisor with Edward Jones in Orcutt, CA, and has 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is a member of a band called Carry the 9, which sells merchandise online and at shows. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Terry Dworaczyk is a financial advisor with Ameriprise based in Santa Maria, CA, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the boards of Revival Tabernacle and the Marian Foundation. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement planning and income strategies through a collaborative and research-driven approach.

Kelly Hunziker is a financial advisor at Edward Jones with 29 years of industry experience. She holds the CFP®, ChFC®, and Series 63 designations and has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.

Jennifer Murray is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Murray serves on the investment committee of the Santa Barbara Foundation and holds board positions with the Santa Maria Valley YMCA Foundation and CALM – Child Abuse Listening Mediation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process using proprietary tools and offers a broad range of investment and planning solutions.

Jo Ann Massicott is a financial advisor with Edward Jones in Lompoc, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, she worked in various medical roles, including at Community Memorial Hospital, Victoria Care Center, and Quality Medical Services. Outside of financial advising, she occasionally works weekend shifts as a respiratory therapist through a medical staffing registry. Edward Jones is a full-service wealth management firm serving over four million clients, including individual investors, institutions, and charitable organizations. The firm offers a range of advisory services and investment strategies, supported by a large network of financial advisors and branch offices nationwide.