Nicholas Boetjer is a financial advisor at Arete Wealth Advisors, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo in various capacities from 2005 to 2021 before joining Arete Wealth Advisors in 2021. He is also involved in fixed insurance sales on a part-time basis. Arete Wealth Advisors provides investment advisory and financial planning services to individuals, pension plans, trusts, charitable organizations, and corporate entities. The firm primarily manages assets on a discretionary basis using both advisor-driven and proprietary model allocations, and it integrates affiliated financial businesses and third-party money managers into its offerings.

Stephen Maguire is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and over 54 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory work, he is a co-owner of SM2 Trust, LLC, which provides professional fiduciary services, and serves as a trustee for the Goodhines Revocable Trust. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm offers a broad range of managed-account programs, third-party asset manager access, and comprehensive back-office services to individual and institutional clients.

Timothy Graham is a financial advisor with Eagle Strategies (NY Life) and holds Series 66 and Series 63 licenses. He has three years of industry experience and has worked with NYLIFE Securities LLC since 2023. Outside of his advisory work, he has been involved with Certain Sparks Music since 2019. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a variety of program types and focuses on tailoring recommendations to client objectives and plan sponsor requirements.

Sean Maguire is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing nine years of industry experience. He has been with Commonwealth and operates Maguire Investments since 2016. Outside of his advisory role, Sean has worked as a residential real estate sales agent with Compass in San Luis Obispo, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing over $210 billion in assets. The firm provides a broad platform of managed-account programs, third-party asset manager access, and custody services, supporting advisors in implementing portfolios through internal or external management.

John Paul Stornetta is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. He has been with Commonwealth since 2015 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a co-owner of Maguire Investments, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party managers, and custody services.

Edward Silva is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory role, he is a co-owner of Maguire Investments, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions including discretionary model portfolios and personalized indexing options.

Richard Fogal is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds a Series 66 designation and has worked previously at Personal Capital Advisors Corporation and Edward Jones. Outside of finance, he was involved with Lowdown Brewery for four years. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm employs an integrated model linked to its recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Bradley Boulton is a CFP® professional with 13 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at firms including Vivid Financial Management, Inc. and Mutual Securities, Inc. Outside of his advisory work, he has involvement with a business entity used for tax and investment purposes. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers comprehensive financial planning, asset management, and specialized retirement consulting, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Jaquelyn James is a financial advisor with Centaurus Financial, Inc. She holds a Series 66 designation and has 11 years of industry experience. She has worked at Carey James & Associates since 2013. Outside of her advisory role, she serves as Director of Marketing for James Financial Group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized services through a variety of discretionary and non-discretionary arrangements.

Kurt Jackson is a CFP® professional with 28 years of industry experience, currently affiliated with Commonwealth Financial Network and serving as owner of Central Coast Wealth Management since 2015. He is based in Arroyo Grande, CA. His background includes operating his own wealth management firm alongside his role at Commonwealth. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and customized investment solutions, along with operational and compliance support.

Vanita Kibbe is a financial advisor at First Command Advisory Services with 23 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. She has worked with the First Command organization since 2002 and currently serves as a health and weight loss coach with Optavia, LLC. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and wrap-fee asset management programs managed centrally by its Investment Management Team and Wealth Portfolio Managers.

Michael Smith is a financial advisor with Planmember Securities Corporation, holding a Series 63 designation and 38 years of industry experience. He has worked at Advantage Wealth Management since 2010 and at IRM Distributors, Inc. since 1997. He is also the sole proprietor of Advantage Wealth Management, where he is involved in financial sales including securities, insurance, and annuities. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education, support, and personalized planning services to plan sponsors and participants.

James Simonaro is a CFP® and holds a Series 65 license, currently serving as a financial advisor with Wealth Enhancement Advisory Services, LLC. He has five years of industry experience, including roles at Vivid Financial Management and a brief tenure at Tesla. Prior to his financial career, he worked for six years at Dooc Burnstein's Ice Cream Lab. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process combining passive and active management, supported by an internal Investment Committee.

Patrick Corrigan is a CFP® with 12 years of industry experience, currently serving at Cerity Partners Retirement Plan Consultants since 2025. Prior to this, he worked at West Coast Financial, LLC from 2015 to 2025. Outside of his advisory role, Corrigan is a co-pilot for MarcAir, Inc., a private charter airline based in San Luis Obispo, CA. Cerity Partners Retirement Plan Consultants advises sponsors of defined contribution and defined benefit plans, providing fiduciary services, plan design, participant advice, and administrative support. The firm focuses on asset-allocation driven model portfolios and IPS-based monitoring, managing a significant portion of assets on a non-discretionary basis.

Timothy Noe is a CFP®-certified financial advisor with three years of industry experience, currently with Wealth Enhancement Advisory Services, LLC. His work history includes roles at LPL Financial LLC and Wealth Enhancement Brokerage Services. Prior to his financial advisory career, he held positions at United Parcel Service and Ontrac. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified, risk-class based investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Bradley Johnson is a CFP® with 27 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Santa Maria, CA. He has worked with Eagle Strategies since 2016 and is also involved with Central Coast Visionary Insurance & Financial Services LLC. Johnson serves as a board member of the Santa Maria Fairway Pines Homeowners Association. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives, with a majority of its assets managed on a non-discretionary basis.

Abby Bierschbach is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses. She has been with the firm and its affiliated entities since 2026. Prior to her advisory role, she served five years in the United States Air Force and has experience with Analytical Services Inc. and Xerion Advanced Battery/TJC Polymers Inc. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs using model portfolios and third-party managers selected by an internal Investment Management Team.

David Valencia is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 65 and Series 63 credentials. He has been with the firm and its affiliated entities since 2023. Outside of his advisory work, he also performs notary public services as needed in Orcutt, CA. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to separate managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active strategies overseen by an internal Investment Committee.

Stacy Korsgaden is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 credentials and bringing 26 years of industry experience. She previously worked at Farmers Financial Solutions, LLC and Farmers Insurance Group. Outside of advising, she is a candidate in the campaign for California Insurance Commissioner. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 affiliated advisors and a broad client base. The firm offers managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services, utilizing both internally managed portfolios and third-party platforms.

Diane James is a financial advisor at Centaurus Financial, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Centaurus Financial since 2014. Diane is also a licensed real estate sales agent representing buyers and sellers in Arroyo Grande, CA. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements and a variety of analytical approaches.