Danielle Williams is a financial advisor at RFG Advisory, LLC with one year of industry experience. She holds a Series 66 designation and has previously worked with Private Client Services and Independent Financial Group LLC. Outside of her advisory role, Williams leads workshops and retreats focused on personal growth, community, fulfillment, and sustainable living, and is involved with Dancing Rabbit Inc., a nonprofit dedicated to ecological sustainability. RFG Advisory provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and select institutional clients. The firm offers discretionary portfolio management, financial and retirement plan consulting, and access to alternative investments, leveraging a range of model strategies and third-party platforms.

Matthew McMahon is a CFP® and Series 65-licensed financial advisor with 12 years of industry experience. He has worked at Sowell Management Services since 2018 and previously at Four Peaks Wealth Management, LLC from 2015 to 2018. McMahon is also a licensed insurance agent since 2010. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs. The firm offers discretionary and non-discretionary portfolio management and financial planning services through over 100 independent investment adviser representatives, employing multiple management styles and a variety of investment solutions.

Douglas Rader is a CFP® with 37 years of industry experience, currently serving at Geneos Wealth Management, Inc. since 2006. He also operates his own CPA firm, Doug Rader CPA PLLC. Rader is involved in community activities as the treasurer of Yavapai Silent Witness. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services, utilizing a range of analytic approaches and investment strategies from long-term buy-and-hold to tactical timing and options.

James Bowers is a financial advisor at Advisor Share Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked previously at firms including Aegis Wealth Management, Wealth Watch Advisors, and Simplicity Wealth. He is also the owner and managing member of Bowers & Associates, LLC, an insurance sales business focusing on annuity, life, and health insurance marketing. Advisor Share Wealth Management, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, professional investment advisers, and retirement plans. The firm offers portfolio management, retirement-plan services, web-based asset management platforms, and access to alternative and private investment options.

Joseph Lynch is a financial advisor with Sowell Management in Flagstaff, AZ, holding a Series 65 license and five years of industry experience. Prior to joining Sowell Management, he worked at Strategic Financial Planning, LLC, Vora Wealth Management, and the National Bank of Arizona. Outside of his advisory role, he is the president and owner of CMON6 Inc., a sales and data management business, and also works as a marketing specialist for Veregy, LLC, a construction company. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services. The firm operates through an independent-contractor model with over 100 investment advisor representatives and employs multiple management styles including strategic and tactical allocation, individual equity selection, and customized portfolio designs.

Kenneth Nowland is a financial advisor at AE Wealth Management, LLC with seven years of industry experience. He holds a Series 65 credential and has worked at AE Wealth Management since 2019. Prior to that, he spent 13 years at United Financial Solutions, LLC. Outside of his advisory role, Nowland is the owner of Summit Retirement Services, where he is involved in insurance sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach featuring model portfolio solutions, discretionary asset management, financial planning, and ERISA plan services.

Eric Bowdler is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2019. His prior experience includes roles at United Planners' Financial Services and Rogers & Kirby. Bowdler owns Fulton Springs Financial, LLC, which he uses for marketing purposes, and provides client referrals and witness services for a local attorney’s office. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutional entities, utilizing a combination of firm- and third-party models to tailor investment strategies aligned with client risk profiles.

William Morrison Jr. is a ChFC®-designated financial advisor with Ameritas Advisory Services, LLC, bringing 45 years of industry experience. He has been affiliated with Ameritas Investment Corp. since 1997 and owns Benefit & Financial Strategies LLC, through which he is also licensed as an independent insurance agent. His business activities include managing his insurance and investment firm operations. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and financial planning services, utilizing various program platforms and third-party managers to build customized portfolios.

Corey Raths is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Ameritas Advisory Services, LLC and holds several securities licenses, including Series 63, 65, and 66. Corey also serves as an assistant professor of finance at Northern Arizona University, where he has been teaching since 2023. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a wide range of asset management and financial planning solutions across various discretionary and non-discretionary programs.

Tayton Bair is a financial advisor at Ameritas Advisory Services, LLC with a Series 66 designation and two years of industry experience. He has held roles at Ameritas Investment Company, LLC and Benefit and Financial Strategies. Outside of his advisory work, he is involved with Flyrs and Fat Olives. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, and retirement plan advisory, utilizing model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Michael Sherwood is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been associated with Ameritas Investment Corp since 2003 and operates Benefit & Financial Strategies, where he is also licensed as an independent insurance agent for fixed insurance products. Additionally, Sherwood is involved in offering a cost-sharing health program through Medishare and has partnered in purchasing a building for his practice. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes various portfolio models, third-party technology, and multiple program platforms to offer asset management, financial planning, and retirement advisory services.

Derrick Jackson is a financial advisor with Kestra Advisory, holding a Series 66 designation and 22 years of industry experience. He previously worked at Edward Jones from 2008 to 2020 before joining Kestra Advisory in 2020. Jackson is also the managing advisor and sole investment representative of Ryleigh Wealth Management, where he operates as a business owner. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, compliance testing, and employee education, supporting its recommendations with thorough due diligence and serving clients that include very large institutional investors.

James Straight is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 18 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has been associated with Benefit and Financial Strategies and Ameritas Investment Corp since 2010 and 2008, respectively. In addition to his advisory role, he is a licensed independent insurance agent specializing in fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse range of clients, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers asset management, financial planning, and retirement plan advisory using a variety of investment vehicles and program platforms, and it operates as part of a mutual holding company with affiliated broker-dealer, investment, and insurance entities.

Andy Phillips is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at several firms, including Sunwest Bank and Arizona Federal Credit Union, and currently owns a photography business and a commercial loan underwriting consultancy. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses, offering a range of asset management and financial planning solutions across multiple program platforms.

Terence Smith is a financial advisor at PlanMember Securities Corporation with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Aspen Grove Advisory Group, Securities America Advisors, and Valic Financial Advisors. He operated T. Smith Medicare Solutions for nine years. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant investment options through its asset allocation portfolios. The firm employs a top-down strategic asset allocation approach focused on risk-based mutual fund portfolios and supports plan sponsors and participants with education, personalized planning, and counseling services.

Richard Darrow is a financial advisor at J. W. Cole Advisors, Inc. with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J. W. Cole Advisors and J.W. Cole Financial since 2013. He serves as co-trustee for the Darrow/Nordahl Trust and the Darrow Family Trust. J. W. Cole Advisors is an SEC-registered investment adviser that serves individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party investment managers, and multiple managed account solutions.

John Kolody Jr. is a financial advisor at Independent Financial Group, LLC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and maintains an active CPA practice focused on tax preparation and accounting for individuals and businesses. His prior experience includes roles at Ic Advisory Services Inc, The Investment Center Inc, and Securities America, among others. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and corporate and retirement plans. The firm employs a combination of discretionary and non-discretionary portfolio management strategies using firm- and third-party models, integrating both passive and active investment exposures across standard risk profiles.

John Sanford is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various Morgan Stanley entities since 2002, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, with a financial planning process that uses structured discovery and firm-approved tools to develop tailored plans. The firm manages approximately $2.74 trillion in assets and offers services through both individual and corporate financial planning agreements.

Robb Burris is a financial advisor with Wells Fargo Clearing in Flagstaff, AZ, holding Series 63, Series 65, and Series 66 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC from 2008 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from internal and third-party sources to support its investment solutions.

John Burgraff is a financial advisor with Morgan Stanley, holding a Series 63 designation and 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Burgraff is based in Flagstaff, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs to both individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning supported by firm-approved tools and market simulations.