Cody Hoilman is a financial advisor at Commonwealth Financial Network with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for six years before joining Elk Pointe Capital and Commonwealth Financial Network in 2022. Outside of his advisory work, Hoilman serves as a board member of the Avery County Planning Board. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and customized investment solutions, while providing operational and compliance support to affiliated advisors.

William Helms Jr is a financial advisor at Cambridge Investment Research Advisors with 27 years of industry experience. He previously worked at Lincoln Financial Securities Corp. for 15 years and has been affiliated with Cambridge Investment Research since 2023. Outside of his financial advisory work, he is also a musician based in Boone, NC. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through numerous financial professionals and multiple platforms.

Susan Leonard is a CFP® with 21 years of experience in financial services. She currently works at Cetera and has previously held roles at VOYA Financial Advisors and Egan, Berger, and Weiner, where she continues to be involved as an associate financial planner. Outside of her advisory work, she serves as vice president of a local homeowners association and as a board member of a community park nonprofit in Banner Elk, North Carolina. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and planning services through a large network of independent advisors and utilizes a multi-manager platform with various program structures and custodial relationships.

Jonathan Smith is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has worked with Cetera since 2013 and operates in Boone, NC. Outside of his advisory role, he serves as Vice President of Lifestore Bank and sells fixed insurance products including life, health, disability, fixed annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform that includes affiliated and third-party model portfolios.

Gary Moss Jr. is a financial advisor with Ameriprise in Boone, NC, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he serves as a trustee for Lees McRae College and is a committee member for the First Presbyterian Church Endowment Fund. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations, supported by a centralized consulting team.

William Smith is a financial advisor with UBS Financial Services in Linville, NC, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. He has worked at UBS since 2009. Outside of his advisory role, Smith serves as an advisor on the Permanent Endowment Team for Hayes Barton United Methodist Church, assisting with the review of the church's endowment investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities to deliver tailored financial planning and portfolio management.

William Weeks is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Carolina Davidson is a financial advisor with Ameriprise, holding a Series 66 designation and bringing three years of industry experience. She has held positions at Ameriprise since 2021 and has additional experience working at Appalachian State University, Appalachian Ski Mountain, and Watauga High School. Carolina also owns Davidson Blue Ridge Legacy, an LLC established for business and tax purposes with no active service offerings. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on tax-aware withdrawal strategies and dependable income sources.

Joshua Roberts is a CFP® credentialed financial advisor with seven years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Raymond James Financial Services and Allen Wealth Management. In addition to his advisory work, Roberts is involved with Harvest House Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies with a focus on operational and research support tools.

Sharon Covey is a financial advisor at Edward Jones with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Michael Cromer is a Senior Vice President and Wealth Management Advisor at Merrill. He has been a Financial Advisor with Merrill since 2003 and began his career at UBS in 2001. Michael works closely with clients across the United States, providing personalized strategies and guidance to help them pursue their financial goals. His clients include executives, professionals, business owners, and retirees, and he invests deeply in understanding each client's unique situation to better support their ambitions. Michael's expertise encompasses aligning various aspects of wealth management, including investing, planning, savings, wealth transfer, and access to banking and lending through Bank of America. He holds a Bachelor's Degree from the University of North Carolina System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Michael enjoys golfing, cooking, and traveling.

Jason Sutherland is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked for Samaritan's Purse for nine years. He holds a Series 66 designation. Sutherland serves as a board member of the Ashe County Community Foundation in Hickory, NC, assisting in decisions regarding community grant awards. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pensions and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Steven Runnion is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including City National Bank, Wells Fargo Clearing, and Legg Mason Wood Walker. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management and financial planning services, leveraging in-house and third-party managers along with RBC’s capital markets capabilities.

Jason Sirmon is a financial advisor with Edward Jones based in Boone, North Carolina. He holds a Series 66 designation and has 12 years of industry experience, with Edward Jones being his only listed firm since 2013. Outside of his advisory role, he is involved in consulting and continuing education through the Sirmon Training & Consulting Group. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Thomas Perkins Jr. is a financial advisor with Edward Jones in Spruce Pine, NC, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Verizon Wireless from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Melissa Potter is a Series 66-credentialed financial advisor with Cambridge Investment Research Advisors, bringing two years of industry experience. Her prior roles include positions at Equitable Advisors and several banking institutions, along with ownership of Buster Daniels Family Tree Farm, an agricultural business. She is also employed at Alcova Mortgage and operates Foscoe Financial, a referral business. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages assets through multiple platforms and custodians while providing access to affiliated model strategies and third-party advisers.

Garret Norris is a CFP® and ChFC® affiliated with Cetera, holding Series 66 designation and bringing 34 years of industry experience. He has worked with Cetera Advisors LLC since 2013 and also serves as President of Retirement Advisors Inc. Norris volunteers on a government board reviewing conscientious objector claims for the U.S. Selective Service System. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, offering a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients.

Jennifer Parker is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and has been with Raymond James Financial and its affiliated entity since 2024. Prior to her financial career, she was a partner and operating member of a restaurant business in Boone, NC, which she co-managed for over two decades until its closure in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored non-discretionary planning and analytical tools to align investment strategies with client goals and supports its offerings with technology and advisory programs, including specialized municipal and SIMPLE IRA consulting services.

John Barrier is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has held roles at several firms, including BB&T and Truist Investment Services, and maintains an ownership interest in a farming business in Galax, VA. Barrier is also affiliated with S&J Wealth Management, LLC, where he manages client assets and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Regina Banks is a financial advisor with LPL Financial in Blowing Rock, NC, holding a Series 63 designation and over 40 years of industry experience. She has been with LPL Financial since 1993. Banks is also president of R. Banks Financial Consulting, involved in the quarterly filing of tax forms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by extensive operational tools and a large network of advisors.