Susan Leonard is a CFP® with 21 years of experience in financial services. She currently works at Cetera and has previously held roles at VOYA Financial Advisors and Egan, Berger, and Weiner, where she continues to be involved as an associate financial planner. Outside of her advisory work, she serves as vice president of a local homeowners association and as a board member of a community park nonprofit in Banner Elk, North Carolina. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and planning services through a large network of independent advisors and utilizes a multi-manager platform with various program structures and custodial relationships.

Jonathan Smith is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has worked with Cetera since 2013 and operates in Boone, NC. Outside of his advisory role, he serves as Vice President of Lifestore Bank and sells fixed insurance products including life, health, disability, fixed annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform that includes affiliated and third-party model portfolios.

Gary Moss Jr. is a financial advisor with Ameriprise in Boone, NC, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he serves as a trustee for Lees McRae College and is a committee member for the First Presbyterian Church Endowment Fund. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations, supported by a centralized consulting team.

William Weeks is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carolina Davidson is a financial advisor with Ameriprise, holding a Series 66 designation and bringing three years of industry experience. She has held positions at Ameriprise since 2021 and has additional experience working at Appalachian State University, Appalachian Ski Mountain, and Watauga High School. Carolina also owns Davidson Blue Ridge Legacy, an LLC established for business and tax purposes with no active service offerings. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on tax-aware withdrawal strategies and dependable income sources.

Joshua Roberts is a CFP® credentialed financial advisor with seven years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Raymond James Financial Services and Allen Wealth Management. In addition to his advisory work, Roberts is involved with Harvest House Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies with a focus on operational and research support tools.

Sharon Covey is a financial advisor at Edward Jones with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Michael Cromer is a Senior Vice President and Wealth Management Advisor at Merrill. He has been a Financial Advisor with Merrill since 2003 and began his career at UBS in 2001. Michael works closely with clients across the United States, providing personalized strategies and guidance to help them pursue their financial goals. His clients include executives, professionals, business owners, and retirees, and he invests deeply in understanding each client's unique situation to better support their ambitions. Michael's expertise encompasses aligning various aspects of wealth management, including investing, planning, savings, wealth transfer, and access to banking and lending through Bank of America. He holds a Bachelor's Degree from the University of North Carolina System and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, Michael enjoys golfing, cooking, and traveling.

Michael Stevens is a Series 66-credentialed financial advisor with Edward Jones in Mountain City, TN, where he has worked since 2019. He has seven years of industry experience and previously worked at Aplus Realty and High Shine Services Inc. Stevens also manages a property for a family member and is involved in remodeling a home intended for rental. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large network of advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Jason Sutherland is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked for Samaritan's Purse for nine years. He holds a Series 66 designation. Sutherland serves as a board member of the Ashe County Community Foundation in Hickory, NC, assisting in decisions regarding community grant awards. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pensions and charitable organizations. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Jason Sirmon is a financial advisor with Edward Jones based in Boone, North Carolina. He holds a Series 66 designation and has 12 years of industry experience, with Edward Jones being his only listed firm since 2013. Outside of his advisory role, he is involved in consulting and continuing education through the Sirmon Training & Consulting Group. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Melissa Potter is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has two years of industry experience and previously worked at Equitable Advisors, New Peoples Bank, First Community Bank, and Highlands Union Bank. Outside of financial advising, she owns and operates a family tree farm business. Cambridge Investment Research Advisors is a large registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and model-based solutions.

Garret Norris is a CFP® and ChFC® affiliated with Cetera, holding Series 66 designation and bringing 34 years of industry experience. He has worked with Cetera Advisors LLC since 2013 and also serves as President of Retirement Advisors Inc. Norris volunteers on a government board reviewing conscientious objector claims for the U.S. Selective Service System. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, offering a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients.

Jennifer Parker is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and has been with Raymond James Financial and its affiliated entity since 2024. Prior to her financial career, she was a partner and operating member of a restaurant business in Boone, NC, which she co-managed for over two decades until its closure in 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored non-discretionary planning and analytical tools to align investment strategies with client goals and supports its offerings with technology and advisory programs, including specialized municipal and SIMPLE IRA consulting services.

Randal Cokeley is a financial advisor at Ameriprise with 26 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Javan Braswell is a financial advisor at Edward Jones in Boone, NC, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at the Columbia Police Department for five years and held positions at Pruitt Health and Canyon Kitchen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices.

Isaac Church is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked at Samaritan's Purse and Lowe's Companies, Inc., and has a background that includes nearly a decade of self-employment. Outside of his financial advisory role, he occasionally photographs weddings for friends and family. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Rebecca Sirmon is a financial advisor with Edward Jones in Boone, NC. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

John Warren II is a financial advisor with Ameriprise in Boone, NC, holding a Series 66 designation. He has been with Ameriprise since 2023 and has prior work experience including roles at Tailrace Marina and Creative Solutions, as well as teaching positions at Appalachian State University and South Point High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing tax-aware withdrawal strategies and income recommendations.

James Hogan II is a financial advisor at LPL Enterprise with a Series 66 designation and five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Ameriprise Financial Services. Outside of his advisory work, he serves as President of the Hogan Family Foundation and is a board member and Virtual Sergeant at Arms for High Country Toastmasters. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and non-securities products through affiliated entities.