Christopher Jones is a financial advisor at Silver Oak Securities, Inc. in Bowling Green, KY, holding Series 63 and Series 65 licenses and bringing five years of industry experience. He has worked with Vision Asset Management LLC and Vision401K alongside his role at Silver Oak Securities. Jones is also a managing partner and insurance agent at Vision Financial LLC, where he provides additional insurance services. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, corporations, trusts, estates, and other entities through a network of over 100 financial professionals. The firm offers a range of advisory programs combining discretionary management tailored to client objectives with operational features like ongoing model monitoring and an automatic investment process.

Bradley Wheeler is a financial advisor with Level Four Advisory Services holding a Series 66 license and seven years of industry experience. His prior roles include positions at LPL Financial and Level Four Financial, LLC. Outside of his advisory work, he serves as a pastor and volunteers on multiple nonprofit boards focused on community support and education. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion, serving individuals, corporations, retirement plans, and municipal entities. The firm offers financial planning, asset management, and fiduciary services, implementing client mandates through model portfolios and a range of affiliated and unaffiliated sub-advisors.

Douglas Vowell is a financial advisor with First Advisors National, LLC, holding a Series 65 designation and 11 years of industry experience. He has been an independent insurance agent since 2006. Vowell operates his insurance business in Hendersonville, TN alongside his advisory role. First Advisors National manages discretionary assets for individual and high-net-worth clients, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm’s investment approach focuses on selecting and monitoring third-party managers, supplemented by fundamental analysis for individual securities.

Maxito Isenhower is a Series 66-licensed financial advisor at Aegis Capital Corp. with 16 years of industry experience. He previously worked at U.S. Bancorp Investments, Inc. for eight years. Outside of his advisory role, Isenhower is the President and Creator of Hope One Inc., a nonprofit organization where he leads quarterly meetings and organizes an annual mission trip. Aegis Capital Corp. provides investment advisory and brokerage services to individual investors, retirement and benefit plans, trusts, estates, and corporate clients. The firm offers both discretionary and non-discretionary account options and access to managed account programs through RBC and AXOS platforms.

Emily Jones is a Series 66-licensed financial advisor at Level Four Advisory Services with three years of industry experience. She previously worked at Studle Financial Services and held various positions in retail and food service prior to entering financial advising. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $6.5 billion and serving individuals, corporations, retirement plans, and municipal entities. The firm provides financial planning, portfolio management, retirement-plan consulting, and fiduciary services, utilizing model portfolios, wrap platforms, and both affiliated and unaffiliated sub-advisors.

Jackson Sowell is a financial advisor at Kinetic Investment Management, Inc. with three years of industry experience. He holds a Series 65 designation and has worked with firms including Simplicity Wealth and Biggs Financial Services. Outside of his advisory role, he is involved in several real estate partnerships and owns an independent real estate business. Kinetic Investment Management serves individuals, pension and profit-sharing plans, and business entities with portfolio management, financial planning, and sub-advisory services. The firm employs a primarily long-term trading approach across diverse asset types and operates multiple offices while providing administrative support to other RIAs.

Alvin Smith II is a financial advisor with Silver Oak Securities, Inc. in Bowling Green, KY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Vision Asset Management, J P Turner & Company Capital Management, Gunnallen Financial, International Advisory Consultants, and Stephens. He is also a managing partner at Vision Financial LLC, focusing on insurance products such as annuities, Medicare, and life insurance. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of approximately 101 financial professionals managing around $2.4 billion in discretionary assets. The firm offers a variety of advisory programs that emphasize discretionary investment management tailored to client objectives and risk tolerances, supported by ongoing model monitoring and automated investment processes.

I am Chris Brown, Ph.D., CFP®, a fee-only financial planner with a strong desire to help families optimize their financial resources in retirement. I am a CFP® professional specializing in investment management, comprehensive retirement planning, and tax planning. I can work with clients in all 50 states. I entered the field of financial planning later in life, after a long career as a Finance professor. I have taught numerous students who now work as financial advisors for companies all over the country. I developed a deeper interest in financial planning a few years ago and began to learn all I could about the financial aspects of retirement. I began to focus on Roth conversion strategies, alternatives to turn retirement into a long term income stream and ways to minimize lifetime taxes. I can assist clients with cash flow analysis, tax minimization strategies including Roth conversion strategies, and decumulation strategies, among other things. Our focus is on clients age 55+ that are retired or within ten years of retirement. We work with clients from all walks of life, but we specialize in working with clients in K-12 and higher education, especially those clients with TIAA-CREF and those needing to make decisions about selecting a payout option in retirement from a state retirement program. For a no obligation, introductory meeting, go to https://scholarfinancial.com and click on "Contact Us" or email me at [email protected].

Jamale Carothers is a financial advisor at Kinetic Investment Management, Inc. with a Series 65 designation and three years of industry experience. He has been associated with Kinetic Investment Management since 2024 and also maintains roles at Simplicity Wealth and several real estate partnerships, including Carothers Real Estate and Podium Properties. Outside of advisory work, Carothers is involved in residential real estate through ownership and partnership interests. Kinetic Investment Management is a registered investment adviser serving individuals, pension and profit-sharing plans, and business entities. The firm manages approximately $348 million in assets across about 1,250 client relationships, offering portfolio management, financial planning, sub-advisory, and back-office services with a primary long-term trading orientation that incorporates multiple analytical methods.

Ron is an Associate Professor of Finance, and Director of the Personal Financial Planning Program, at Western Kentucky University. For his teaching excellence, he has received several awards, including the Gordon Ford College of Business Faculty Fellow Award (2023) and the Faculty Award for Teaching (2020). He teaches, or has taught, courses in Personal Finance, Applied Investments, Advanced Investments, Retirement Planning, Estate Planning, Money & Banking, Principles of Finance, Business Law I and II, Legal and Regulatory Aspects of Personal Financial Planning, and Financial Plan Development (capstone). Ron has been an investment adviser since 2001, and a Certified Financial Planner since 2005. He currently serves (as of mid-2023) approximately 20 clients (plus family members) and advises upon approximately $25 million of financial assets. Dr. Rhoades is the author of several books, as well as hundreds of articles and blog posts. His blog can be found at: https://ronrhoades.com/. Ron has spoken at numerous conferences of financial and investment advisers. Ron also serves as an estate planning and tax attorney (Member, The Florida Bar) for a select group of clients. Ron is also a nationally known expert on fiduciary law as applied to financial services. He is frequently quoted in national media. He has received awards for his advocacy in Washington, DC, including the "Tamar Frankel Fiduciary Award" from the Institute for the Fiduciary Standard (2020) and the "Fiduciary of the Year Award" from The Committee for the Fiduciary Standard (2011). Ron's fee-only, fiduciary investment advisory firm, Scholar Financial, is now accepting new clients. To learn more, please visit https://scholarfinancial.com.

Caleb Costellow is a financial advisor at AE Wealth Management, LLC with a Series 65 credential and experience in the financial services industry dating back to 2016. His work history includes roles at Southern Kentucky Financial Services, CareFree Insurance Services, Cardinal Integrated, Costellow Agency, and Cornerstone Senior Services. Outside of his advisory work, he manages Advantage National Marketing LLC, an insurance brokerage and sales business, as well as Costellow Agency LLC, a holding company. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm utilizes a platform-centered approach that combines internally managed and third-party model portfolios, discretionary asset management, and financial planning services.

Robert Tittle is a CFP® and holds a Series 65 license, with 11 years of industry experience. He is currently with Cerity Partners LLC in Bowling Green, KY, having previously worked at ARGI Investment Services from 2015 to 2023. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset-allocation, manager selection, and periodic rebalancing strategies, combining proprietary quantitative screens with third-party managers and individual securities.

Melissa Watson is a financial advisor at Benjamin F. Edwards & Company, Inc. with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC for a combined nine years. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension plans, charitable organizations, corporations, and other institutions. The firm offers fee-based wrap programs, financial planning, retirement and investment consulting, and uses a range of discretionary and non-discretionary investment strategies monitored by an Investment Strategy Committee.

William Thompson is a financial advisor with Truist Advisory Services and holds a Series 66 designation. He has 26 years of industry experience, including prior roles at BB&T Investments and BB&T Securities. Outside of his advisory work, he is a partner in a residential rental property venture. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and manager‑selection programs through a combination of discretionary and non‑discretionary approaches.

Elizabeth Borders is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and five years of industry experience. Prior to joining AE Wealth Management in 2024, she worked at Magnolia Wealth Management, LLC and has operated Elizabeth Cook LLC since 2021. Outside of her advisory role, she owns and manages a family farm and is involved in facilitating estate planning document services. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm relies on discretionary model portfolios and offers services that include sub-advisory and model-licensing arrangements across a large-scale platform.

Tyler Curry is a CFP® and Series 65-licensed advisor at Cerity Partners LLC with four years of industry experience. Prior to joining Cerity Partners, he worked at ARGI Investment Services, LLC and has a background that includes five years at Western Kentucky and four years at Muhlenburg County High School. Outside of his advisory role, he is also active as a musician. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm provides comprehensive wealth management services with a focus on diversified asset allocation and offers access to alternative and private-market investments.

Luke Shourds is a financial advisor at Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and based in Bowling Green, KY. He has been in the financial services industry since 2025, with prior experience at MML Investors Services LLC and MassMutual Life Insurance Company. Outside of finance, he participated with the Tom Sawyer Swim Team from 2022 to 2024. Wealth Enhancement Advisory Services provides financial planning, discretionary and non-discretionary asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified investment approach blending passive and active strategies overseen by an internal Investment Committee.

Tamara Clark is a financial advisor with Lincoln Investment, holding a Series 66 designation and 22 years of industry experience. She previously worked at Legend Equities Corporation and Valic Financial Advisors before joining Lincoln Investment in 2017. Outside of her advisory role, she assists her husband in organizing disc golf tournaments on weekends. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a particular history of working with educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Robert Vincent is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has been involved with Vincent Group Inc., a tax and accounting firm, since 2017, where he works as a tax accountant and engages in budgeting and strategic planning. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individuals, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with a range of portfolio management and financial planning services, combining models managed internally, by third parties, and by advisors under discretionary authority.

Lewis Mason is a CFP® professional with 21 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at Landmark Financial Advisors, LLC. Mason serves as a board member of the Icon Owners Association in Bowling Green, KY. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting through a network of advisors, using a strategic investment approach that combines passive and active management with quantitative and fundamental research.