Michael Nielson is a CFP® professional with 24 years of industry experience, currently serving at Independent Financial Partners since 2019. His prior experience includes roles at Cetera Advisors LLC and Fireside Retirement Strategies, Inc. He is involved in multiple tax planning and insurance-related activities and provides tax preparation and consulting services under CPA supervision. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Brendan Dennis is a Certified Financial Planner (CFP®) with 11 years of industry experience. He is currently with Mariner and has previously worked at Adams Wealth Management, LLC, and The Insight Group. Mariner serves a broad range of clients including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolios overseen by an Investment Committee and integrates tax and accounting services uncommon for a firm of its size.

Thomas Miller is a financial advisor at Integrity Alliance, LLC with 48 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Miller has worked at several firms including Lion Street Financial and M HOLDINGS SECURITIES, Inc., and is also the owner of The VisionLink Advisory Group, a compensation consulting business he has operated since 1996. Integrity Alliance serves a diverse client base including individual investors, corporations, and qualified retirement plans. The firm offers a range of advisory and brokerage services through a large network of independent advisors managing billions in assets, utilizing various portfolio management strategies and platforms.

Collin Stauffer is a financial advisor with Foundations Investment Advisors LLC in St. George, UT. He holds a Series 65 credential and has six years of industry experience. Prior to joining Foundations Investment Advisors, he worked at Teton Wealth Group, New Millennium Group, Decker Retirement Planning, and Key Bank. Outside of his advisory role, he is an insurance agent with Stauffer Retirement Planning. Foundations Investment Advisors provides financial planning and portfolio management services to individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm utilizes a mix of fundamental, technical, and cyclical analysis delivered through a broad network of affiliated offices and focuses on tailored advice supported by model portfolios and an asymmetric rebalancing approach.

Marko Grzan is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. He has worked with both Commonwealth Financial Network and Martin, Wardin & Eissner Financial Group. Outside of advising, he is involved in tax preparation through Martin, Wardin & Eissner Financial Group. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm supports its advisors with operations, technology, investment management, and compliance, while offering various program structures including discretionary model portfolios and personalized indexing options.

Bryce Winkel is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked with Transamerica since 2012 and has longstanding involvement with several related entities, including Winfin Utah, Winfin Oregon, and Bjw Associates Inc. His business activities include the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including proprietary and third-party model portfolios and fee-based wrap programs, operating as both a registered broker-dealer and registered investment adviser.

Bryce Jones is a CFP® with 12 years of industry experience, currently serving at Independent Financial Group, LLC since 2022. Prior to this, he worked at Bank of America and Merrill from 2014 to 2022. He serves as a board member of a family-owned business and is involved with a non-profit organization, the Carry You Foundation. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, using both firm- and third-party models tailored to client risk tolerances.

Rhett West is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at Wells Fargo, Fidelity Investments, and Northwestern Mutual. Foundations Investment Advisors provides financial planning and portfolio management to individual, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies, employing a mix of fundamental, technical, and cyclical analysis with tailored investment strategies.

Jennifer Madsen is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2013, she has worked closely with individuals, families, and business owners to navigate financial complexity by coordinating strategies alongside CPAs, estate planning attorneys, and other trusted professionals. Her expertise includes tax-efficient wealth strategies, college education planning, family wealth management, legacy planning, liquidity management, retirement income, and business transition and exit planning. Jennifer holds a Bachelor's Degree from Arizona State University and several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CHARTERED FINANCIAL CONSULTANT (ChFC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She has received recognition from Forbes for multiple years, including listings on America's Top Women Wealth Advisors and Best-in-State Wealth Advisors. Outside of her professional work, Jennifer is involved with the community organization Root For Kids and The Learning Center For Families DBA Root For Kids. She resides in Washington, Utah with her husband and four children, and enjoys spending time with her family, reading, adventure sports, biking, boating, camping, hiking, music, soccer, and traveling.

Jason Richardson is a financial advisor at Edward Jones with one year of industry experience. He previously worked for ten years at Genesis Consulting, LLC. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Damond Petersen is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2001, progressing through roles including Director, Retirement Planner; Workplace P&G Consultant I; Retirement Counselor; Investment Representative; Financial Representative; and Senior Retirement Specialist. His professional experience encompasses retirement planning and investment consulting. Damond holds insurance licenses in Arkansas and California. Outside of his professional career, Damond enjoys family activities, hiking, outdoor adventures, singing, traveling, and volunteering. He has eight children and values experiencing different cultures and serving his community.

Ryan Bessey is a ChFC® and Series 66-registered financial advisor with Edward Jones, based in St George, UT. He has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory and investment strategies under a fiduciary standard.

Jay Wamsley is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1985. Based in Northern Utah, he has over 37 years of experience providing financial advice and wealth management strategies to individual and corporate clients. Jay graduated from Utah State University with a Bachelor of Arts degree in Finance and a minor in Economics. He holds the designation of Personal Investment Advisor (PIA). His areas of expertise include corporate executive services, education planning, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income planning. He is involved with the community organization SCOUTREACH and enjoys spending time with his wife and four sons in Mountain Green, Utah. His personal interests include golfing, fly fishing, hunting, skiing, and piloting.

Adam Fluckiger is a financial advisor with Raymond James Financial Services Advisors, Inc. based in St. George, Utah. He holds a Series 66 credential and has 15 years of industry experience, including 11 years at Edward Jones. Outside of his advisory work, he serves as the head coach of the Hurricane High School Mountain Bike team. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

James Washburn is a CFP® professional with 37 years of industry experience, currently serving as an advisor with LPL Financial. His prior roles include positions at Hornor, Townsend & Kent, LLC and Principal Financial Services. In addition to his advisory work, he is involved in selling life insurance and related products through Mountain American Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Tyler Eliason is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Cetera in 2021, he worked at Key Investment Services and Key Bank. In addition to his advisory role, he teaches at Ensign College and mentors small business owners in developing countries through the Academy for Creating Enterprise. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with over $256 billion in assets under management.

Samuel Bates is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 15 years of industry experience. Prior to joining Raymond James, he worked at Edward Jones for 11 years. Bates is also the owner and CEO of Bates Financial and is associated with North Rim Financial Group, both of which serve as support entities related to his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management.

Jonathan Rogers is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 12 years of industry experience. He previously worked at LPL Financial, llc for 10 years before joining Raymond James. Outside of advisory work, he is a licensed insurance agent selling fixed annuities and manages a small rental real estate business with his family. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports various advisory programs along with specialized municipal and public finance services.

Earl Jewkes is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and having 29 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2012. Outside of his advisory work, he serves as a ward clerk for The Church of Jesus Christ of Latter-day Saints, managing membership records, meetings, tithing reconciliation, and budgets. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Brendon Sorenson serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds a Bachelor's Degree in Finance from Dixie State University and is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Personal Investment Advisor (PIA). With experience at Merrill Lynch Wealth Management, Brendon specializes in investment management, retirement planning, and holistic wealth strategies. He focuses on delivering transparent and personalized financial guidance to individuals and families, aiming to help clients develop tailored plans aligned with their unique goals. Brendon is originally from Aurora, Utah, and currently resides in St. George with his wife and two children. Outside of his professional role, he enjoys outdoor activities including dirt biking, boating, hunting, camping, fishing, football, hiking, horseback riding, ice skating, and scuba diving.