Frances Spurry is a CFP® with 17 years of industry experience and has been with Tred Avon Family Wealth, LLC since 2014. She holds Series 63 and Series 65 licenses and operates as the sole advisor at the firm. Tred Avon Family Wealth, LLC provides investment management, financial planning, and consulting services to individuals, families, trusts, ERISA plans, and other clients, managing approximately $474 million across nearly 300 accounts. The firm uses a combination of fundamental and technical investment techniques, emphasizing diversification and both active and passive strategies, with a majority of assets managed on a non-discretionary basis.

David Cunningham is a financial advisor with Westbourne Investment Advisors Inc. in Annapolis, MD, holding Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at Westbourne Investment Advisors since 2007 and Cunningham Capital Management, LLC since 2012. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm manages approximately $449 million and emphasizes fundamental analysis with multi-year holding periods, maintaining equity exposures between 60–90% and typically low portfolio turnover.

Brandon Wolf is a CFP® with six years of industry experience, currently advising at Evermay Wealth Management, LLC. His prior roles include positions at Novotny, Larash, Venters & Wolf LLC and Ameriprise Financial Services, LLC. Outside of his advisory work, he is involved in consulting through Consilarus LLC and participates in charitable activities via the Consilarus Foundation Inc. Evermay Wealth Management is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a team-centric model with tailored service levels and integrates investment management with tax and estate planning through affiliated and third-party resources.

Bruce Kromminga is a financial advisor at Westbourne Investment Advisors Inc. in Annapolis, MD, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has worked at Westbourne Investment Advisors since 2016 and has been associated with Bay Bridge Capital Management since 2007. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and nonprofit organizations, managing approximately $359 million across about 420 accounts. The firm employs an equity-oriented, buy-and-hold strategy with typical equity allocations between 60% and 90%, using fundamental analysis supported by computer screens and technical review.

Scot Labin is a CFA® charterholder with 12 years of industry experience. He has been with Westbourne Investment Advisors Inc. since 2015 and also has a background at Bay Bridge Capital Management, LLC. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold strategy, combining fundamental analysis with technical review, and manages approximately $359 million across about 420 accounts.

Marjorie Opalski is a financial advisor at Capital Investment Advisors with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Capital Investment Advisors since 2016, previously working at Cetera Advisors LLC from 2013 to 2016. Outside of her advisory role, she is also an independent insurance agent. Capital Investment Advisors serves individuals, high-net-worth clients, trusts, foundations, and retirement plans by providing financial consultation, customized planning, and asset management. The firm employs a multi-stage planning approach that includes educational workshops and uses risk-targeted model portfolios and direct account management to support client goals.

Anthony Clark is a CFA® charterholder with 10 years of experience in the financial industry. He has worked at Innovation Capital Management LLC and Houstoun Capital Management, Inc. before joining Westbourne Investment Advisors Inc. in 2025. Anthony is based in Annapolis, MD, and is part of a five-advisor team at Westbourne. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, corporate accounts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold investment strategy, combining fundamental analysis with technical review, and manages approximately $359 million across 420 accounts.

Joseph Wilkinson is a financial advisor at Westbourne Investment Advisors Inc. in Annapolis, MD, holding a Series 65 designation with 13 years of industry experience. He has been with Westbourne since 2018, and his prior work history includes roles at Sito Mobile and Millennial Media. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm manages approximately $449 million, focusing on preserving and enhancing purchasing power through fundamental analysis, typically maintaining 60–90% equity exposure with low portfolio turnover and multi-year holding periods.

Jonathan Levin is a financial advisor at Westbourne Investment Advisors Inc. with 28 years of industry experience. He previously operated Levin Investment Advisors LLC for 24 years and has over three decades of experience at Levin & Co., CPA's. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, as well as IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm manages approximately $449 million, focusing on preserving and enhancing purchasing power through fundamental analysis and a long-term investment approach.

Todd Hall is a financial advisor with Principal Advised Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Principal Advised Services since 2022 and has also worked with Principal Securities Inc. and Principal Life Insurance Company since 2006. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, combining third-party tools like Morningstar with proprietary models and discretionary investment management. The firm operates as part of the Principal Financial Group, leveraging affiliated entities for a comprehensive suite of financial products and services.

Paul Fowler Jr. is a financial advisor at Moors & Cabot, Inc. in Annapolis, MD, with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Moors & Cabot since 2019, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, Fowler Jr. is involved in the care and management of racehorses. Moors & Cabot provides investment advisory services to a wide range of clients, including individuals, high-net-worth investors, corporations, and charitable organizations. The firm employs a variety of analytic methods and offers discretionary and non-discretionary portfolio management, financial planning, and consulting services.

Ian Cully is a CFP® and holds a Series 65 license with nine years of industry experience. He is currently an advisor at Ritholtz Wealth Management, where he has worked since 2025. Prior to joining Ritholtz, he spent seven years at Aspire Wealth Architects and three years at Wealthcare Capital Management. Ritholtz Wealth Management serves individual and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and college financial planning. The firm manages approximately $9.4 billion in assets and emphasizes a goal-based investment approach that incorporates behavioral finance principles and diversified, low-cost ETFs alongside tactical overlays and alternative investments.

Gregory Frankos is a financial advisor with LPL Financial based in Easton, MD, holding Series 63 and Series 66 licenses and 22 years of industry experience. His prior work includes roles at Gateway Wealth Partners, Investacorp Advisory Services, and Pioneer Financial Services. He is also involved with Gateway Wealth Partners, an independent registered investment advisor, where he provides advisory services. LPL Financial offers advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, and high-net-worth households. The firm supports its investment advice with an in-house research team and provides a wide range of service delivery options, combining advisory and brokerage capabilities on a large scale.

Larissa Costello is a financial advisor at Ethos Financial Group, LLC with 11 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at Alden Investment Advisors, Coastal Equities, Raymond James Financial Services, and Ameriprise Financial Services. In addition to her advisory role, she is involved in a family LLC formed with her husband and children. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, offering investment management, financial planning, estate planning, and related consulting services. The firm uses diversified, risk-conscious model portfolios and incorporates third-party research and AI tools for operational support.

Chrystie Way is a financial advisor at First Command Advisory Services with five years of industry experience. She holds the Series 66 credential and has worked at several First Command entities since 2020. Outside of her advisory role, she manages a rental property in Fleming Island, Florida. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized investment management team to select and monitor model portfolios and third-party managers.

Daniel Tomlinson is a CFP® professional affiliated with First Command Advisory Services, where he has worked since 2015. He has 14 years of industry experience and holds Series 63 and Series 65 licenses. Tomlinson is also the owner of Daniel Tomlinson Advisory, LLC, a separate business established to provide limited liability related to his advisory activities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multi-strategy wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Joseph Walsh is a financial advisor with Empower Advisory Group, holding Series 65 and Series 63 licenses and possessing 30 years of industry experience. His prior roles include positions at GWFS Equities, Alliant Wealth Advisors, and BB&T Retirement & Institutional Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, utilizing an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning services, serving a large participant base through its scale and affiliation with Empower entities.

Suzanne Offutt is a CFP® with 26 years of experience in the financial services industry. She has worked at Commonwealth Financial Network since 2017 and previously held positions at Bank of America and Merrill Lynch. Offutt is also the owner of New Day Enterprises, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of advisors and their clients, offering a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, trading, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

Steven Ringer is a financial advisor with Truist Advisory Services holding a Series 66 designation. He has recent experience across various Truist entities since 2018 and began his advisory role in 2026. Prior to Truist, he worked at Dentz Inc - Dennys from 2015 to 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through discretionary and non-discretionary manager relationships supported by advanced research and inter-affiliate integration.

Kathryn Nevin is a Series 65-credentialed financial advisor at Wealth Enhancement Advisory Services, LLC with five years of industry experience. She previously worked at J.W. Cole Advisors, Inc. and Stuart Financial Group for seven years and spent one year at New Day USA. Outside of advising, she serves as a power of attorney and executor for a client. Wealth Enhancement Advisory Services is a large firm managing over $122 billion in assets, offering financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm uses a diversified, risk-class based investment approach combining passive and active strategies, overseen by an internal Investment Committee.