Andrew Bellak is a financial advisor with Perigon Wealth Management, LLC in Amherst, MA. He holds a Series 65 designation and has 17 years of industry experience. Prior to joining Perigon in 2023, he spent 15 years at Stakeholders Capital, Inc. Bellak serves as an advisory board member and investor at Elateq, LLC and is involved in multiple nonprofit organizations, including serving on investment committees and boards for charitable and community groups. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops client portfolios based on individual objectives and risk tolerance, often delegating day-to-day management to independent managers while retaining oversight and due diligence.

Mary Kate Frodema is a CFP® professional with 15 years of industry experience, currently with St. Germain Investment Management since 2022. Her prior work includes roles at Hart & Patterson Financial Group and MassMutual entities spanning from 2011 to 2021. She serves as a board member for Springfield Prep Charter School, a non-investment role involving governance and oversight. St. Germain Investment Management provides discretionary portfolio management and financial planning to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate accounts. The firm manages approximately $3.8 billion in assets and employs a long-term, asset-allocation-driven investment approach utilizing both quantitative and qualitative analysis.

Christian Sulmasy is a financial advisor with Capital Analysts, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at Lincoln Investment since 2009 and is also associated with The Nathan Agencies and Love, Jarominski And Raymond, LLP. Outside of advising, he serves as owner, president, and secretary of The Nathan Agencies, an insurance and tax-related firm. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, custom portfolios, and ERISA retirement plan advisory services, supported by an in-house investment management and research team.

Michael Doyle is a financial advisor with Capital Analysts in Amherst, MA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He previously worked with Lincoln Investment and The Nathan Agencies. Doyle serves on the Board of Directors for Amherst Cinema and Northampton Community Music Center, where he holds leadership roles involving strategic planning and community outreach. He is also involved in music production as a project manager and recording artist with Galaktik Audio. Capital Analysts serves a broad client base including individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients, providing discretionary and non-discretionary portfolio management through various programs and access to third-party managers. The firm utilizes an in-house Investment Management & Research team to drive investment decisions and maintains affiliations with Lincoln Investment and custodial partners such as Pershing/BNY.

Douglas Wheat is a CFP® professional with 19 years of industry experience. He is currently with Perigon Wealth Management, LLC and previously worked for nine years at United Capital Financial Advisers, LLC. He serves on the Audit Committee of the United Way of Franklin Hampshire Region. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to client objectives and risk tolerance, often delegating day-to-day investment management while maintaining oversight and conducting formal annual reviews.

Kathleen Murphy is a financial advisor with Capital Analysts who holds a Series 66 designation and has 14 years of industry experience. Her prior work history includes roles at Lincoln Investment, GWN Securities, Agia, and VALIC Financial Advisors. Outside of financial advising, she teaches woodworking part-time at a high school and manages a women's wellness and education venture called World of Women DBA Transformational Tools. Capital Analysts serves a diverse client base including individual investors, retirement plans, trusts, foundations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management supported by an in-house investment research team, and maintains a close affiliation with Lincoln Investment.

Suzan Luna Jaffe is a Certified Financial Planner (CFP®) with 23 years of experience in the financial industry. She has worked with Vanderbilt Advisory Services since 2020 and previously spent a decade at Kms Financial Services, Inc. Outside of her advisory role, she provides grief coaching through one-on-one and group sessions and is an author with a Substack newsletter, planning to launch a new book. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts, estates, businesses, and retirement plans. The firm emphasizes strategic asset allocation using a mix of fundamental, technical, and charting analysis, and offers both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Christopher Milne is a financial advisor with St. Germain Investment Management in Northampton, MA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with St. Germain Investment Management since 1983 and was also associated with St. Germain Securities, Inc. for 41 years. Milne is an owner of Gage-Wiley & Co, Inc., an investment-related entity no longer registered but still involved in non-commission activities. St. Germain Investment Management provides discretionary portfolio management and financial planning to individual investors, high net worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a model-based asset allocation approach combining quantitative and qualitative analysis with a focus on long-term investment horizons and continuous portfolio monitoring.

Robert Pryor Jr. is a CFP® and holds a Series 66 license with eight years of industry experience. He is currently affiliated with Capital Analysts and Lincoln Investment, where he has worked since 2020. His prior experience includes roles at Money Concepts Capital Corp and Total Business Care, LLC. Outside of advisory work, he owns a tax planning and preparation business and works as a contractor for life, health, disability, and LTC annuities. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management supported by an in-house investment management team and offers a range of advisory services including custom portfolios and access to third-party managers.

Ronald Nathan is a financial advisor with Capital Analysts holding the ChFC® designation and Series 63 license, with 57 years of industry experience. He has worked with Lincoln Investment since 2012 and has been associated with Columbus Life Insurance Company and Capital Analysts since 1995. In addition to his advisory role, he is an agent at The Nathan Agencies/Amherst Financial Services, where he sells life, health, long-term care, and disability insurance. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, foundations, charitable organizations, and corporate clients. The firm manages portfolios through discretionary and non-discretionary programs using an in-house Investment Management & Research team and offers advisor-managed models, third-party managers, and ERISA retirement plan advisory services.

Sylvia Callan is a CFA® charterholder with 25 years of industry experience. She has been with St. Germain Investment Management since 2002. Outside of her advisory role, she works part-time as a Mary Kay cosmetics representative and serves as a member of the investment committee and trustee for the Community Foundation of Western Massachusetts. St. Germain Investment Management provides discretionary portfolio management and financial planning to individual investors, high net worth clients, pension plans, charitable organizations, and businesses. The firm uses a model-based asset allocation approach combining quantitative and qualitative analysis, offering tailored investment strategies and integrating personalized financial planning into its advisory services.

Joshua Bedell is a financial advisor with St. Germain Investment Management, holding a Series 66 designation and 15 years of industry experience. He has been with St. Germain Investment Management since 2010. St. Germain Investment Management provides discretionary portfolio management and financial planning to a diverse client base, including individuals, high net worth clients, pension plans, charitable organizations, and businesses. The firm uses model-based asset allocation with both quantitative and qualitative analysis, focusing on a long-term investment horizon and ongoing portfolio monitoring.

Renae Ransdell is a CFP® professional with 18 years of experience in the financial services industry. She is currently with Diversified, LLC and has held prior roles at firms including Cetera Advisors LLC, Sageview Advisory Group, and Cambridge Investment Research. Ransdell is also an independent licensed insurance agent specializing in life and annuities. Diversified, LLC provides investment advice and financial planning to individuals, corporations, retirement plans, trusts, estates, and charitable organizations. The firm employs a two-phase planning process and utilizes third-party managers and platforms to tailor asset allocation and diversification strategies to client objectives and risk tolerances.

Glenn Allan is a financial advisor with Capital Analysts and holds the ChFC® designation and Series 63 license. He has 32 years of industry experience, including roles at Lincoln Investment and Fidelity Equity Services. Outside of his advisory work, he is a board member of the Amherst Golf Club. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, and charitable organizations. The firm provides discretionary and non-discretionary portfolio management supported by an in-house investment research team and offers a variety of advisory models and third-party manager access.

Dennis Morin Jr. is a financial advisor at St. Germain Investment Management with 10 years of industry experience. He holds a Series 66 designation and has worked at St. Germain Investments since 2017, with prior experience at Mass Mutual Investors Services and MetLife Securities. Outside of advising, he is an independent insurance agent specializing in disability and long-term care insurance. St. Germain Investment Management provides discretionary portfolio management and financial planning to a diverse client base, including individual investors, high net worth clients, pension plans, and charitable organizations. The firm employs model-based asset allocation combining quantitative and qualitative analysis and offers a range of investment products and advisory services.

Jeffery Still is a financial advisor with Eagle Strategies (NY Life) based in Granby, MA, holding Series 63 and Series 65 designations and 14 years of industry experience. He has been with Eagle Strategies since 2015 and affiliated with New York Life and NYLife Securities since 2012. Outside of his advisory role, he is an investor in cryptocurrency and participates in technology-enabled online investment platforms focused on private companies. Eagle Strategies serves a diverse client base, including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Molly Keegan is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Shorepoint Advisory Group, Bolton Global Asset Management, and Curran and Keegan Financial. Outside of her advisory role, she serves as a Select Board Member for the Town of Hadley. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing over $212 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody and clearing services.

Stephen Lanzit is a financial advisor with Commonwealth Financial Network based in Northampton, MA. He holds a Series 63 designation and has five years of industry experience. His work history includes roles at Fic since 2009 and M Blast since 2008. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services including custom portfolio solutions, third-party asset manager access, wealth management, and retirement plan consulting. The firm provides back-office operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Mary Glaser is a financial advisor at Kestra Advisory with Series 66 credentials and two years of industry experience. Her prior experience includes roles at Stern Financial, Commonwealth Financial Network, Stern Financial Services, and Trinity Investment Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutional, and individual clients. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions.

Mark Zraunig is a financial advisor with Commonwealth Financial Network and has 26 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Commonwealth, he worked at Kestra Advisory Services and Kestra Investment Services between 2013 and 2025. He is also the owner of Parkview Financial, Inc., a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a national broker/dealer and SEC-registered investment adviser supporting approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a comprehensive platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.