Benjamin Saak is a financial advisor at FSB Premier Wealth Management, Inc. in Waterloo, IA, holding a Series 66 designation with one year of industry experience. Prior to joining FSB Premier Wealth Management, he worked at Farmers State Bank and has experience in various roles including private banking. FSB Premier Wealth Management provides portfolio management, financial planning, and consulting services to individuals, high net worth clients, small businesses, and institutions. The firm employs a tailored investment approach using asset allocation, fundamental and technical analysis, and alternative strategies, managing approximately $346.7 million through a team of 11 advisors.

Jacob Myrvik is a financial advisor with FSB Premier Wealth Management, Inc. in Waterloo, IA, holding a Series 66 designation and eight years of industry experience. He has worked at Farmers State Bank since 2017 and serves as a private banker there. FSB Premier Wealth Management provides portfolio management, financial planning, and consulting services to individuals, high net worth clients, small businesses, trusts, estates, qualified plans, and institutions. The firm manages approximately $346.7 million on a discretionary basis and employs a team of about 11 advisors.

Nolan Tomlinson is a financial advisor at FSB Premier Wealth Management, Inc. in Waterloo, IA, holding a Series 66 designation with three years of industry experience. He has worked at Farmers State Bank since 2021, where he serves as a private banker alongside his advisory role. Prior to that, Nolan held positions in construction and distribution, as well as at the University of Northern Iowa. FSB Premier Wealth Management provides portfolio management, financial planning, and consulting services to individuals, high net worth clients, small businesses, trusts, estates, qualified plans, and other institutions. The firm manages approximately $346.7 million on a discretionary basis and employs a range of investment strategies tailored to client objectives and risk tolerance.

Tiffany Coffin is a CFP® and Series 66-registered advisor with FSB Premier Wealth Management, Inc. in Waterloo, IA, bringing 11 years of industry experience. She has worked at FSB Premier Wealth Management since 2016 and also serves as a private banker at Farmers State Bank. Outside of her advisory role, she is a co-owner of a property management business. FSB Premier Wealth Management provides portfolio management, financial planning, and consulting services to individuals, high net worth clients, small businesses, trusts, estates, qualified plans, and institutions. The firm manages approximately $346.7 million on a discretionary basis and uses a combination of asset allocation, fundamental and technical analysis, and alternative strategies tailored to client objectives and risk tolerance.

Abigail Sears is a financial advisor at FSB Premier Wealth Management, Inc. in Waterloo, IA, with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at FSB Premier Wealth Management since 2019. In addition to her advisory role, she serves as a Treasury Management Officer at Farmers State Bank, assisting businesses with treasury services. FSB Premier Wealth Management provides advisory services to individuals, high-net-worth clients, small businesses, trusts, estates, qualified retirement plans, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and consulting, with portfolios tailored through advisor-led planning and ongoing reviews across a variety of investment vehicles.

Stephanie Holding is a financial advisor with FSB Premier Wealth Management, Inc. in Waterloo, IA, holding a Series 66 designation and 10 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for seven years and currently serves as a private banker at Farmers State Bank. FSB Premier Wealth Management provides advisory services to individuals, high-net-worth clients, small businesses, trusts, estates, qualified retirement plans, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and consulting, with portfolios tailored through advisor-led planning and ongoing reviews.

Darren Yoder is a financial advisor with Dynamic Financial Group in Cedar Falls, Iowa, holding a Series 66 designation and 22 years of industry experience. He has worked at Dynamic Financial Group since 2017, following a prior role at Cetera Advisors LLC from 2013 to 2017. In addition to his advisory work, he operates as an independent insurance agent. Dynamic Financial Group serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, providing comprehensive portfolio management and financial planning through a team of four advisors managing over $474 million in discretionary assets. The firm employs a combination of fundamental, technical, and cyclical analysis across a wide range of investment strategies with continuous monitoring and rebalancing.

As a Fee-Only, Advice Only planner, I am passionate about empowering and leading others through the nuances and complexities of financial planning. I believe in meeting people where they are at in life, and being in service of others when possible. I do this through professional engagements that provide you with meaningful value, clear and concise communication, and an actionable roadmap intended to help you implement the recommendations I provide. We can work together in an project based (One-time) or ongoing basis, 100% virtually, or in-person, in order to help you best achieve your financial and life goals. My planning process is clarified at the start of an engagement so you understand what I provide though our regular meetings, and how I monitor and analyze your situation behind the scenes. I will also review a sample plan to visually demonstrate how we work together and give you a clear idea on what to expect. Outside of my passion for planning, my wife and I are both outdoor enthusiasts, and enjoy our time with our two year old daughter. I enjoy kayaking, running, cycling, and skiing in my free time. We also make time to travel and experience the world, which aligns with some of the core tenets of Navigate Financial Planning. I offer a 30 minute introductory call to see if I am a good fit for your unique planning need. If you are looking to learn more about how I can help, I'm always happy to have a conversation.

Luke Merfeld is a financial advisor at Dynamic Financial Group in Cedar Falls, IA, holding a Series 65 designation with three years of industry experience. Prior to joining Dynamic Financial Group, he worked at Lincoln Savings Bank and Scheels, and spent nine years in education. Dynamic Financial Group serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities with comprehensive portfolio management and financial planning. The firm employs a variety of investment strategies, including fundamental, technical, and cyclical analysis, and manages accounts on a discretionary basis with continuous monitoring and rebalancing.

Ryan Risetter is a financial advisor at FSB Premier Wealth Management, Inc. with 13 years of industry experience. He has been with FSB Premier Wealth Management since 2013 and also holds a role at Farmers State Bank, where he has worked since 2004. Risetter serves on the Hawkeye Community College Foundation Board and leads a for-profit investment club, Make Money Holdings, LLC. FSB Premier Wealth Management, Inc. provides advisory services to individuals, high-net-worth clients, small businesses, trusts, estates, qualified retirement plans, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and consulting, with investment strategies tailored through advisor-led planning and ongoing reviews.

Adam Block is a financial advisor at Principal Advised Services in Cedar Falls, IA, with nine years of industry experience. He holds Series 63 and Series 66 licenses and has held various roles within the Principal Financial Group family since 2016, including positions at Principal Life Insurance Company, Principal Financial Services, and Principal Bank. His work includes providing retirement plan participants with one-on-one investment advice regarding distribution options. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, delivering both non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm integrates proprietary models with third-party methodologies and operates closely with affiliated Principal entities, enabling access to proprietary products and coordinated services.

Kevin Eslick is a financial advisor with M HOLDINGS SECURITIES, Inc. in Waterloo, IA, holding a ChFC® designation and Series 63 and 65 licenses, with 14 years of industry experience. He is president of Eslick Financial Group, Inc., a wealth management and financial planning firm, and serves on the Planned Giving Advisory Council at Wartburg College. M HOLDINGS SECURITIES, Inc. serves individuals, retirement plans, charities, and businesses nationwide through independent member firms and financial professionals, offering a range of advisory and brokerage services including discretionary investment management, retirement plan consulting, and insurance advisory.

Logan Bauhs is a financial advisor with Principal Advised Services in Waterloo, IA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been affiliated with Principal Financial Services and Principal Life Insurance Company since 2016. Bauhs provides one-on-one investment advice to retirement plan participants, assisting with distribution options at benefit events. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, combining third-party methodologies with proprietary models to deliver both non-discretionary recommendations and discretionary investment management through its SimpleInvest program. The firm operates as part of the Principal Financial Group family, providing access to proprietary products and integrated service platforms.

Dennis Eslick is a financial advisor with M HOLDINGS SECURITIES, Inc., holding a Series 63 credential and 43 years of industry experience. He has been president of Eslick Financial Group, Inc. since 2006 and has worked with M. Holdings Securities, Inc. since 2001. Outside of his advisory work, he serves on the UNI Panther Scholarship Club Board, which raises funds for scholarships through UNI Athletic Club activities. M HOLDINGS SECURITIES, Inc. serves a wide range of clients including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers advisory and brokerage services, including discretionary investment management, retirement plan consulting, and insurance advisory, and utilizes both in-house portfolio managers and third-party sub-advisors to support its investment offerings.

Ryan Kriener is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 65 and Series 66 licenses and possessing 19 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2007. Kriener serves as a board member of the College Hill Partnership, a community organization in Cedar Falls, IA. Park Avenue Securities, a wholly owned subsidiary of Guardian Life, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients by providing brokerage services, financial planning, retirement plan consulting, and a combination of proprietary and third-party investment advisory programs.

James Girres is a ChFC® with 43 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. He has been with the firm since 1976. Outside of his advisory role, he is a proprietor of a multi-line insurance brokerage and is a member of a musical singing group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Chandra Ritter is a financial advisor with Primerica Advisors and holds a Series 66 designation. She has three years of industry experience, including roles at Edward Jones from 2014 to 2025 and currently at Park Avenue Securities and Guardian Life Insurance Company since 2025. Ritter is also involved with the Cedar Falls Business and Professional Women organization. Park Avenue Securities serves a broad retail client base with a range of brokerage and advisory services, including financial planning and retirement consulting. The firm utilizes proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Paige Miller is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 12 years of industry experience. She previously worked at Financial Designs Wealth Advisors, LLC and has been involved with several affiliated firms throughout her career. Miller is also a partner at Financial Designs, LLC, where she services previously sold insurance products. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Abby Brekke is a financial advisor with Principal Financial Services in Hudson, IA, holding a Series 66 designation and bringing nine years of industry experience. She has worked at Principal Securities Inc and Principal Life Insurance since 2020 and previously was with Ameriprise Financial Services from 2018 to 2020. From 2014 to 2018, she operated a daycare business named Daycare by Abby. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and business entities. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Lucas Johansen is a financial advisor at Bankers Life Advisory Services, Inc. with 8 years of industry experience. He holds a Series 66 designation and has worked with firms including Western Marketing and Bankers Life Securities Inc. Johansen is also an insurance agent for Bankers Life and Casualty Company, focusing on Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, tax efficiency, and multiple analytical approaches to inform portfolio management.