Chad Wilkinson is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at Kestra Advisory, Kestra Investment Services, and P & A Group. Outside of his advisory work, he is co-owner of several farming-related entities involved in crop sales and farm equipment ownership. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a comprehensive adviser-support platform, including managed-account programs, third-party asset management, and custody services.

Jeffrey Francisco is a financial advisor with Principal Financial Services, holding a Series 63 designation and ten years of industry experience. He has worked with Principal Securities Inc. and Principal Life Insurance Co. since 2016, and previously with Legacy Financial Group and Associates and Bethmann, Russell, Caron & Associates. His other business activities include involvement in outside insurance, fixed life, fixed annuities, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Andres Cano is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and 25 years of industry experience. He has been affiliated with Key Investment Services and KeyBank since 2016. Cano serves as a director of Advocates, Inc., a nonprofit organization for families with children with disabilities. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider platform and integrates services from KeyCorp affiliates, offering a combination of discretionary and non-discretionary investment solutions.

Nicholas Barnes is a CFP® professional affiliated with Cetera Planning Partners, bringing 13 years of industry experience. His prior roles include positions at Avantax and Fidelity, among others. He serves as a city councilor in Fulton, NY, a role in which he addresses community concerns and participates in local governance. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm integrates tax planning, bookkeeping, payroll support, and estate-planning services, utilizing diversified portfolios tailored to clients’ objectives and risk tolerance within a broader Cetera network.

Stephen Rockhill is a financial advisor at Citizens Securities, Inc. in Cicero, NY, holding Series 63, 65, and 66 credentials with 26 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, TD Ameritrade, Scottrade, and Morgan Stanley. Citizens Securities serves a broad retail client base that includes individual and high-net-worth investors, as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides advisory programs such as a digital advisory platform and a Managed Account program, and operates as a broker-dealer and insurance agency.

Julie Carr is a financial advisor with Lincoln Investment in Baldwinsville, NY, holding a Series 63 designation and 14 years of industry experience. Her career includes roles at Legend Advisory Corporation and Legend Equities Corporation, as well as ongoing work in tax preparation as vice president of Michel Tax & Accounting Service. She also has experience in life insurance sales. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a broad client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm uses an in-house Investment Management & Research team to develop strategic portfolios and operates a layered delivery model combining advisor-led relationships with model portfolios and third-party managers.

Jeffrey Bryce is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Key Investment Services since 2018, following roles at Citizens Bank and Citizens Securities, Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm offers multiple wrap programs with a multi-provider model that includes discretionary implementation by Envestnet and portfolio design by Key Wealth Chief Investment Office and third-party managers.

Ryan Bachman is a financial advisor with Guardian Life who holds Series 63 and Series 65 licenses and has three years of industry experience. He previously served eight years in the United States Army and is also a member of the New York National Guard. Outside of his advisory role, he is involved in insurance services and acts as power of attorney for his wife. He works with Park Avenue Securities LLC, a subsidiary of Guardian Life, which provides brokerage and advisory services to individuals, businesses, and organizations. The firm offers tailored financial planning and investment management through proprietary and third-party platforms, combining discretionary and model-based strategies.

Michael Curtis is a CFP® and ChFC® with 43 years of experience in the financial services industry. He was affiliated with Commonwealth Financial Network from 2023 to 2024 and previously worked at MCC Financial Services Inc. and Cadaret, Grant & Co., Inc., with a long tenure at Provident Mutual Life Insurance Co. Curtis retired in 2025. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing advisory programs, technology, investment management, and compliance services. The firm offers a range of customizable portfolio solutions and operates as a back-office platform provider under its supervision.

David Epolito is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at KeyBank for 20 years. Outside of financial advising, he works as a laborer for SMG, managing operations at arenas and amphitheaters. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and integrates with KeyCorp affiliates to provide portfolio management and related advisory services.

Paul Colligan is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Morgan Stanley and Deutsche Bank Securities. Outside of his advisory work, Colligan serves on the advisory board for the University of New Haven’s Micro MBA program and participates in activities with the Concussion Legacy Foundation. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a broad range of investment and consulting services, managing both discretionary and non-discretionary portfolios across equity, balanced, and fixed-income strategies.

John Urrutia is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at PlanMember since 2017 and has been self-employed in related investment and insurance services since 2008. Urrutia is also involved in tax preparation and insurance sales through his role with Rooney Group Inc. dba Teachers Tax Service and other affiliated entities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options. The firm’s investment approach centers on a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios across conservative to aggressive strategies.

Nicholas Jackson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Sharon Charles is a financial advisor at Thrivent Investment Management with 35 years of industry experience. She has held her current roles at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. since 2005. She holds the Series 63 and Series 66 designations. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a variety of financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option while keeping the services distinct.

Jessica Myers is a financial advisor with Ameriprise in Liverpool, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. She has worked at Ameriprise since 2025 and previously held roles at Northwestern Mutual Wealth Management Company and other firms. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Nicholas Purchiaroni is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, serving clients since 2011. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation using portfolios developed by LPL’s Research Department and third-party strategists, offering financial planning, asset manager access, and insurance services through affiliated entities.

Derek Loomis is a financial advisor with Edward Jones in Cicero, NY, holding a Series 63 designation and 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Aaron Robertello is a financial advisor with Ameriprise in Liverpool, NY. He holds the Series 66 designation and has been with Ameriprise since 2025. His prior work history includes roles at SUNY Oswego, Onondaga Community College, and Liverpool High School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Herholtz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 37 years of industry experience. He previously worked at Mutual of Omaha Investor Services and Mutual/United Of Omaha Insurance Company for over two decades before joining Mass Mutual in 2018. He is also involved in insurance sales through Any Size Financial Solutions, focusing on individual life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Lucas Humphries is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2019. He has seven years of industry experience, including three years at White's Travel Center prior to joining Edward Jones. Outside of advising, he sells items on eBay in his spare time. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.