Christopher Chang is a financial advisor at Factor Investing Group with three years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Melfa Wealth Management, Old Mission Investment Company, and Fifth Third Securities. Factor Investing Group provides discretionary wealth management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm uses an evidence-based, factor-oriented investment approach that combines academic research, quantitative methods, fundamental analysis, and macroeconomic assessment, typically implementing portfolios through low-cost ETFs and mutual funds.

Scott Hackney is a CFP® with 26 years of industry experience. He has been with Independent Wealth Management, LLC since 2009 and also operates Hackney Financial Services, LLC, which he has been involved with since 1997. Independent Wealth Management, LLC serves individuals, including high-net-worth clients, retirement plan sponsors, trusts, and estates, offering comprehensive financial planning and portfolio management. The firm employs a combination of fundamental and technical analysis, utilizes both discretionary and non-discretionary management strategies, and provides fiduciary consulting and plan management services for retirement plans.

Mark Herman is a Certified Financial Planner (CFP®) with 34 years of industry experience. He has been associated with Up North Financial, LLC and Purshe Kaplan Sterling Investments since 2009. Herman is also a registered representative and an independent insurance agent. Up North Financial, LLC provides financial planning, consulting, and investment management services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and corporate entities. The firm manages approximately $186.1 million in assets, focusing on tailored portfolios that align with clients’ objectives, time horizons, and risk tolerances.

Kendra Rasner is a financial advisor with Factor Investing Group in Traverse City, MI, holding a Series 65 designation and five years of industry experience. Her prior roles include positions at Melfa Wealth Management, Old Mission Investment Company, and Fifth Third Bank. Factor Investing Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs an evidence-based, factor-oriented investment approach utilizing quantitative methods, fundamental analysis, and macroeconomic assessment, with portfolios typically implemented via low-cost ETFs and mutual funds.

Dawn Hemming is a financial advisor with hemming& Wealth Management, Inc. in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She previously worked at SagePoint Financial, Inc. for ten years before joining her current firm in 2019. Hemming is an owner and agent of an insurance business specializing in long-term care and life insurance and serves on the board of a privately held solar engineering firm. hemming& Wealth Management is a team-based SEC-registered advisor managing approximately $253 million for individuals, high-net-worth clients, families, trusts, charitable organizations, businesses, and retirement plans. The firm offers discretionary investment management, financial planning, and retirement plan advisory services, emphasizing fundamental analysis and portfolio construction with a generally long-term investment approach.

Mark Ohlmann is a financial advisor at Ohlmann Investment Advisors LLC in Traverse City, MI, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been with Ohlmann Investment Advisors since 2013. Ohlmann Investment Advisors LLC provides investment supervisory and portfolio management services to individuals and high-net-worth clients. The firm manages approximately $17 million across about 59 accounts, using client-specific Investment Policy Statements and a variety of investment strategies including fundamental, technical, and cyclical analysis.

Stacy Hendrickson is a financial advisor with Blueprint Partners LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. Prior to joining Blueprint Partners in 2021, she worked at Lincoln Financial Advisors from 2016 to 2021. She is also involved in selling life insurance products through SH Legacy, LLC. Blueprint Partners serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing portfolio management, financial planning, and pension consulting. The firm employs fundamental analysis and modern portfolio theory, emphasizes long-term trading, and allocates client assets to third-party managers via the Envestnet platform.

Jonathan Gruber is a financial advisor at Blueprint Partners LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors for 15 years. Outside of his advisory role, he owns Blueprint Legacy LLC, which assists clients with underwriting fixed insurance products. Blueprint Partners provides portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and retirement plans. The firm employs a non-discretionary investment approach combining fundamental analysis and modern portfolio theory, offering recommendations and implementation support tailored to each client's objectives and risk tolerance.

Christopher Millward is a financial advisor at Blueprint Partners LLC with 22 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for nine years. Millward is also the owner of Blueprint Legacy LLC, a fixed insurance business based in Traverse City, Michigan. Blueprint Partners provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, and retirement/profit-sharing plans. The firm employs a non-discretionary investment approach combining fundamental analysis and modern portfolio theory, implementing strategies that include mutual funds, equities, ETFs, fixed income, and annuities.

Nicholes Baldwin is a financial advisor at Stonepath Wealth Management with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Cambridge Investment Research Advisors and Capital Asset Advisory Services. Outside of advisory work, he serves as an insurance producer at SPWM Insurance Agency LLC and is owner of The Baldwin Four LLC, a holding company. Stonepath Wealth Management serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering discretionary investment management, financial planning, and consulting services. The firm builds customized, primarily long-term portfolios using a combination of low-cost mutual funds, ETFs, individual securities, and independent manager strategies.

Thomas Cosgrove is a financial advisor with TC Advisors Ltd. in Traverse City, MI, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. His career includes roles at CF Advisors LLC, Financial Wealth Solutions LLC, Chief Advisors Corp, and First Asset Financial Inc. He serves as the board chairman of the Cosgrove Foundation, a nonprofit organization focused on addressing community needs through grant-making. TC Advisors Ltd. is a registered investment adviser managing approximately $85.9 million in assets for individuals, trusts, retirement accounts, corporations, estates, and nonprofits. The firm emphasizes discretionary asset management using a combination of fundamental, technical, and behavioral analysis across various securities.

Claudia Rodriguez is a CFP® professional with 10 years of industry experience. She currently works at Falcon Wealth Planning, LLC and has prior experience at Horizon Financial, Commonwealth Financial Network, and Edward Jones. Rodriguez also spends a portion of her time involved in fixed insurance sales. Falcon Wealth Planning, LLC provides investment advisory and financial planning services to individuals, charitable organizations, and business entities. The firm manages accounts on a discretionary basis, employing fundamental and technical analysis alongside modern portfolio theory, and offers a Family Office service for clients with over $5 million under management.

Michael Dreyer is a financial advisor at Stonepath Wealth Management with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cambridge Investment Research Advisors, Inc., and Securities America. Outside of advisory work, he is an independent insurance agent and provides tax preparation services as a CPA. Stonepath Wealth Management serves individuals, trusts, businesses, and charitable organizations with discretionary investment management, financial planning, and consulting. The firm builds customized long-term portfolios using a mix of low-cost mutual funds, ETFs, individual securities, and independent manager strategies, and manages approximately $299 million in client assets across six offices.

Nicholas Greenman is a financial advisor with Centennial Wealth Advisory, LLC in Traverse City, MI, holding a Series 65 license and seven years of industry experience. He has been with Centennial Wealth Advisory since 2018 and previously worked at Garland Lodge and Golf Resort. In addition to his advisory role, he is a licensed insurance agent and occasionally offers insurance products to clients. Centennial Wealth Advisory serves individuals, high-net-worth clients, and business entities with discretionary portfolio management, written investment policy statements, and tax preparation services. The firm’s approach integrates fundamental analysis and modern portfolio theory with long-term trading and documented client risk tolerances, often recommending third-party money managers and providing in-house tax services.

Trevor Fetters is a financial advisor at CF Advisors LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with several firms, including First Asset Financial Inc. and Massachusetts Mutual Life Insurance Company. CF Advisors LLC provides fee-based investment advisory and portfolio management services to individuals, trusts, retirement accounts, corporations, estates, and nonprofit organizations. The firm manages approximately $62 million for about 98 clients, using a combination of fundamental and technical analysis alongside modern portfolio theory.

John O'Connor is a CFP®, CFA®, and Series 65 licensed financial advisor with 12 years of industry experience. He has been with Cherry Tree Wealth Management, LLC since 2009. Cherry Tree Wealth Management is a team-based SEC-registered advisory firm managing approximately $593 million for individuals, pension plans, estates, trusts, and charitable organizations. The firm employs a long-term, asset allocation-focused investment approach utilizing primarily passive, institutional-class mutual funds and ETFs, with discretionary portfolio management and regular account reviews.

Keith Olshove is a financial advisor at Old Mission Investment Company, LLC in Traverse City, MI, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Old Mission since 2014. Olshove serves on the investment committee of Old Mission Trust Company, contributing to trust administration, investment management, and tax management services. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning to individuals, trusts, retirement and pension plans, charitable organizations, and business entities. The firm emphasizes customized, low-turnover portfolios based on client risk profiles and fundamental analysis, managing accounts primarily on a discretionary basis.

Marina Deering is a financial advisor at Acrylic Financial, Inc. with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Acrylic Financial since 2019. Her prior experience includes roles at Interactive Financial Advisors, Brooklight Place Securities, Inc., and Matrix Group. Acrylic Financial, Inc. provides portfolio management and financial planning services to individuals, other advisers, corporations, and pooled investment vehicles. The firm manages approximately $58.4 million in discretionary assets and uses a combination of asset-allocation frameworks, active momentum models, and fundamental and technical analysis to tailor investment programs to clients’ goals and risk tolerance.

Luke Mooi is a financial advisor with Centennial Wealth Advisory, LLC in Traverse City, MI. He holds a Series 65 designation and has nine years of industry experience. He has been with Centennial Wealth Advisory in various capacities since 2014. Centennial Wealth Advisory serves individuals, high-net-worth clients, and business entities by providing discretionary portfolio management, investment policy statements, and tax preparation services. The firm’s approach combines fundamental analysis and modern portfolio theory with a long-term trading orientation, often recommending third-party money managers and coordinating custody through major custodians.

Carey Tafelsky is a CFP® professional with 11 years of industry experience, currently serving at Old Mission Investment Company, LLC since 2014. She holds a Series 65 license and participates on the investment committee of Old Mission Trust Company, where she is involved in trust administration, investment management, and tax management services. Old Mission Investment Company provides fee-based investment management, financial planning, and estate planning to individuals, trusts, retirement plans, and other entities. The firm emphasizes customized portfolios based on client risk profiles, using fundamental analysis and asset allocation to implement low-turnover, long-term strategies.