Jay Berger is a CFP® with 16 years of industry experience and serves as an advisor and partner at Independent Wealth Management, LLC. He has been with Independent Wealth Management since 2008 and is also an Investment Adviser Representative with Rehmann Financial. Independent Wealth Management is a two-advisor firm managing over $200 million for individual clients, high-net-worth households, and retirement plan sponsors. The firm offers portfolio management, standalone financial planning, and combined wealth management programs, utilizing both fundamental and technical analysis along with discretionary and non-discretionary strategies.

Joseph Batcha III is a financial advisor with Optimal Capital Advisors, LLC in Traverse City, MI, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has been with Optimal Capital Advisors since 2007 and serves as the firm’s managing principal. Batcha is also registered with Wislar Wealth Management as an investment adviser representative for portfolio review purposes only. Optimal Capital Advisors serves individuals, trusts, estates, corporations, retirement plans, and special-purpose vehicles, providing discretionary investment management, financial planning, consulting, sub-advisory services, and access to hedge-fund managers through its Optimal Alternative Titans program. The firm employs a dynamic investment process that integrates strategic and tactical asset allocation with quantitative optimization, technical analysis, and third-party research.

Brian Cannon is a financial advisor at Wealth Personal with 10 years of industry experience. He holds a Series 65 designation and has worked at Financial Planning Consultants Of Northern Michigan, Inc. since 2015. Outside of finance, he owns and operates Advanced Dock Solutions, a dock installation and removal business in Central Lake, Michigan. Wealth Personal is a supported firm serving clients with personalized financial planning and investment advice.

Tanelle Budd is a financial advisor at hemming& Wealth Management, Inc. with two years of industry experience. Prior to joining hemming&, she worked for six years at Edward Jones. Outside of her advisory role, she serves as a clerk for Cleveland Township in Cedar, Michigan. hemming& Wealth Management is a team-based SEC-registered firm with four advisors managing approximately $253 million. The firm provides discretionary investment management, financial planning, and retirement plan advisory services for individuals, families, trusts, charitable organizations, businesses, and retirement plans, employing a fundamental analysis approach and a mix of internal and external management resources.

Jena Posey is a Series 65 registered advisor at hemming& Wealth Management, Inc. with three years of industry experience. She has worked at hemming& Wealth Management, Inc. since 2022 and previously held positions at Wealth Reimagined Group, Homewise Works, Portfolio Holdings, LLC, and Integrated Financial. hemming& Wealth Management, Inc. provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, businesses, and retirement plans. The firm manages approximately $292.6 million for about 436 clients through a four-advisor team, emphasizing a client-centric process that incorporates fundamental analysis and a long-term investment approach.

Christopher Chang is a financial advisor at Factor Investing Group with three years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Melfa Wealth Management, Old Mission Investment Company, and Fifth Third Securities. Factor Investing Group provides discretionary wealth management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm uses an evidence-based, factor-oriented investment approach that combines academic research, quantitative methods, fundamental analysis, and macroeconomic assessment, typically implementing portfolios through low-cost ETFs and mutual funds.

Scott Hackney is a CFP® with 26 years of industry experience. He has been with Independent Wealth Management, LLC since 2009 and also operates Hackney Financial Services, LLC, which he has been involved with since 1997. Independent Wealth Management, LLC serves individuals, including high-net-worth clients, retirement plan sponsors, trusts, and estates, offering comprehensive financial planning and portfolio management. The firm employs a combination of fundamental and technical analysis, utilizes both discretionary and non-discretionary management strategies, and provides fiduciary consulting and plan management services for retirement plans.

Mark Herman is a Certified Financial Planner (CFP®) with 34 years of industry experience. He has been associated with Up North Financial, LLC and Purshe Kaplan Sterling Investments since 2009. Herman is also a registered representative and an independent insurance agent. Up North Financial, LLC provides financial planning, consulting, and investment management services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and corporate entities. The firm manages approximately $186.1 million in assets, focusing on tailored portfolios that align with clients’ objectives, time horizons, and risk tolerances.

Kendra Rasner is a financial advisor with Factor Investing Group in Traverse City, MI, holding a Series 65 designation and five years of industry experience. Her prior roles include positions at Melfa Wealth Management, Old Mission Investment Company, and Fifth Third Bank. Factor Investing Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs an evidence-based, factor-oriented investment approach utilizing quantitative methods, fundamental analysis, and macroeconomic assessment, with portfolios typically implemented via low-cost ETFs and mutual funds.

Dawn Hemming is a financial advisor with hemming& Wealth Management, Inc. in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She previously worked at SagePoint Financial, Inc. for ten years before joining her current firm in 2019. Hemming is an owner and agent of an insurance business specializing in long-term care and life insurance and serves on the board of a privately held solar engineering firm. hemming& Wealth Management is a team-based SEC-registered advisor managing approximately $253 million for individuals, high-net-worth clients, families, trusts, charitable organizations, businesses, and retirement plans. The firm offers discretionary investment management, financial planning, and retirement plan advisory services, emphasizing fundamental analysis and portfolio construction with a generally long-term investment approach.

Mark Ohlmann is a financial advisor at Ohlmann Investment Advisors LLC in Traverse City, MI, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been with Ohlmann Investment Advisors since 2013. Ohlmann Investment Advisors LLC provides investment supervisory and portfolio management services to individuals and high-net-worth clients. The firm manages approximately $17 million across about 59 accounts, using client-specific Investment Policy Statements and a variety of investment strategies including fundamental, technical, and cyclical analysis.

Alison Ashby is a CFP® with three years of experience in the financial services industry, currently serving as an advisor at Integra Financial, Inc. She has been with Integra Financial since 2022. Integra Financial provides discretionary investment management, financial planning, retirement-plan advisory, and consulting services to individuals, high-net-worth clients, small businesses, trusts, and plans. The firm employs a value-oriented investment philosophy combining fundamental and technical analysis and offers an Emerging Investor program for households with under $100,000 in investable assets.

Nicholes Baldwin is a financial advisor at Stonepath Wealth Management with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Cambridge Investment Research Advisors and Capital Asset Advisory Services. Outside of advisory work, he serves as an insurance producer at SPWM Insurance Agency LLC and is owner of The Baldwin Four LLC, a holding company. Stonepath Wealth Management serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering discretionary investment management, financial planning, and consulting services. The firm builds customized, primarily long-term portfolios using a combination of low-cost mutual funds, ETFs, individual securities, and independent manager strategies.

Thomas Cosgrove is a financial advisor with TC Advisors Ltd. in Traverse City, MI, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. His career includes roles at CF Advisors LLC, Financial Wealth Solutions LLC, Chief Advisors Corp, and First Asset Financial Inc. He serves as the board chairman of the Cosgrove Foundation, a nonprofit organization focused on addressing community needs through grant-making. TC Advisors Ltd. is a registered investment adviser managing approximately $85.9 million in assets for individuals, trusts, retirement accounts, corporations, estates, and nonprofits. The firm emphasizes discretionary asset management using a combination of fundamental, technical, and behavioral analysis across various securities.

Claudia Rodriguez is a CFP® professional with 10 years of industry experience. She currently works at Falcon Wealth Planning, LLC and has prior experience at Horizon Financial, Commonwealth Financial Network, and Edward Jones. Rodriguez also spends a portion of her time involved in fixed insurance sales. Falcon Wealth Planning, LLC provides investment advisory and financial planning services to individuals, charitable organizations, and business entities. The firm manages accounts on a discretionary basis, employing fundamental and technical analysis alongside modern portfolio theory, and offers a Family Office service for clients with over $5 million under management.

Michael Dreyer is a financial advisor at Stonepath Wealth Management with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cambridge Investment Research Advisors, Inc., Cambridge Investment Research, Inc., and operated Dreyer & Dreyer CPAS LLC for nearly two decades. Dreyer is also an independent insurance agent through SPWM Insurance Agency LLC and provides tax preparation services as a CPA with SFK PLLC. Stonepath Wealth Management offers discretionary investment management, retirement-plan advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, businesses, and charitable organizations. The firm constructs customized, primarily long-term portfolios using a combination of low-cost mutual funds, ETFs, individual securities, and independent manager strategies, supported by both fundamental and technical research.

Robert Hughes is a financial advisor at SB Advisory, LLC with 40 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Principal Securities, Principal Life Insurance Company, and Next Financial Group. Outside of his advisory work, Hughes serves on several nonprofit boards, including Friends of West MI PAC and Michigan Trails Fund, and is active in organizing charitable events such as the Grand Rapids Gran Fondo and Armed Forces Thanksgiving. SB Advisory, LLC is a multi-team advisory firm serving individuals, businesses, and retirement plans, managing over $1.1 billion primarily on a non-discretionary basis. The firm offers portfolio management and various financial planning services, utilizing a combination of fundamental, technical, and qualitative analysis to tailor client portfolios.

Nicholas Greenman is a financial advisor with Centennial Wealth Advisory, LLC in Traverse City, MI, holding a Series 65 license and seven years of industry experience. He has been with Centennial Wealth Advisory since 2018 and previously worked at Garland Lodge and Golf Resort. In addition to his advisory role, he is a licensed insurance agent and occasionally offers insurance products to clients. Centennial Wealth Advisory serves individuals, high-net-worth clients, and business entities with discretionary portfolio management, written investment policy statements, and tax preparation services. The firm’s approach integrates fundamental analysis and modern portfolio theory with long-term trading and documented client risk tolerances, often recommending third-party money managers and providing in-house tax services.

Trevor Fetters is a financial advisor at CF Advisors LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with several firms, including First Asset Financial Inc. and Massachusetts Mutual Life Insurance Company. CF Advisors LLC provides fee-based investment advisory and portfolio management services to individuals, trusts, retirement accounts, corporations, estates, and nonprofit organizations. The firm manages approximately $62 million for about 98 clients, using a combination of fundamental and technical analysis alongside modern portfolio theory.

John O'Connor is a CFP®, CFA®, and Series 65 licensed financial advisor with 12 years of industry experience. He has been with Cherry Tree Wealth Management, LLC since 2009. Cherry Tree Wealth Management is a team-based SEC-registered advisory firm managing approximately $593 million for individuals, pension plans, estates, trusts, and charitable organizations. The firm employs a long-term, asset allocation-focused investment approach utilizing primarily passive, institutional-class mutual funds and ETFs, with discretionary portfolio management and regular account reviews.