Donald White is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at OneAmerica Securities, American United Life, Hornor Townsend & Kent Inc, Penn Mutual Life Insurance Co, and Midsouth Capital, Inc. He is also involved in non-variable insurance activities outside of his advisory role. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed internally and by third-party strategists, while also offering access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Stephen Williams is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2018. Outside of his advisory role, he is employed part-time as a cashier at Publix Super Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alec William is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2020. Outside of his advisory role, Alec is involved in music production, creating and releasing music on streaming platforms. Ameriprise is a large institutional firm that offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm provides a comprehensive approach combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Michael Carter is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation with two years of industry experience. His work history includes roles at TradeStation Securities and Global Golf Sales, as well as experience at Florida International University and Florida State University. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party asset managers.

Veronica Williams is a Series 66 licensed financial advisor with Raymond James Financial, based in Cutler Bay, FL. She has six years of industry experience, including five years at Morgan Stanley Smith Barney LLC. Outside of financial advising, she works as a real estate agent in Homestead, FL. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm provides tailored, non-discretionary services using analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Thomas Mays is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 33 years of experience in the industry. He is involved in several business ventures, including Coming Up Clutch LLC, which operates The Miles Academy, a free educational platform focused on teaching the public how to use credit card points and miles, as well as other general financial literacy initiatives. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored non-discretionary planning and consulting using advanced analytical tools and supports various advisory programs alongside institutional consulting and portfolio management.

Jorge Nickiford is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Raymond James & Associates. He is based in Coral Gables, FL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework. The firm offers its services on a non-discretionary basis, with clients retaining final decision-making authority.

Eric Sorensen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on helping individuals and families achieve their most important financial goals. He began his career with Merrill in 2011 and became a Financial Advisor in 2014, bringing experience from various roles within the firm to his advisory practice. Eric emphasizes hard work, integrity, and long-term vision in his approach, developing personalized financial strategies tailored to each client's unique circumstances and preferences. His expertise includes areas such as education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. He holds both a Master's Degree in International Business and a Bachelor's Degree in Finance from the University of Florida. In addition to his professional work, Eric serves on the Board of Directors for the Florida Keys Gator Club. His personal interests include scuba diving, sailing, traveling, and spending time with his wife Allison and daughter Lillian.

Cinthya Brodzikowski is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 12 years of industry experience. She has worked at Ameriprise and its related entities since 2006, with brief tenures at Charles Schwab in 2019. Brodzikowski is involved in managing her Ameriprise franchise business through several entities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service, providing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies, supported by proprietary research and third-party data.

David Smith is a CFP®-designated financial advisor with 33 years of industry experience. He is currently with Cetera Wealth Services, LLC and has held roles at Cirton Bermuda Trust and Avantax Advisory Services. In addition to his advisory work, he owns a tax preparation and accounting business and serves as a real estate sales associate. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, providing clients with diverse investment options and program structures.

Brian Scott is a Financial Advisor at Merrill Lynch Wealth Management in Miami, FL. He works with individuals and families to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. His client focus areas include liquidity management, personal retirement planning, individual and corporate investment strategy, and tax minimization. Brian provides ongoing advice and guidance, coordinating with Bank of America specialists for banking, credit, home financing, and small business solutions as needed. Brian holds a Bachelor's Degree from Florida International University and holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He conducts his practice in both English and Spanish. Brian emphasizes a relationship-driven approach that prioritizes listening and placing clients' priorities at the center of every decision to help them gain clarity and confidence in their financial futures. Outside of his professional work, Brian's personal interests include basketball, fishing, football, spending time with his family, and traveling. He is affiliated with Merrill Lynch Wealth Management.

Stalin Miki is a financial advisor at LPL Enterprise with seven years of industry experience. He holds the Series 66 designation and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Bankers Life. Outside of advisory work, he is also employed by Humana, selling Medicare Advantage health plans. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various insurance and trust-related services.

Jesus Navedo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA, and currently maintains roles at J.P. Morgan Securities and JP Morgan Chase Bank. Outside of finance, he manages marketing for M.I.A. by Massiel, a company providing makeup services for brides. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services on a non-discretionary basis and integrates institutional advisory operations with brokerage and investment management capabilities.

Alejandro Tamayo is a financial advisor at Cetera with six years of industry experience. He holds a Series 66 designation and has worked at Cetera since 2021. His prior experience includes roles at Bank of America and Merrill from 2014 to 2019. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various investment management and financial planning services through a nationwide network of independent advisors and supports multiple program structures and custodial relationships.

Juan Porro Jr. is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with LPL Financial for 28 years. Outside of advising, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on both discretionary and non-discretionary account management.

Alejandro Melo is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation. He has been in the industry since 2023, with prior experience at Financial Designs Wealth Management, Total View Advisors, and Landmark Properties, Inc. He also has academic experience from the University of Miami and the University of Florida. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm’s approach involves assessing client risk tolerance and matching them with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Carlos Gonzalez is a financial advisor with Raymond James Financial in Miami, FL, holding a Series 66 designation and 22 years of industry experience. He has worked at Raymond James and its related entities since 2016 and previously spent ten years with Wells Fargo Clearing. He also serves as President and Independent Contractor for CAG Capital Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Christopher Brady is a CFP® with 29 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services, Inc. Brady is president of Brady Financial, Inc., a business offering a range of insurance and investment products. He is also active in his community as a Eucharistic Minister and volunteer trainer for a church-based running group, and serves on the finance committee of Our Lady of Guadalupe Catholic Church in Doral, FL. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a broad network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and use of third-party managers and tools.

Brian Saba is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked in various roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Rozza Company, and within an ecommerce business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christian Rodriguez is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill prior to his current role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.