Brendan Pease is a Financial Consultant currently working at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Financial Consultant and Investment Solutions Representative at Fidelity Investments beginning in 2024, and was a Financial Advisor at Prudential from 2022 to 2024. Brendan specializes in financial planning with a client-first approach, focusing on individual goals, investments, retirement planning, and financial milestones. He prioritizes open communication to help clients make informed decisions and pursue long-term financial success. Brendan holds a California Insurance License, enabling him to advise clients on insurance-related matters within the state. Outside of his professional work, Brendan has interests in cooking and baking, fitness, football, music, and snowboarding.

Matthew Yonally is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he serves as a co-trustee for a family trust. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a broad range of financial planning and investment services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm employs structured planning tools and advisory programs tailored to client needs without offering individual security recommendations in standalone plans.

Judith Pirkowitsch is a financial advisor with Ameriprise in Santa Barbara, CA, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on several nonprofit investment committees, including the Santa Barbara Botanic Garden and the Environmental Defense Center, and is a board member of the UC Santa Barbara Planned Giving Advisors Network. Ameriprise offers specialized retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Trevor Mattson is a financial advisor with LPL Financial in Santa Barbara, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Artera Inc, Deckers Outdoor Corporation, and academic appointments at the University of California Santa Barbara and Springfield College. Outside of his advisory work, he serves as a volleyball trainer for the Santa Barbara Volleyball Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm provides comprehensive financial planning, advisory programs, and retirement plan consulting, employing both discretionary and non-discretionary management with support from LPL Research, third-party subadvisors, and various portfolio management technologies.

Mee Lee is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing nine years of industry experience. Mee previously worked at Bank of America and Merrill for two decades before joining J.P. Morgan in 2022. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Drew Dusebout is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Morgan Stanley Private Bank, National Association from 2015 to 2019. Outside of his advisory work, he is the author of a book titled "Sweet Pecan Pie," which has an accompanying website. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Oscar Phillips is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at California Wealth Advisors and various non-financial engagements, including work at Obon Sushi & Grill and RSVPSB Weddings. Fidelity, through its subsidiary Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory roles to registered investment companies, use of systematic methodologies, and integration of advanced technologies such as AI in its investment process.

Mitchell Vance is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His career includes roles at Citigroup Global Markets since 1993 and Morgan Stanley Smith Barney since 2009, as well as Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured tools and firm-approved methodologies.

Jay Parker is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is based in Santa Barbara, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Charles Phelps is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 45 years of experience in business management, portfolio management, and planning strategies. Charles joined Merrill in 2013 after a lengthy career at EF Hutton and its successor firms, where he held branch and business management positions for 25 years. He formed Phelps-Ting & Associates in 2018 to focus on corporate executive services, family wealth management strategies, and portfolio management services. Charles began his career in financial services in 1977 as an account executive and transitioned to a financial advisor role in 2006. He holds the Personal Investment Advisor (PIA) designation and attended the University of California, Riverside. Outside of his professional work, Charles enjoys bicycling, golfing, and reading.

Grant Swanson is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, he worked at 1st Financial Bank USA for five years and served as an assistant coach for high school athletes with the Santa Barbara Unified School District. Outside of his advisory role, he is president of the Bella Vista Park Homeowners Association, organizing community events. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial analyses and planning without discretionary trading authority, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Mark Strong is a Certified Financial Planner (CFP®) with 20 years of industry experience, currently serving clients at Stifel since 2012. He holds Series 63 and Series 65 licenses and is based in Santa Barbara, California. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Thomas Duval Jr. is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2007. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and annual retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Norman Robertson is a CFP® with 42 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Montecito, CA. Prior to joining Morgan Stanley in 2017, he worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, Robertson participates on the investment committee of Standing Together To End Sexual Assault (STESA), a nonprofit organization based in Santa Barbara. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services integrated with its extensive retail and institutional capabilities.

Michael Montgomery is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley and its affiliated entities since 2017, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that uses firm-approved tools and models to support client outcomes.

Elizabeth Fahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Daniel Gaston is a Certified Financial Planner® with over 30 years of experience, currently affiliated with Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of his advisory role, he is a tax preparer and a fixed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Mitchell Kauffman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. His prior experience includes roles at Stifel Independent Advisors, LLC, and Wells Fargo Advisors Financial Network, LLC. Outside of his advisory work, he serves as an adjunct faculty member teaching economics courses at the University of California, Santa Barbara, and is treasurer of a nonprofit homeowners association. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes, and supports its clients through various advisory programs and institutional consulting services.

Larry Harteck is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel since 2012. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning decisions.

Shannon Kerber is a financial advisor at J.P. Morgan Securities with six years of industry experience. Her career includes roles at Windward Capital/S.L. Reed & Co, Morgan Stanley, and MUFG Union Bank. She holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.