Jacob Miller is a CFP® professional with four years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior work includes six years at LPL Financial LLC and ongoing involvement with JBA Wealth Management Group. Miller is based in Fort Collins, CO. Cambridge Investment Research Advisors serves a diverse client base, including individual, institutional, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians. The firm supports both discretionary and non-discretionary management and provides proprietary model strategies under the Founders Gate Capital brand.

Joseph Lloyd is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 25 years of industry experience. He has worked at Cambridge since 2013 and previously at Waddell & Reed from 2001 to 2005. In addition to his advisory role, he is involved in managing family rental properties. Cambridge Investment Research Advisors serves a diverse client base that includes individual and institutional investors, such as pension and charitable organizations. The firm provides comprehensive financial planning, investment management, and retirement-plan advisory services through a broad network of financial professionals and multiple investment platforms.

Craig Spawn is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Cetera and has worked with various firms including Avantax Insurance Services, Avantax Advisory Services, and Pinion Wealth Management. Spawn operates a sole proprietorship that provides basic non-investment-related financial planning services incidental to his advisory work. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Carl Weigold is a financial advisor at Morgan Stanley in Loveland, Colorado, with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to that, he held positions at Bank of the West and Axa Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Adam Goble is a financial advisor with Morgan Stanley in Loveland, Colorado, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Morgan Stanley since 2014 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include retirement and estate planning through a structured financial planning process.

Taylor Rhoades is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his tenure at Merrill in 2015, he has focused on helping families plan for familial priorities and retirement through personalized wealth management strategies. Taylor started his financial career in 2009 as a banker in Colorado before pursuing an MBA with a concentration in Supply Chain Management at the University of Tennessee, which he completed in 2014. He holds a Bachelor's Degree from Montana State University and has earned the CERTIFIED FINANCIAL PLANNER® certification as well as the Personal Investment Advisor (PIA) designation. He takes a disciplined planning approach, emphasizing clear expectations and understanding clients' backgrounds and goals. Outside of work, Taylor enjoys running marathons, playing volleyball, and spending time with his wife, daughters, and dog near the foothills of northern Colorado.

Terrance Keyes is a financial advisor with LPL Financial in Fort Collins, CO, holding a Chartered Financial Consultant (ChFC®) designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, including prior roles at Lucia Securities, RJL Wealth Management, and Raymond J. Lucia Companies. Keyes is involved with LLK Insurance Brokerage Services, LLC, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Logan Wood is a financial advisor with LPL Financial in Windsor, CO, holding a Series 66 designation and two years of industry experience. He previously worked at Play It Again Sports and West Fargo Public Schools. Outside of his advisory role, Wood is involved with the Investment Center Advisor Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Austin Wolters is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2012, progressing through various roles including Investment Consultant, Workplace Planning Consultant, High Net Worth Service Associate, and Financial Representative. Prior to joining Fidelity, Austin worked at USAA as a Financial Advisor and SMS Investment Representative from 2014 to 2017. Throughout his career, Austin has focused on understanding the unique needs, experiences, preferences, and styles of investors and their families to create comprehensive financial plans. He emphasizes providing personalized attention to help clients make important financial decisions. Outside of his professional work, Austin enjoys activities such as biking, camping, football, hiking, outdoor adventures, and traveling.

Joel Maly is a financial advisor at Edward Jones in Fort Collins, CO, holding a Series 66 designation with one year of industry experience. He has worked at Edward Jones since 2024 and has prior experience with firms including Tall Tree Administrators, Small Business Agency Cooperative, and Free Market Administrators. Outside of his advisory role, he is a co-owner of Nichole Maly Income Tax Solutions, a tax preparation and planning business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Kevin Bednar is a CFP® professional affiliated with RBC Capital Markets with six years at the firm and a total of two years of industry experience. Prior to his current role, he worked at UBS Financial Services for one year and was involved in Serious Texas BBQ from 2019 to 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management tailored to clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers.

Jenner Kehe is a financial advisor at Edward Jones in Fort Collins, CO, holding the Series 66 designation. Kehe joined Edward Jones in 2025 and has prior experience working with Rolling Hills Country Club, Slammers Baseball South, and Fort Hays State University, among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Monica Minton is a financial advisor with Ameriprise in Windsor, CO, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she serves as Chief Operating Officer of GVB Alliance, LLC, overseeing operations for a financial advisory practice affiliated with Ameriprise. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Megan Johnstone is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2018, having worked at Wells Fargo Bank, N.A. since 2016. Based in Fort Collins, CO, she provides investment advisory services through a large national firm. Wells Fargo Advisors serves individual, corporate, and institutional clients, including pension and charitable organizations, offering a range of investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics-based strategies and provides both brokerage and advisory solutions through a nationwide network of over 14,000 financial advisors.

Kyle Anderson is a financial advisor with LPL Financial in Fort Collins, Colorado. He holds a Series 66 designation and has six years of industry experience, including over seven years with LPL Financial. Prior to his advisory role, he worked at Eugene Country Club for 11 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions using both in-house and third-party strategies.

Mickey Speck is a financial advisor with Raymond James Financial who holds a Series 66 license and has 12 years of industry experience. He previously worked at Waddell & Reed, Inc. from 2014 to 2020 and has been affiliated with Raymond James Financial Advisors and the Bank of Colorado since 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Cash Freeman is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones, RBC Capital Markets, and City National Bank. He is based in Fort Collins, CO. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client's Advisory Risk Profile.

Mitchal O'hare is a CFP® professional with 24 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2016. He is also the owner of Mountain Wealth Management LLC in Fort Collins, CO, and has worked as an independent insurance agent since 2002. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform offerings.

James Wilson is a financial advisor with Edward Jones in Loveland, CO, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. He has been with Edward Jones since 1993. Outside of his advisory role, he and his family have managed a timeshare property in Kauai, Hawaii, which they have rented and are actively selling. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, supported by a large nationwide network of financial advisors and branch offices.

Melissa Dixon is a CFP® with 19 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She has held positions at Cambridge Investment Research Advisors since 2026 and previously worked at LPL Financial and Securities America Advisors, among other firms. Dixon is also a commissioned notary. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm operates through a large network of financial professionals and offers discretionary and non-discretionary management across multiple platforms and custodians.