Steven Brezenski is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016. Outside of his advisory role, he works as an Uber driver in Chesapeake, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes unique investment options such as insurance-related vehicles and bank deposit sweep programs.

David Webber is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Linsco/Private Ledger Corp. since 1996. In addition to his advisory role, he is a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support both discretionary and non-discretionary management strategies.

Mario Kokolis is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 66 licenses and bringing eight years of industry experience. His previous roles include positions at Bank of America, Merrill, and Morgan Stanley. He is a 50% owner of Scotland Associates, LLC, a residential real estate-related business. Wells Fargo Advisors is a nationwide securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Philip Campbell is a Senior Financial Advisor and Managing Director specializing in wealth management and portfolio management services at Merrill Lynch Wealth Management. With over 35 years of experience, he is a founding partner of his nationally recognized team. Philip leads the portfolio management practice and retirement plan consulting for the group’s small business and corporate clients, focusing on family wealth management, institutional and corporate benefit services, retirement income, and ESG investing strategies. Philip holds the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning and the Certified Plan Fiduciary Advisor® (CPFA®) designation from the National Association of Plan Advisors (NAPA). He earned a Bachelor of Science degree in Sociology from the University of North Carolina, Charlotte. Over his career, Philip has assisted many families in protecting, growing, and transitioning wealth, with some relationships spanning multiple generations. He has been recognized on the Forbes “Best-in-State Wealth Advisors” list for four consecutive years from 2021 through 2024, and on Barron’s “Top 1,200 Financial Advisors” list in 2023 and 2024. Philip and his wife, Karen, reside in Virginia Beach, where they raised their three adult sons. His community involvement includes board service for the Virginia Stage Company and volunteer work as a youth sports coach. His personal interests include baseball, basketball, boating, cooking, football, gardening, golfing, pickleball, family time, and watching movies, with beekeeping as a more recent passion.

Norman Harres is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research and analytics from internal and third-party sources.

Mark Dorsey is a financial advisor with Ameriprise in Norfolk, VA, holding a Series 66 designation and 28 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Frederick Hughes is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016. Outside of his advisory role, Hughes serves as a soccer coach for the YMCA of South Hampton Roads. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Julian Sanderson Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Securities America Advisors and Securities America, Inc. for ten years. In addition to his advisory role, he has been an insurance agent for Penn Mutual Life Insurance Co. since 2009. OSAIC serves a diverse client base including individual, high-net-worth, pension, and institutional investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct and manage portfolios that include various asset classes.

Victoria Naughton is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2012 and 2013, respectively. Outside of her advisory role, she serves as a director for The Church at 1740 in Chesapeake, VA, where she is involved in directing charitable donations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carol Mc Lawhorn is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and Wells Fargo Advisors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jeff Calhoun is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with firms including Alphastar Capital Management and TransAmerica Financial Advisors. Calhoun also operates a tax preparation and accounting business, Convergent Strategies, LLC, in Virginia Beach. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

David Johnson is a financial advisor with Merrill in Norfolk, VA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Bank of America and Merrill since 2011. He serves as a board member on a committee for the Norfolk State University Foundation. Merrill provides a broad range of investment and wealth management services to individuals, retirement plans, corporations, charities, and institutional clients. The firm offers multiple managed account programs and manager-selection strategies, supported by integration with Bank of America’s broader banking and capital markets platform.

Zachary Coleman is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab, he worked in various roles outside finance, including positions at Starbucks Coffee Company and Victory Family YMCA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational structures.

Michael Chu is a financial advisor with LPL Financial in Chesapeake, VA, holding a Series 66 designation and 26 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 10 years before joining LPL Financial in 2019. Outside of his advisory work, he is a commissioned notary in Virginia and acts in a fiduciary capacity through a power of attorney. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from multiple sources alongside both discretionary and non-discretionary management.

Jason Legato is a financial advisor at Edward Jones in Chesapeake, VA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2022, he served in the United States Navy for 21 years. He is the president of a local Business Networking International chapter in Virginia Beach, facilitating meetings and supporting chapter leadership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and offers a range of discretionary and non-discretionary investment strategies, SMAs, affiliated mutual funds, and tax-efficient services.

Neal Smith is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012 and serves concurrently in the US Navy. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

John De Vore is a financial advisor with Raymond James Financial holding a Series 66 credential and one year of industry experience. His prior work includes roles at TowneBank, the United States House of Representatives, and the Senate of Virginia. He has also been involved with the Greater Williamsburg Chamber of Commerce and worked in local business and education settings. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers unique municipal and public-finance advisory services within a large advisor network.

Lee Sherlock is a CFP® professional with 23 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Charles Schwab and TD Ameritrade. Sherlock has ownership interests in residential rental properties in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kerke Johnson is a CFP® professional with 37 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Shannon Walker is a CFP® and holds a Series 66 license with 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.