William Sullivan II is a financial advisor at Valic Financial Advisors with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Valic Financial Advisors since 2007. He also has roles at AGIA, American General Life Insurance, and AIG Capital Services. Outside of his advisory work, he acts as an insurance agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services through a large network of advisors and implements discretionary unified managed accounts using Envestnet’s platform and third-party model managers.

Justin Ozeroff is a financial advisor with Valic Financial Advisors and holds Series 63 and Series 65 licenses. He has 15 years of industry experience, including roles at Valic Financial Advisors since 2012 and at Agia since 2022. Outside of his advisory work, he is involved as an agent in non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individual clients, including high net worth and ultra-high net worth individuals, as well as employer-sponsored retirement participants. The firm manages approximately $29.2 billion through over 1,200 advisors, offering wrap programs, portfolio management, and financial planning services with a focus on discretionary unified managed accounts and model-based investment solutions.

Russell Trumm is a CFP® with 24 years of industry experience, currently serving at Centaurus Financial, Inc. since 2011. He is also the president of Fox Hill Financial & Insurance Service, Inc., where he oversees operations and provides employee benefits consulting and sales. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a variety of investment strategies and provides both discretionary and non-discretionary portfolio management through its CLASSIC Plus platform.

Patrick Connelly is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, holding nine years of industry experience. He has worked at Allworth Financial since 2020 and has been affiliated with Raa since 2017. In addition to his financial advisory roles, he is a commercial airline pilot for American Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various strategies and maintains specialized services, including a division focused on airline industry employees and management of privately offered income funds.

Sean Onitsuka is a financial advisor at Allworth Financial, L.P. with seven years of industry experience. He has worked at Allworth Financial since 2020 and concurrently serves as a pilot for Delta Air Lines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies incorporating model-based allocations and uses technology to manage held-away accounts, with a notable focus on serving airline industry employees and managing privately offered income funds.

Crystal Kanada is a financial advisor with Eagle Strategies (NY Life) in Roseville, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked at Eagle Strategies since 2025 and has longstanding roles with Capital Edge Insurance & Financial Services, Nylife Securities LLC, and New York Life Insurance Co. Outside of her advisory work, she is involved in insurance brokering and retirement planning through her ownership of Capital Edge Insurance & Financial Services. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides multiple advice programs with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria, managing the majority of regulatory assets on a non-discretionary basis.

Brittnay Cotton is a financial advisor with Principal Financial Services holding a Series 66 designation and one year of industry experience. She has worked at several firms including Americhoice Financial and Principal Life Insurance Co. Her background also includes roles in mortgage lending and sales of fixed life, fixed annuities, disability insurance, health, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Adam Kint is a financial advisor at Allworth Financial, L.P. with 29 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. Prior to joining Allworth, he worked at Hanson McClain Securities and Cambridge Investment Research. Outside of advising, he serves on the board of directors for Hands for Hope, a youth charity. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies ranging from core-satellite and pure-index allocations to specialized options-based models and uses third-party sub-advisers and technology to support client accounts.

Thomas Chavez is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, and Retirement Wealth Advisors, Inc. Chavez dedicates a significant portion of his time to providing investment advisory services through Mariner Independent Advisor Network, an independent RIA separate from LPL Financial. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model utilizing a range of strategies and technology platforms, offering access to proprietary and third-party investment solutions.

Jeffery Micheli is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant services.

Ethan Myers is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 66 designation. He has experience with Ameritas Advisory Services, Ameritas Investment Company, and Ameritas Life Insurance Corp., as well as prior roles in several other businesses. His background includes service in the California Army National Guard and involvement with small business ventures such as Express Ride LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers managed account programs, fee-based management of variable annuity and universal life subaccounts, and integrates multiple custodial and execution platforms supported by an Investment Committee and third-party partners.

Rita Gibson is a financial advisor with Hornor, Townsend & Kent, LLC in Sacramento, California, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Hornor, Townsend & Kent since 1989 and also operates Rita Gibson Insurance Services, focusing on life insurance brokerage. Gibson is involved in her local community as a member of the management team of ArcadeChurch, where she advises on church property, finance, and personnel issues. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing billions in assets with a range of discretionary and non-discretionary account options.

Mark Fierro is a financial advisor at Commonwealth Financial Network with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Causeway Strategic Financial Advisors, LPL Financial, and Desert Capital Management Group. Outside of his advisory work, Fierro has experience working as a bartender at Serritella's Italian Restaurant & Pizzeria. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a wide range of managed-account programs, third-party asset manager access, and comprehensive back-office services.

William Gilmore is a Series 66-licensed financial advisor at Farther with 17 years of industry experience. He previously worked at Wells Fargo Advisors, Wells Fargo Clearing, Portfolio Management Consulting, and Telmate. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke or algorithmic model portfolios with automatic rebalancing.

Ashley Wada is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Wada previously worked at Mariner Independent Advisor Network, LLC and LPL Financial, LLC, with additional experience at Retirement Wealth Advisors. Outside of advisory services, Wada is a licensed notary public. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm operates a fiduciary-based advisory model, employing multiple investment strategies and technology platforms while offering both discretionary and non-discretionary services.

Lisa Cristiano is a financial advisor at Allworth Financial, L.P. with nine years of industry experience. She has worked at Allworth Financial since 2020 and is also a pilot for American Airlines, where she has been employed since 1998. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios utilizing various model strategies and leverages technology to manage held-away employer retirement accounts.

Jeremy Lopez is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo Clearing. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners to align portfolios with client objectives.

Gary Krasnov is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, holding a Series 65 designation with 16 years of industry experience. His work history includes roles at Allworth Financial since 2020, as well as positions with RAA and Advisor Risk Management Company, alongside a prior career at Delta Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away employer retirement accounts, with ownership ties to private investment vehicles and the Ontario Teachers’ Pension Plan.

Alec Fisher is a financial advisor with Hightower Advisors, holding a Series 66 designation and bringing 16 years of industry experience. He has worked at Hightower since 2014 and previously at Merrill Lynch, Pierce, Fenner & Smith, Inc. from 2009. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers comprehensive portfolio management and financial planning services.

Randy Green is a financial advisor with Centaurus Financial, Inc. in Roseville, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Centaurus Financial since 2011 and has been involved with Fox Hill Financial & Insurance Services since 2007. In addition to his advisory roles, he operates a consulting business focused on planning and coordinating professional services for clients. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts, utilizing both discretionary and non-discretionary arrangements.