Michael Gouliamis is a financial advisor with TIAA-CREF in Newark, DE, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with TIAA-CREF since 2007. Outside of his advisory role, he serves as treasurer for a six-member condominium homeowners association. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various managed account programs under a fiduciary standard.

Randall Renneisen is a financial advisor at Janney Montgomery Scott with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Steven Mercer is a financial advisor with Voya Financial Advisors, Inc. He holds a Series 66 designation and has 18 years of industry experience. Prior to joining Voya in 2016, his career background is not specified. Outside of advisory services, he operates as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutional clients, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a variety of services such as financial planning, portfolio management, wrap programs, and third-party money manager access, often delivering advice through non-discretionary recommendation-based relationships.

Nancy Carmean is a financial advisor with Janney Montgomery Scott in Wilmington, DE, holding a Series 63 designation and 29 years of industry experience. She has worked at Janney Montgomery Scott since 2017 and previously spent a decade with Morgan Stanley and Morgan Stanley Smith Barney. Outside of her advisory role, she serves as vice president and owner of two family-related real estate businesses, where she assists with bookkeeping and bill paying on a limited basis. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients. The firm offers a range of brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Tina Seasock is a financial advisor with Private Advisor Group, LLC and holds a Series 66 designation. She has 14 years of industry experience, including roles at LPL Financial since 2012 and as owner of Seasock's Commercial Services, a cleaning company, since 2002. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model and provides clients with a range of investment strategies using proprietary platforms and third-party managers.

Christopher Buckley is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Wells Fargo Securities LLC and New York Life Insurance Co. He is currently based in Wilmington, Delaware. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, and charitable organizations. The firm offers a range of investment advisory and financial planning services, utilizing both Steward Partners-branded and third-party portfolio management solutions.

Steven Manley is a financial advisor at Janney Montgomery Scott with 24 years of industry experience. He holds the Series 66 designation and has been with Janney Montgomery Scott since 2009. Outside of his advisory role, he serves as a board member at Bishop Shanahan High School in Downingtown, PA, contributing to the school's strategic vision. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate sponsors, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Thomas Furey Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at LPL Financial, Park Avenue Securities, and Guardian Life Insurance Company. He is also associated with Summit Partners, Inc., a business entity used for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management and financial planning services. The firm employs a fiduciary-based advisory model utilizing a range of investment strategies and technology platforms, offering proprietary and third-party managed account solutions.

Michael Koppenhaver is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds the Series 66 designation and has worked at Janney since 2024, following a 13-year tenure at Bank of America, N.A. Koppenhaver is involved as a silent partner in several Delaware-based hospitality and brewing ventures and serves as managing partner for a commercial property development. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Jon Bartholomew is a financial advisor with GWN Securities Inc. holding a Series 66 designation and 12 years of industry experience. He has been with GWN Securities since 2020 and also operates J.M. Bartholomew & Co., a CPA firm providing accounting and tax services to small businesses and individuals. Jon’s background includes multiple roles at Avantax and other financial service firms. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and model-based allocations, with a notable use of market-timing and momentum-based strategies in certain legacy programs.

Michael Johnson is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds a Series 66 designation and has worked at Janney since 2019, following prior roles at Bank of America and Merrill. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Christopher Daniels is a financial advisor at Creative Planning with 25 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Creative Planning in 2023, he spent 16 years at Daniels + Tansey, LLP. Outside of his advisory role, Daniels serves as Vice President of an insurance brokerage and is the Board President of a homeowners association in Wilmington, DE. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process centered on low-cost indexing and buy-and-hold strategies, supported by supplemental approaches and a broad range of affiliated non-investment businesses.

Nicholas Dalia is a financial advisor at PNC Wealth Management with two years of industry experience. He holds the Series 66 designation and has worked at PNC Investments LLC since 2024, following three years at PNC Bank. Prior to his financial services career, he held positions in the retail and service sectors, including at Shake Shack and Montesini Pizzeria. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only discretionary digital offering that uses algorithm-driven risk assessment and invests in approved mutual funds and ETFs with annual rebalancing.

Patrick Devlin is a CFP® professional with four years of industry experience, currently serving with Citizens Securities, Inc. since 2022. He previously worked at MyCIO Wealth Partners and has held multiple roles at Temple University and other financial firms. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios, alongside a Managed Account program.

Crystal Van Lenten is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on developing personalized financial strategies that align with her clients’ long-term goals, with an emphasis on wealth management planning, tax minimization, and estate planning. Crystal works to create flexible strategies that respond to changing market conditions while providing access to Merrill’s investment insights and Bank of America’s banking and lending solutions. Her client focus includes college and education planning, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Crystal follows Merrill’s tradition of community involvement and dedicates time to volunteering with local organizations. Outside of her professional work, Crystal enjoys baseball, football, golf, music, tennis, traveling, and spending time with her family. Her approach to wealth management emphasizes a collaborative process designed to help clients pursue their financial goals through individualized planning.

Dana Wilkins is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory programs.

Adam Vari is a financial advisor at PNC Wealth Management in Wilmington, DE, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at Interac and two educational institutions. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model that uses algorithmic risk assessment and implements investments via mutual funds and ETFs.

Timothy Healey is a CFP® and holds a Series 66 license, serving as a financial advisor at Janney Montgomery Scott in West Chester, PA. He has 13 years of industry experience and has been with Janney Montgomery Scott since 2014. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, high-net-worth clients, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Raymond Lamorgese is a financial advisor at Janney Montgomery Scott with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2022. His prior experience includes 13 years at Morgan Stanley Smith Barney and seven years at Morgan Stanley Private Bank. Lamorgese also serves as a co-trustee for the Carolyn Pagoumian Bowen Trusts. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Brian Moser is a financial advisor at PNC Wealth Management with 21 years of industry experience. He holds the Series 66 designation and has been with PNC Investments LLC since 2015. Outside of his advisory role, he is a co-owner of several short-term rental properties. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a discretionary online model account offered as an invitation-only pilot for employees. The program uses algorithm-driven risk assessment and invests via approved model strategies with mutual funds and ETFs, emphasizing automated portfolio management.