Sandra Knox is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Cetera Advisors LLC since 2013, previously working at First Allied Securities, Inc. from 2007 to 2022. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Parker Wiseman is a financial advisor at Ameriprise with 12 years of industry experience. He holds the CFP® designation along with Series 66 and Series 63 licenses. Prior to joining Ameriprise, he worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he creates comedy and hobby commentary videos on YouTube and TikTok. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income planning service that provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Meredith Lyons is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds a Series 66 designation and has previously worked at JP Morgan Securities and Robinhood Financial. Outside of finance, she owns and operates a handcrafted jewelry business called BddByMere. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipalities. The firm offers tailored financial planning and consulting services, utilizing various portfolio management styles supported by firm research and affiliated sub-advisers.

Annika Svenson is a financial advisor with J.P. Morgan Securities in Loveland, Colorado, holding a Series 66 credential and over 20 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has worked with JPMorgan Chase Bank since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Michelle Emerick is a financial advisor with LPL Financial holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Elevations Credit Union, CUSO Financial Services, LP, and U.S. Bancorp Investments, Inc. She is also involved with Elevations Wealth Management Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with access to model portfolios, research, and both discretionary and non-discretionary management options.

Colby Ripsam is a financial advisor with LPL Financial in Loveland, Colorado, holding a Series 66 designation and four years of industry experience. He previously worked at Mercer Advisors and Crestone Capital, and spent two years in athletics at the University of Colorado. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Charlotte McConnell is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 30 years of industry experience. She has been associated with Raymond James and Security Service Federal Credit Union since 2015, where she also serves as a financial advisor within the Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting through a range of analytical tools and supports its clients through advisory programs and institutional consulting.

Jeffrey Todd is a financial advisor with Cambridge Investment Research Advisors in Fort Collins, CO, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at LPL Financial, Grove Point Investments, and H. Beck, Inc. Cambridge Investment Research Advisors serves a diverse client base, offering financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals. The firm utilizes a variety of investment platforms and strategies, including proprietary and unaffiliated model portfolios, and provides institutional features such as advisor transition support and compliance oversight.

Kevin Davie is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds the Series 66 designation and has worked at various Wells Fargo entities since 2011. Outside of his advisory role, he holds a 13.5% ownership stake in 5941 Company LLC in Fort Collins, Colorado. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using Wells Fargo research and tools, with tailored recommendations delivered through meetings and written summaries.

Jason Burkett is a financial advisor at RBC Capital Markets with Series 63 and Series 66 credentials and over 21 years of industry experience. His prior roles include positions at UBS Financial Services and City National Bank. He serves on the advisory board of the Poudre School District Foundation, the board of directors for CHAMP (Character in Athletics Make it A Priority), and is involved with the Colorado State University Foundation’s investment committee. Additionally, he owns a residential property management business and operates a family sports card business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers tailored investment advisory programs using a combination of in-house and third-party managers, with features that include discretionary portfolio management, financial planning, and integrated capital-markets services.

Max Shaffer is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2014. Shaffer also served in the U.S. Army Reserves from 2014 to 2022. Equitable Advisors offers financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes third-party program sponsors and provides a range of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments.

Michael Tarantino is a CFP® with 23 years of industry experience and is currently with LPL Financial, where he has worked since 2017. Prior to LPL, he spent 13 years at Investment Centers of America, Inc. His practice is based in Fort Collins, CO. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, combining discretionary and non-discretionary management with model portfolios and research.

Jack Dunnigan is a financial advisor with LPL Financial in Fort Collins, CO, holding a Series 66 designation and six years of industry experience. He previously worked at ICA Group Wealth Management, LLC, and has a background that includes roles outside finance, such as at Nicks Italian and Coopersmiths Pub & Brewing. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers various advisory programs and financial planning services, combining discretionary and non-discretionary management approaches supported by research from LPL and third-party subadvisors.

Jennifer Breazeale is a financial advisor with Merrill in Fort Collins, CO, holding a Series 66 designation and 12 years of industry experience. She has worked at Merrill since 2008. Outside of her advisory role, she serves as a Director on the Board of the Appalachian Institute for Creative Learning, a nonprofit organization based in Nashville, Tennessee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Yohon is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 40 years of industry experience. He has worked at Stifel, Nicolaus & Co., Inc. since 2003 and previously at A.L. Williams/First American Securities beginning in 1986. Based in Greeley, CO, Yohon has a longstanding career in financial services. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Jacob Miller is a CFP® professional with four years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at LPL Financial LLC and JBA Wealth Management Group. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm offers various portfolio management options and maintains proprietary as well as third-party model strategies, with an emphasis on customized investment implementation across multiple platforms.

Joseph Lloyd is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds the Series 66 designation and has been with Cambridge since 2013. Outside of his advisory work, he is involved in managing his family's rental properties. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides a range of investment solutions, including proprietary and third-party model strategies, with both discretionary and non-discretionary implementation options tailored to client objectives.

Craig Spawn is a CFP® professional with 33 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Insurance Services and various Avantax entities since 2004 and operates his own financial planning business. His experience includes both advisory and insurance services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Carl Weigold is a financial advisor at Morgan Stanley in Loveland, Colorado, with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to that, he held positions at Bank of the West and Axa Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Adam Goble is a financial advisor with Morgan Stanley in Loveland, Colorado, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Morgan Stanley since 2014 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include retirement and estate planning through a structured financial planning process.