David Sheusi is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Troy Petry is a financial advisor at Raymond James & Associates with 24 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2011. Outside of his advisory role, he is involved with Collectors Clubhouse. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

William Dorr is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory work, he is an insurance agent offering life, property/casualty, health, and fixed annuity products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

John Webster is a financial advisor with Mass Mutual Investors Services, holding Series 66, Series 65, and Series 63 licenses and bringing 27 years of industry experience. He has been with MML Investors Services Inc and MassMutual Life Insurance Company since 2008. Outside of his advisory role, he coaches lacrosse through the Webster Lacrosse Academy. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach emphasizes collaborative annual planning engagements using firm-approved analytical tools, with clients opting separately for implementation of recommendations.

Beth Terry is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in providing financial solutions and personalized wealth management strategies for high net worth individuals, families, and businesses. She focuses on building relationships with clients to understand their risk tolerance, time horizon, liquidity needs, and overall investment goals, enabling her to offer tailored advice across all areas of their wealth management. Beth has been working in the financial services industry since 2006. She holds a Bachelor's Degree from the University of Georgia, where she studied Family Financial Management. Beth is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Series 7, 31, and 66 FINRA registrations. She is also recognized as a Personal Investment Advisor (PIA) and is affiliated with Merrill Lynch. In addition to her professional work, Beth supports community organizations including UMAR, Marian House, and the Boys and Girls Clubs. Her personal interests include boating, golfing, reading, spending time with family, and playing tennis.

Ahmad Bean is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Amazon, MV Transportation, and Caesars Entertainment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Kraska is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Janney Montgomery Scott and Brown Advisory, where he spent 18 years combined across Brown Advisory and Brown Advisory Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sheila Oneill is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, and charitable clients, offering a range of advisory programs with tailored investment strategies implemented through various investment managers and model providers. The firm combines portfolio management, financial planning, and custody services with access to alternative investments and integrated capital markets capabilities.

Corinne Patteson is a financial advisor at RBC Capital Markets with eight years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2018. Prior to this, she worked at Dominium Group Sports, LLC. Patteson serves on the Board of Directors for St. Joseph School in Cockeysville, MD, where she participates in strategic planning and committee work. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers tailored investment strategies through various advisory programs, combining in-house and third-party managers to meet clients' risk profiles and investment objectives.

Todd Binder is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1999. Outside of his advisory role, Binder acts as an agent for TriBridge Partners, LLC, providing various life, health, disability, fixed annuities, and long-term care insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software and collaborative client relationships to develop written recommendations.

William Vaccacio is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 certifications and previously worked at NYLIFE Securities LLC and New York Life Insurance Company. Vaccacio is based in Hunt Valley, MD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Eric Nace is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 65 licenses with eight years of industry experience. His prior work includes positions at Bank of America, N.A., Citizens Securities, Inc., as well as experience in hospitality at Rockfish Public House and Heritage Hills Golf Resort. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Ryer is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 designations and having 12 years of industry experience. He has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individual, high-net-worth, pension, corporate, and charitable clients.

Jeffrey Fountain is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for 19 years. Fountain is co-owner of a non-investment business called Retirement Plan Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Frank Chiovaro is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Camden Planning Group, Eagle Strategies (NY Life), Nylife Securities, and New York Life insurance company. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Wade Slatniske is a CFP® professional with seven years of industry experience, currently advising at Edward Jones since 2019. His prior experience includes roles at Johns Hopkins University Applied Physics Laboratory, Agency Insurance Company, Digitech Marketing, Vanessa's Corner Pub, and McDaniel College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard with a large national network of financial advisors and branch offices.

David Muela is a CFP® with 27 years of experience in the financial industry. He is currently with Cambridge Investment Research Advisors and previously worked at Equitable Advisors and Axa Advisors. He is also an author of educational content through Integrated Capital Management Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Craig Schubert is a financial advisor with LPL Enterprise and holds the Series 63, 65, and 66 licenses, bringing 34 years of industry experience. He has worked at Prudential Insurance Company of America since 1991 and previously at Pruco Securities, LLC. In addition to his advisory role, he is also a mortgage originator with Rocket Mortgage. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, model portfolios, third-party asset management arrangements, and access to various brokerage and insurance products.

Jaimie Corcoran is a CFP® professional with 14 years of industry experience, currently serving as an advisor at LPL Enterprise. Prior to joining LPL Enterprise in 2024, Corcoran worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Morgan Stanley in various roles from 2011 to 2024. Outside of advisory activities, Corcoran maintains an incidental business entity, Financial Health Group, LLC, for non-investment related expenses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, combining adviser programs with active sales of financial products and lending services.

Stephen Mersinger is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining the firm in 2010, he has focused on assisting families, corporate executives, business owners, and athletes with customized wealth management plans aimed at supporting their lifestyles and future goals. His client focus areas include college education planning, corporate benefits, family wealth management strategies, endowments, foundations and non-profits services, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, and sports and entertainment. Stephen holds a Bachelor of Science degree in Business Administration with dual minors in Finance and Marketing from York College of Pennsylvania. He has earned the CERTIFIED FINANCIAL PLANNER (CFP®) certification, the Chartered Retirement Planning Counselor (CRPC™) designation, the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is a member of the York College of Pennsylvania Sponsorship Board. Beyond his professional work, Stephen has remained involved in the lacrosse community. He was a member of the York College Lacrosse team, becoming the program's first All-American and Scholar All-American in the same season, and was inducted into the college's Athletic Hall of Fame in 2021. He has served as a varsity assistant coach for the Mount St. Joseph Lacrosse team, which competes in the MIAA 'A' conference. Stephen lives in Ellicott City, MD, with his family and stays active through basketball, weightlifting, golfing, and travel.