Scott Ammon is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1989 and joined Merrill in 2010. Scott provides wealth planning advice and investment guidance to clients, with a particular focus on alternative investments including hedge funds, private equity, and real assets. He is a qualified Portfolio Advisor able to recommend Merrill or approved third-party investment managers' strategies, funds, or portfolios. Scott holds the Chartered Retirement Planning Counselor (CRPC) and Certified Plan Fiduciary Advisor (CPFA) designations. He earned a Bachelor's degree in Economics from Eastern Michigan University. As a longtime practitioner of planning-based wealth management, Scott supports clients in achieving their financial independence and personal fulfillment through a thorough planning process integrated with investments, trust, and banking services. A lifelong resident of the Lansing area, Scott and his wife, Brenda, are active in their community and enjoy family activities such as traveling, boating, hiking, and supporting their four children. He is involved with the Lansing Chamber of Commerce Policy Committee and supports local organizations including Lansing Montessori Children's House and the Lansing MSU Jazz Club. Outside of work, Scott enjoys fly fishing and playing guitar.

Kira Lockwood is a Series 66-licensed financial advisor with Edward Jones in St. Johns, MI, where she has worked since 2016. She has 10 years of experience in the industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Steven Cross is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading the Cross Ragsdale & Associates team. Since joining Merrill in 2013, he has leveraged extensive industry knowledge and access to Bank of America's global banking resources to provide comprehensive wealth management services. Steven has over 30 years of experience in the financial services industry, with expertise in corporate benefit programs and retirement benefits. Steven focuses on helping clients integrate their corporate benefits into long-term financial plans that include risk management, taxation strategies, and wealth transfer. His client services cover education planning, family wealth management, retirement income strategies, philanthropic planning, and investment consulting for defined contribution plans. He holds a Bachelor's Degree from Central Michigan University and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Based in Haslett, Michigan, Steven lives with his wife Cindy and enjoys spending time with his family. Outside of work, he engages in activities such as skiing, snowmobiling, golfing, traveling, and scuba diving, and remains active in his local community through involvement with organizations such as the Food Bank and American Legion.

Todd Stump is a financial advisor with Ameriprise in Dewitt, MI, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Amy Wightman is a financial advisor with Ameriprise in Dewitt, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She worked at Merrill from 1993 to 2019 before joining Ameriprise, where she has been since 2019. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Matthew Hess is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His previous roles include positions at Sigma Financial Corp, Bank of America, Merrill, and J.P. Morgan Securities. He is based in East Lansing, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jack Fischer is a financial advisor at Stifel with 22 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2008. Jack holds Series 63 and Series 65 credentials and is also a notary. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Rodger Bastien is a financial advisor with Wells Fargo Clearing in East Lansing, MI, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Craig Stiles is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and 24 years of industry experience. Prior to joining Ameriprise in 2019, he worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is involved in multiple business ventures including web-based decision-making tools, data analytics, athlete recruiting services, and farm ownership. He also serves on the board of the Rotary Club of Lansing Foundation and holds a vice president position with Legatus. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing detailed, model-driven recommendations on income sources, Social Security claiming, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts and algorithmic automation in its planning process.

Glenn Eyre is a financial advisor with Ameriprise in Laingsburg, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, Eyre serves on the Board of Directors for the Lake Victoria Property Owners Association. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Russell Dawson is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Securian Financial Advisors of the Great Lakes and Minnesota Life Insurance Company. He serves on the board of the Sparrow Hospital Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management access, and institutional platforms.

Aaron Irving is a financial advisor with Ameriprise in Haslett, MI, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he participates as a consultant for the Gerson Lehrman Group, providing professional insights to clients. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research and modeling with tax-efficient strategies and provides written, non-discretionary recommendations through a centralized consulting team.

Lowell Albert is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at JPMorgan Chase Bank, N.A. and its affiliated entities since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative research and incorporates ESG considerations within its recommendations.

Albert Tynes is a financial advisor with LPL Financial in Lansing, MI, holding Series 63 and Series 66 licenses and 22 years of industry experience. His previous roles include positions at Waddell & Reed, Inc, Accrescent Tax Solutions, SPC, and Ameriprise. Outside of advising, he has been involved with Accrescent Tax Solutions, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by various advisory platforms and tools.

Ryan Carter is a financial advisor with Stifel, holding a Series 66 designation and 9 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he serves on the Board of Trustees and the Financial Investment Committee of the Capital Region Community Foundation and volunteers with local nonprofit organizations focused on community support. Stifel serves a diverse client base, including individual and institutional clients, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting client decision-making across various financial needs.

Matthew Addy is a financial advisor with MassMutual Investors Services in Lansing, MI, holding Series 63 and Series 66 credentials with 15 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is a licensed agent in life and health insurance sales and a partner in an LLC that manages office operations and employees. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and collaborative annual planning engagements.

Craig Lazar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sedric Audas is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors. Outside of his advisory role, he is involved in several business ventures including ownership and partnership roles in hospitality establishments such as Arts Pub and Silver Dollar Pub & Grill. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutional clients, and charitable organizations. The firm offers various advisory programs and works with both proprietary and third-party asset managers, focusing on personalized client assessment and fiduciary services for qualified plans.

William Stoskopf is a financial advisor with OSAIC based in East Lansing, MI, holding CFP® and ChFC® designations and over 31 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 24 years with Signator Investors, Inc. In addition to his advisory work, he is a musician and music teacher in Bath, MI. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and a range of managed account programs delivered through a multi-advisor platform.

Cole Frageman is a financial advisor with J.P. Morgan Securities in Okemos, Michigan, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2018 and previously held roles at Charles Schwab and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates centralized due diligence combining quantitative and qualitative research to support its advisory process.