Xiaolin Yang is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Sarah Mijts is a Series 66-credentialed financial advisor with 19 years of industry experience. She is currently with Wells Fargo Clearing and has previously held roles at Rockefeller Financial LLC, First Republic Securities Company, LLC, First Republic Investment Management, Inc., and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Chien Zhao is a Planning Consultant at Fidelity, where they have been employed since 2021. They have over ten years of experience in the financial services industry. Prior to their current role, Zhao worked as a Financial Solution Advisor at Merrill Edge, Bank of America in 2021, and as a Financial Advisor at Edward Jones from 2019 to 2021. Earlier in their career, Zhao served as an Office Manager at Farmer's Insurance from 2014 to 2018. Zhao holds a California Insurance License. Growing up in a family involved in the financial industry, Zhao emphasizes the importance of foundational planning as a critical step toward goal-focused investing. Their professional focus is on helping clients craft and execute tailored financial plans to work toward achieving their individual financial objectives.

Alexander Keeno is a financial advisor at Ameriprise with Series 66 registration and one year of industry experience. His prior work includes roles at First Republic Bank and Mutual of Omaha, as well as employment at Santa Clara University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Jacklyn Tran is a financial advisor at Morgan Stanley with 10 years of industry experience. She has been with Morgan Stanley since 2015 and is currently associated with Morgan Stanley Private Bank, N.A. She holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Daniel Walsh is a Wealth Management Advisor at Merrill Lynch Wealth Management. He and his team provide customized advice and wealth management services for highly affluent families, focusing on concentrated stock issues, liquidity, hedging, risk reduction, diversified portfolio development, alternative investments, and money manager selection. Prior to joining Merrill Lynch, Daniel served seven years as a U.S. Naval Aviator and two years as an institutional equities trader. He earned a Bachelor of Arts degree in Architecture from the University of California-Berkeley and an MBA from Stanford University Graduate School of Business. He holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute and is a Personal Investment Advisor (PIA). Daniel is a U.S. Soccer Federation licensed referee and has served as Vice President of the San Carlos United Soccer Club. He enjoys biking, hiking, music, photography, reading, refereeing, scuba diving, skiing, soccer, and spending time with his family.

Yadira Luna is a Financial Consultant at Fidelity Investments, where she partners with clients to develop tailored financial plans that emphasize tax-efficient investing. She utilizes Fidelity's extensive resources alongside her experience to co-create personalized financial roadmaps aimed at supporting her clients' families' financial well-being and long-term goals. Yadira has over 15 years of experience in banking and investments, having held various roles including Planning Consultant at Fidelity Investments, Financial Advisor at Merrill Lynch, and Client Relationship Associate at American Century Investments. Her background also includes positions in sales, service management, and accounting within the financial sector. She holds a California Insurance License. Outside of her professional work, Yadira enjoys activities such as spending time at the beach and lake, camping, family activities, parenthood, and reading.

Helen Li is a Financial Consultant at Fidelity Investments, where she assists individuals and families with wealth planning to achieve their financial objectives. She has been in this role since 2026. Prior to this, Helen worked as a Financial Advisor at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2023 to 2026, and began her tenure there as a Client Associate from 2022 to 2023. Before joining Merrill Lynch, she served as a Financial Advisor at Edward Jones from 2021 to 2022 and at MassMutual from 2019 to 2021. Helen holds a California Insurance License, enabling her to provide insurance services as part of her financial advisory role. Outside of her professional work, she spends her time visiting museums, reading, and practicing yoga.

Noah White is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Bank of America, Merrill, and Atlantic Union Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients directly and through corporate financial planning agreements.

Russell Blockhus is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in a goals-based wealth management approach that is holistic and proactive, emphasizing tax efficiency, multi-generational estate strategies, and securities-based lending solutions. Russell's practice focuses on guiding clients who hold concentrated stock positions, helping them diversify thoughtfully and tax-efficiently through systematic planning, hedging strategies, exchange funds, and customized lending solutions. Coming from a family with a background in real estate and accounting, Russell integrates these strengths to design wealth strategies that align with clients' tax sensitivities, evolving priorities, and long-term objectives. He partners closely with real estate professionals to identify tax-efficient lending options for various property types and delivers tailored financial education seminars to clients, real estate professionals, and businesses, including employee benefits optimization and sustainable investing topics. Russell holds a Bachelor's Degree from the University of Oregon and carries the Personal Investment Advisor (PIA) designation. He is a member of the Sigma Phi Epsilon Fraternity and participates in community involvement with the Ronald McDonald House. Outside of work, he enjoys traveling, hiking, working out, spending time with family, and following sports teams such as the Golden State Warriors, San Francisco Giants, and Manchester United.

Justin Evans serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. In this capacity, he leads a team of associates focused on delivering financial planning services to clients. Prior to joining Fidelity Investments, Justin held the position of Executive Director and Market Director at J.P. Morgan from 2018 to 2022. He maintains a California Insurance License.

Calvin Watt is a Series 66-licensed financial advisor with Morgan Stanley in Cupertino, California, with 27 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he is a sole proprietor involved in property management. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets through structured planning processes and a variety of investment and financial products.

Farzad Raufi is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with individuals and families to develop personalized investment and wealth management strategies tailored to their financial goals. He focuses on understanding each client's unique financial situation to provide customized guidance and planning support. Prior to joining Fidelity Investments, Farzad worked as a Financial Solutions Advisor at Merrill Lynch from 2018 to 2022. He holds a California Insurance License, supporting his ability to offer comprehensive financial advice. Outside of his professional work, Farzad has interests in art, family activities, food, golf, hiking, and traveling.

Joseph Runyan is a financial advisor at Charles Schwab in Cupertino, CA, with seven years of industry experience. His prior roles include positions at TD Ameritrade, J.P. Morgan Securities, and JPMorgan Chase Bank. He holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and advisory services.

Jane Chen is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2017, following a 14-year tenure at Scottrade, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Jasmin Martinez serves as Vice President Private Wealth Management Advisor at Fidelity Investments since 2026. She is a Certified Financial Planner® with over ten years of experience in the financial services industry. Her professional experience includes roles such as Financial Consultant and Vice President, Branch Leader at Fidelity Investments, as well as Senior Financial Consultant at Charles Schwab. She holds a California Insurance License. Outside of her professional work, Jasmin engages in activities such as kayaking, outdoor adventures, parenthood, caring for pets, traveling, and volunteering.

Todd Gemmer is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as a member of the Burlingame Measure I Citizens Oversight Committee. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools but generally does not provide individual security recommendations within standalone plans.

Lauren Gray is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in goals-based wealth management for affluent families, accomplished professionals, and successful business owners. Lauren provides advice and guidance centered on clients' personal and financial priorities, aiming to help them feel empowered and confident in their financial decision-making. Her expertise encompasses areas such as college education planning, executive and equity compensation services, family wealth management strategies, retirement planning, socially responsible investing, tax minimization, and wealth management for women, sports, and entertainment clients. Lauren holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Lauren earned a Bachelor's Degree from San Jose State University. She is involved in professional organizations such as CREWSV and NAWBO, and participates in community activities with the Silicon Valley Humane Society and Soroptimist International of Santa Clara Silicon Valley. Outside of work, she enjoys biking, scuba diving, traveling, practicing yoga, and spending time with her family.

Michael Lam is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 18 years of industry experience. His work history includes multiple tenures at Morgan Stanley and UBS Financial Services. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Nick Simon is a Financial Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he serves as an advocate for clients to ensure their financial plans are personalized to support their individual goals. Prior to his current position, Nick worked as an Investment Consultant at Fidelity Investments from 2022 to 2024, and briefly as a Relationship Manager at the same firm in 2022. He also has experience as a Financial Solutions Advisor at Merrill Lynch from 2021 to 2022 and as a Financial Advisor at Merrill Lynch from 2019 to 2021. Nick holds a California Insurance License.