Kimberly Rosenfeld is a financial advisor with UBS Financial Services in Norfolk, VA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with UBS since 2012. Outside of her advisory role, she serves as Treasurer and a board member for the Riverview at the Preserve Homeowners Association, where she oversees budgeting, financial reporting, and community projects. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations in delivering its advisory services.

Christopher Beale is a financial advisor with UBS Financial Services in Norfolk, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS Painewebber Inc. since 2003. Outside of his advisory work, Beale serves as committee chairman and treasurer for Cub Scout Pack 63 in the Tidewater Council of the Boy Scouts of America, involved in youth education and skill development. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm also provides institutional trading capabilities alongside wealth management services.

Gary Friedman is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at firms including ABNB Financial Credit Union, CUSO Financial Services, Oppenheimer & Co Inc, and Raymond James Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and consulting services, offering both discretionary and non-discretionary management and access to various research and model portfolios.

James Kitz is a financial advisor with UBS Financial Services in Norfolk, VA, holding Series 63 and Series 65 licenses and having 35 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he serves as trustee for a family trust related to the estate of a former UBS employee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Sharon Ryan is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Lincoln Financial Advisors Corporation for 32 years. In addition to her advisory role, she is licensed as an insurance agent offering fixed insurance products such as annuities, disability, health, long-term care, and traditional life insurance. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios, supporting both discretionary and non-discretionary management with access to multiple third-party platforms.

Joshua Rockwell is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2007. Outside of his advisory role, he is president of a business consulting firm focused on business continuation and succession planning and serves as a referral partner for fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and related services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers asset management, wrap and money-manager programs, and educational seminars.

Robert Chapman Bradshaw is a Senior Vice President, Wealth Management Advisor, and Portfolio Manager at Merrill Lynch Wealth Management. He is the founding member of The Bradshaw Wealth Management Group and has been with Merrill Lynch since 2002. Robert works with high-net-worth families, trustees, owners of closely held businesses, nonprofit organizations, and administrators of corporate retirement plans. He helps clients design wealth management and investment strategies tailored to their financial and family goals by analyzing their assets, liabilities, estate planning needs, and tax circumstances. Robert began his financial services career in 1999. He is a qualified portfolio manager who builds and manages personalized or defined investment strategies, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and received his bachelor's degree in business administration from Coker College in Hartsville, South Carolina. Robert is also a member of the Certified Financial Planner Board of Standards, Inc. He lives in Virginia Beach with his wife, Megan, and their three sons, Max, Will, and Luke. Robert has served on the board of directors for The First Tee of Hampton Roads and is a past president of the Bennett's Creek Sertoma Club, an organization that focuses on helping hearing-impaired children in the Tidewater Region of Virginia. In his spare time, he enjoys outdoor activities and spending time with his family.

Chase Ely is a financial advisor with LPL Financial in Virginia Beach, VA, holding a Series 66 designation. Ely's experience includes roles at Virginia Asset Group, Kroger, and Radford University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, employing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Colin McDowell is a Planning Consultant at Fidelity Investments, a position he has held since 2023. He brings over eight years of experience in the financial industry, including roles as a Trader at Finero LLC since 2018 and as a Portfolio Analyst at Blue Digital Capital, LLC from 2020 to 2022. Colin applies his global upbringing and professional background to assist clients in Hampton Roads in developing and maintaining financial plans tailored to their individual life circumstances. His expertise encompasses collaborating with a diverse range of investors to navigate their financial futures. Outside of his professional commitments, Colin has interests in comedy, fitness, football, hiking, traveling, and volunteering.

James Spencer IV is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the ChFC® designation and has 38 years of industry experience. Prior to joining Raymond James, he worked at PJ Robb Variable Corp. and Crump Life Insurance Services. Outside of his advisory role, he manages camps, clinics, and tournaments for girls fastpitch softball through his business, Legendary Softball LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, corporations, and institutional investors. The firm employs a non-discretionary approach tailored to client goals and supports extensive advisory programs and institutional consulting.

Jennifer Duffy is a financial advisor at Raymond James & Associates with 40 years of industry experience. She previously worked at Merrill for 17 years before joining Raymond James in 2011. Duffy serves as a board member for the Together We Can Foundation/Smart Transitions, a local nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Walter McDaniel Jr. is a CFP®-designated financial advisor with over 43 years of industry experience, currently affiliated with LPL Financial in Norfolk, VA. He has held roles at multiple firms, including HD Vest Financial Services and maintaining his own practice, McDaniel Tax and Financial Consultants, Inc. since 2017. McDaniel also serves as a faculty member at Old Dominion University, where he has been teaching since 2001. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Joseph Carter III is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2008. Outside of his advisory role, he has been involved with Galilee Episcopal Church for over 20 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Kenneth Donovan is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Ameriprise in Virginia Beach, VA. He has been with Ameriprise and its affiliate since 2015. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written Recommendation Reports, supported by a centralized consulting team and algorithmic tools.

Colleen Willis is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and four years of industry experience. She has worked at Ameriprise since 2019 and previously at State Farm from 2016 to 2019. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm serves clients through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

Gregory Harris is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tyler Summers is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His work history includes roles at Digital Intelligence Systems LLC and Il Giardino. Outside of finance, he owns and operates SUMMERSTEE, LLC, a business that sells quality T-shirts. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Graham Miller is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding a Series 66 designation and five years of industry experience. His prior work includes five years at Towne Bank before joining MassMutual and its affiliated MML Investors Services in 2021. Outside of advising, he owns and manages GCM Enterprise LLC, a bookkeeping business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a structured approach using firm-approved analytical tools.

Kyle Watts is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and having 10 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2015 and 2016, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including comprehensive financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Josh Martinez is a financial advisor at Ameriprise Financial Services, LLC with four years of industry experience. He holds a Series 66 designation and has worked exclusively with Ameriprise since 2020. Prior to his advisory role, he held positions at several universities and in retail. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.