Joseph Giles is a financial advisor with Primerica Advisors in Newport News, VA, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked with Primerica Advisors since 2015 and has been involved in roles outside finance, including owning Two Mice Fitness Solutions, LLC as a personal trainer and founding the Buckroe Sharks Wrestling Club, a nonprofit organization. He also serves as a wrestling referee for the Southeastern Wrestling Officials Association. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Gavin Mease is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at TIAA-CREF Individual & Institutional Services, The White House Historical Association, and MLB Network Inc. Fidelity’s Strategic Advisers LLC, where Gavin is based, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Luke Pitcher is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors LLC, TGA Sports, and held roles at various educational and country club establishments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Joshua Carpenter is a CFP® and holds the Series 66 designation with 10 years of experience in the financial industry. He has been with Edward Jones since 2016 and is based in Hampton, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Sean Jones is a financial advisor with Edward Jones in Chesapeake, VA. He holds the CFP®, ChFC®, and Series 66 credentials and has seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Raytheon and II Corps Consultants. Outside of his advisory role, he owns Death Wish For Life LLC, an internet-based retail clothing business focused on print-on-demand apparel. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a nationwide network of approximately 23,701 financial advisors.

William Jarrett is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, Jarrett serves on the finance committee of Here for the Girls, a health and welfare organization based in Williamsburg, Virginia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by advanced modeling tools and serves clients through both direct and corporate agreements.

Rachel Maria Jeffries is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, she worked at Plant Factory Interiors LLC and Prosper Insurance. Outside of her advisory role, she serves as a brand ambassador for Chix Event Services, LLC, participating in local music festivals to provide samples and promotional materials. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies, primarily focusing on assets managed within Ameriprise.

Moses Rosario is a financial advisor at OSAIC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including The Vanguard Group, JP Morgan Chase Bank, and Wells Fargo. He also serves as a registered assistant at Investors Securities Group, providing assistance with service-related items. OSAIC serves a broad mix of retail and institutional clients and offers integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios, supporting both discretionary and non-discretionary account management.

Kelly Janzen is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Raymond James and Associates, Inc. for 13 years and has experience assisting with retail restock and recovery at SPARC Group LLC/Aeropostale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Jernigan is a financial advisor with Raymond James Financial based in Virginia Beach, VA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He also leads The Pinnacle Group as CEO and President, a business he has owned since 2005. Jernigan has worked at Raymond James Financial since 2009 and has extensive experience managing regional advisory operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal advisory services, along with specialized consulting programs such as SIMPLE IRA Employer Advisory & Consulting Services.

John Gillis Jr. is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 14 years prior to joining LPL Financial in 2019. He is also the managing member of JCG LLC, an investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, 529 account management, and brokerage services, with both discretionary and non-discretionary management supported by research and model portfolios.

Scott Matheson is a CFP®-certified financial advisor at Ameriprise with 32 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at Wells Fargo Advisors from 2009 to 2017. He serves on the Board of Directors for the Southeastern Virginia Community Foundation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides clients with written reports and ongoing advice focused on income planning and tax-aware withdrawal strategies.

Jordan Ramirez is a Series 66-licensed financial advisor with six years of industry experience, currently practicing at Raymond James Financial in Virginia Beach, VA. He has held advisory roles at TowneBank and Raymond James Financial Services Advisors, Inc. since 2017. Ramirez is also involved in support activities related to Towne Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm uses tailored, non-discretionary planning with risk profiling and analytical modeling and supports municipal finance work through unique affiliations.

Ryan Dutil is a financial advisor with Wells Fargo Clearing holding Series 65 and Series 63 licenses and three years of industry experience. His work history includes roles at Wells Fargo Bank, LPL Financial, and ABNB Federal Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory in its investment approach.

Cassie Arture is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans aimed at achieving their goals. She works closely with clients to create roadmaps tailored to their financial objectives and provides them with knowledge about the tools and resources available through Fidelity. Cassie has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2023. Her experience spans various aspects of client relationship management and financial planning within the company.

Gary Bonnewell is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association. Outside of his advisory work, he participates in public speaking engagements for non-profit organizations and serves on the advisory board of the Hampton Roads Community Foundation. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individual and institutional clients, utilizing firm-approved tools and investment committee guidance to support tailored planning solutions.

Svetlana Williams is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021. In addition to her advisory role, she is involved with The Language Group LLC, a part-time English-Russian translation service. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Robert Hamlin Jr. is a CFP® professional with 27 years of industry experience, currently affiliated with OSAIC since 2023. He previously worked at Lincoln Financial Advisors Corp. for 16 years and SagePoint Financial, Inc. Additionally, he is involved with IronBridge Wealth Counsel, LLC, where he offers fixed insurance products as part of financial planning. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, through a large network of advisers and multiple advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Michael D'Alessandro is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing six years of industry experience. He has worked with Avantax Insurance Agency and Avantax Advisory Services, and concurrently operates as Director of Operations at Strive Accounting & Tax Solutions, an accounting, bookkeeping, payroll, and tax service firm. D'Alessandro has also maintained a licensed insurance agent role for Allianz Travel Insurance since 2015. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and third-party managers, supporting discretionary and non-discretionary account structures.

David Christianson is a financial advisor at LPL Financial with 40 years of experience in the industry. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he spent 22 years at Next Financial. Outside of his advisory work, he is involved as a volunteer with a nonprofit organization and pursues activities as a musician and artist. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research, model portfolios, and technology solutions.