Craig Spawn is a CFP® professional with 33 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Insurance Services and various Avantax entities since 2004 and operates his own financial planning business. His experience includes both advisory and insurance services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Carl Weigold is a financial advisor at Morgan Stanley in Loveland, Colorado, with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to that, he held positions at Bank of the West and Axa Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Adam Goble is a financial advisor with Morgan Stanley in Loveland, Colorado, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Morgan Stanley since 2014 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include retirement and estate planning through a structured financial planning process.

Taylor Rhoades is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial career in 2009 as a banker in Colorado and joined Merrill in 2015 after earning his MBA from the University of Tennessee. During his tenure at Merrill, he earned the CERTIFIED FINANCIAL PLANNER® certification. Taylor specializes in college education planning, personal retirement planning, portfolio management services, and retirement income. He employs a disciplined planning approach, collaborating one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. He holds a Bachelor's Degree from Montana State University and an MBA from the University of Tennessee. Outside of work, Taylor enjoys running marathons, playing volleyball, and spending time with his wife and daughters.

Terrance Keyes is a financial advisor with LPL Financial, holding a ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience and has worked at LPL Financial since 2020. His prior experience includes roles at Lucia Securities, LLC and RJL Wealth Management, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Logan Wood is a Series 66 licensed advisor with LPL Financial in Windsor, CO, with one year of industry experience. Prior to joining LPL Financial, he worked at Colorado State University, Play It Again Sports, and West Fargo Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a broad range of advisory programs, retirement plan consulting, and brokerage services.

Austin Wolters is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2012, progressing through various roles including Investment Consultant, Workplace Planning Consultant, High Net Worth Service Associate, and Financial Representative. Prior to joining Fidelity, Austin worked at USAA as a Financial Advisor and SMS Investment Representative from 2014 to 2017. Throughout his career, Austin has focused on understanding the unique needs, experiences, preferences, and styles of investors and their families to create comprehensive financial plans. He emphasizes providing personalized attention to help clients make important financial decisions. Outside of his professional work, Austin enjoys activities such as biking, camping, football, hiking, outdoor adventures, and traveling.

Jose Medina is a financial advisor with LPL Financial based in Fort Collins, CO. He holds the Series 66 designation and has been in the industry since 2024. Prior to his advisory role, Medina has work experience in various sectors including education and hospitality, having been involved with Rio Grande Mexican Restaurant and Colorado State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research and model portfolios.

Joel Maly is a financial advisor at Edward Jones in Fort Collins, CO, holding a Series 66 designation with one year of industry experience. He has worked at Edward Jones since 2024 and has prior experience with firms including Tall Tree Administrators, Small Business Agency Cooperative, and Free Market Administrators. Outside of his advisory role, he is a co-owner of Nichole Maly Income Tax Solutions, a tax preparation and planning business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Matthew Lenhart is a financial advisor with Primerica Advisors in Loveland, Colorado. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to his advisory role, he worked at Connect for Health Colorado and spent over a decade at Vertiv. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure.

Kevin Bednar is a CFP® professional affiliated with RBC Capital Markets with six years at the firm and a total of two years of industry experience. Prior to his current role, he worked at UBS Financial Services for one year and was involved in Serious Texas BBQ from 2019 to 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management tailored to clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers.

Jenner Kehe is a financial advisor at Edward Jones in Fort Collins, CO, holding the Series 66 designation. Kehe joined Edward Jones in 2025 and has prior experience working with Rolling Hills Country Club, Slammers Baseball South, and Fort Hays State University, among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Monica Minton is a financial advisor with Ameriprise in Windsor, CO, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she serves as Chief Operating Officer of GVB Alliance, LLC, overseeing operations for a financial advisory practice affiliated with Ameriprise. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Megan Johnstone is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2018, having worked at Wells Fargo Bank, N.A. since 2016. Based in Fort Collins, CO, she provides investment advisory services through a large national firm. Wells Fargo Advisors serves individual, corporate, and institutional clients, including pension and charitable organizations, offering a range of investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics-based strategies and provides both brokerage and advisory solutions through a nationwide network of over 14,000 financial advisors.

Norma Barrandey is a Series 66-licensed financial advisor at Stifel with 20 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Barrandey also serves as an adjunct professor teaching finance courses at the University of Northern Colorado. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services guided by proprietary investment analysis and asset allocation methodologies.

Kyle Anderson is a financial advisor with LPL Financial in Fort Collins, CO, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2019, he worked at Eugene Country Club for 11 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by model portfolios and research.

Nicholas Kenny is a financial advisor at Edward Jones in Greeley, Colorado, with three years of industry experience. He holds a Series 66 designation and has previously been involved with the Midtown Arts Center, Candlelight Dinner Theatre, and the Greeley Philharmonic Orchestra. Outside of financial advising, he owns and operates Kenny Enterprises, LLC, which creates and hosts trivia events for local businesses and community groups, and serves as treasurer for the Northern Colorado Young Professionals. He was also a guest announcer for the 2024 National Hockey League Alumni Winter Classic game in Aspen, Colorado. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and supports a nationwide network of financial advisors across more than 15,000 branch offices.

Mickey Speck is a financial advisor with Raymond James Financial who holds a Series 66 license and has 12 years of industry experience. He previously worked at Waddell & Reed, Inc. from 2014 to 2020 and has been affiliated with Raymond James Financial Advisors and the Bank of Colorado since 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Cash Freeman is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones, RBC Capital Markets, and City National Bank. He is based in Fort Collins, CO. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client's Advisory Risk Profile.

Bryndi Peif English is a financial advisor at Edward Jones with 13 years of experience. She holds a Series 66 designation and is based in Greeley, Colorado. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.